Who Has Cheap Insurance Quotes for a Ford Escape in New Hampshire?

Your odds of finding the cheapest car insurance for a Ford Escape in New Hampshire depends upon a complex calculation that is influenced by things such as how long your commute is, your residence address, and if your driving record is clean. Drivers on average pay approximately $610 annually to insure an Escape, but that price is an approximation that rates a 30-year-old married male driver who purchased both comprehensive and collision coverage and $250 policy deductibles.

But there is a high likelihood that you are not 30 and maybe not even a male, possibly single instead of married, or maybe you had a chargeable driving offense. Even a minor difference in price quote data could end up in a significant change in the cost of insuring your Escape.

This shows why the best method for finding the cheapest insurance price for your Ford is to get into the habit of shopping around regularly. To start saving now, get free quotes and you can get prices from the cheapest companies that insure Ford vehicles in New Hampshire.

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The specific trim level tends to have a direct impact on the cost of coverage, so the price you will pay to insure a Escape XLS 2WD trim level will be $80 less than the cost to insure the more expensive Escape Limited 4WD trim level, as shown in the table below.

Table data represents married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and New Hampshire minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Premium amounts do not factor in specific garaging location which can impact premium rates greatly.

Comparing quotes for cheap car insurance is not the easiest thing to accomplish, and finding out which insurers offer the lowest-priced car insurance rates for a Ford Escape will involve more quotes for comparison. Each insurer uses a slightly different approach to set policy rates, so let’s rank the car insurance companies with the overall best prices in New Hampshire.

It’s a good idea to know that New Hampshire car insurance rates are calculated based on many things that control the policy premium. Simply improving your credit score, marrying your spouse, or getting a DUI may generate price changes resulting in some companies being affordable when they were higher priced.

Best Car Insurance Prices for Your Escape

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Concord may offer some of the lowest car insurance rates in New Hampshire at around $691 a year. Travelers, Patriot, USAA, and Vermont Mutual also rank well as some of the more affordable New Hampshire insurance companies.

As the rates illustrate above, if you currently have a policy with USAA and switched to Concord, you might realize an annual savings of around $129. New Hampshire drivers with Vermont Mutual could save as much as $182 a year, and Amica customers might realize rate reductions of up to $225 a year.

To find cheap insurance for a Ford Escape in New Hampshire for your vehicle, click here to start your custom quote or visit any of the companies below.

Bear in mind that those premium estimates are averages across all drivers and vehicles and and are not figured with a specific rate value for a Ford Escape. So the company that fits your needs best may not even be featured in the above rate chart. That points out the importance of why you need to compare rates from as many companies as possible using your own driver and vehicle profiles.

Bad driving habits will cost you more

In a perfect world, the best way to snag cheap insurance for a Ford Escape in New Hampshire is to drive safe and avoid accidents and violations. The diagram below demonstrates how traffic citations and at-fault accidents influence insurance costs for each age group. The data is based on a married male driver, comp and collision included, $500 deductibles, and no discounts are applied.

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In the chart above, the average cost of a car insurance policy in New Hampshire per year with no accidents and a clean driving record is $962. Get written up for two speeding tickets and the average cost hikes up to $1,320, an increase of $358 each year. Now add in one accident along with the two speeding tickets and the 12-month cost of car insurance for a Ford Escape jumps again to an average of $1,681. That’s an increase of $719, or $60 per month, just for not being a responsible driver!

Which auto insurance company is best?

When it comes to buying insurance for an Escape, some of the largest companies to start with are Progressive, Allstate, State Farm, and Geico. If you add them together, they insure 48.5% of the entire U.S. car insurance market. The following table points out some of the different options you can buy with each company.