Who Has the Cheapest Auto Insurance Quotes for Teenage Males in Hawaii?

One of the many things used to determine the annual cost of car insurance is where you keep your car in Hawaii. More densely populated places like Hilo, Ewa Beach, and Nanakuli tend to have more expensive auto insurance rates, whereas areas with lower crime rates and fewer weather claims have the benefit of cheaper auto insurance prices.

The illustration below rates the higher priced cities in Hawaii for teenage males to buy car insurance in.

Information shown are comparative as the garaging address in Hawaii can alter rates noticeably.

The vehicle model that is being insured is a large factor when comparing quotes for cheap coverage for teenage males. Vehicles with economical engines, a great safety record, or a low likelihood of having liability claims will cost less to insure than high performance models. The next lists ranks auto insurance premiums for a selection of the most economical vehicles to buy insurance for.

Data based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Hawaii minimum liability limits. Discounts applied include safe-driver, and claim-free. Prices do not factor in your specific Hawaii location which can change premium rates significantly.

Data variables include single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Hawaii minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate quotes do not factor in Hawaii location which can alter coverage prices noticeably.

Data rating is based on single male driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and Hawaii minimum liability limits. Discounts applied include safe-driver, and claim-free. Price estimates do not factor in Hawaii location which can increase or decrease price quotes significantly.

The diagram below demonstrates how deductibles can increase or decrease yearly insurance costs when trying to find cheap insurance for teenage males. The price estimates are based on a married male driver, comprehensive and collision coverage, and no discounts are applied to the premium.

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As shown above, a 30-year-old driver could lower their policy premium by $276 a year by increasing from a $100 deductible up to a $500 deductible, or save $414 by choosing a $1,000 deductible. Younger drivers, like the 20-year-old example, could drop their prices as much as $838 each year just by choosing higher deductibles. If you make the decision to raise deductibles, it’s a good idea to have enough spare savings to offset the extra out-of-pocket expense, which is the one inconvenience of using high deductibles.