Who Has Cheap Insurance Quotes for a Dodge Journey in Texas?

The chances that you’ll find the best cheap coverage for a Dodge Journey in Texas depends on many rating factors like if you are married or single, your credit status, and your policy deductibles. Drivers on average pay around $1,040 a year to insure their Journey, but that rate is an approximation using a 30-year-old married male driver that wants comprehensive and collision coverage and $500 deductibles.

That rate won’t apply to everyone, because more than likely you are not 30 years old and maybe not even male, maybe you are single instead of married, or maybe you have a couple of speeding tickets. Changing even a minor factor in rating criteria can induce significant differences in the rate quoted for a Dodge Journey.

Everyone has different rating factors, so the best method for finding the most affordable coverage for your Dodge is to just take the time to do a thorough rate comparison. Get a free quote now and you will receive rate quotes from the best auto insurance companies that insure Dodge vehicles in Texas.

Insure Your Dodge for Less

The trim level of your Dodge impacts price, so the price you will pay to insure a Journey SE 2WD trim level will be $174 lower than the cost to insure the higher-end Journey SXT Crew AWD model, as shown in the prices below.

Above prices assume married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Texas minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, multi-vehicle, and homeowner. Price estimates do not factor in vehicle garaging location which can affect coverage prices considerably.

Ending up with the right insurer can be a challenge considering how many companies sell coverage in Texas. The company rank data in the next section could help you analyze which car insurance companies you want to consider purchasing a policy from. The ratings below are for the largest auto insurers in America, so companies without a large exposure will not be included in this list.

Top 10 Large Auto Insurance Companies in Texas Ranked by Customer Service

1. USAA
2. Travelers
3. Mercury Insurance
4. AAA Insurance
5. Nationwide
6. Safeco Insurance
7. Progressive
8. State Farm
9. The Hartford
10. The General

Top Companies for Dodge Journey Insurance in Texas

Discounts on cheap insurance for a Dodge Journey in Texas

<img class="shadow floatright" src="http://www.quoteclickinsure.com/blog/wp-content/uploads/auto-insurance-dodge-journey-tx.jpg" alt="Cheaper Texas car insurance for a Journey”/>Insurers that provide policies for a Dodge Journey could also offer discounts that may potentially lower prices by as much as 25% or more if you meet eligibility requirements. A list of car insurance companies and some of the premium reductions they offer are included below.

• AAA offers discounts for anti-theft, education and occupation, multi-policy, pay-in-full, and good driver.
• Progressive has discounts for multi-vehicle, homeowner, good student, online quote discount, and online signing.
• State Farm may have discounts that include Steer Clear safe driver discount, good student, multiple policy, accident-free, driver’s education, passive restraint, and multiple autos.
• Esurance discounts include paid-in-full, homeowner, DriveSense, defensive driver, anti-lock brakes, and renters.
• Nationwide offers discounts including good student, business or organization, Farm Bureau membership, anti-theft, defensive driving, accident-free, and easy pay.

The diagram below shows the comparison of insurance costs with and without policy discounts. The costs are based on a male driver, no tickets, no at-fault accidents, Texas state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows the average rate with no discounts. The second bar shows the rates with multiple policy, claim-free, marriage, safe-driver, anti-theft, and vehicle safety discounts applied. When these discounts are applied, the the amount saved on car insurance for a Dodge Journey is 28% or $535.

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Who is cheaper: Geico, State Farm, Progressive, or Allstate?

When shopping for insurance for a Journey in Texas, four companies you’ll want quotes from are Geico, State Farm, Progressive, and Allstate. When added together, they make up 48.5% of all policies written. They all offer a different combination of discounts, features, and options that buyers can choose from. The following table breaks down some of the different options and features that are available for policyholders.

How to find low-cost car insurance for a Dodge Journey

The list below summarizes many money-saving suggestions that can help Texas drivers quote cheap coverage.

• Improve your credit score
• Do not get tickets
• Higher deductibles mean lower rates
• Vehicles with safetly features generally cost less to insure
• At-fault accidents can raise rates significantly
• Compare price quotes at least once a year

That final tip is especially critical, as was stressed in the prior information. Insurance rates change constantly, so don’t be afraid to switch companies if a lower price can be found. Many drivers have brand loyalty and that’s fine, but we do not recommend it if your bullheadedness ends up costing you a fortune every year. Spend a few minutes and compare prices to find cheaper car insurance for a Dodge Journey.