Who Has the Cheapest Auto Insurance Quotes for Welfare Recipients in Vermont?

Wouldn’t it be awesome if we could look into our crystal ball and tell you the one company that has the best auto insurance prices for welfare recipients? Regrettably, it’s not quite that easy, as there are a lot of unknown factors like the type of vehicle you drive, whether you just want liability only, and the amount of liability coverage you want, that all go into determining the rate you pay. This article covers some of these criteria and will hopefully give you a good beginning to your quest for cheaper car insurance in Vermont.

Determining which company has the cheapest auto insurance rates for welfare recipients will take a little more sweat in order to find the lowest price. Each company used slightly different criteria for establishing rates, so we’ll go over the most competitive auto insurance companies in Vermont.

It’s important to know that Vermont auto insurance rates are based on many factors that may substantially change the price you have to pay. Simply having another birthday, buying a different home, or getting a couple of tickets can produce rate changes that can make some companies cheaper than competitors.

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Safeco may have some of the best car insurance rates in Vermont at around $481 per year. California Casualty, USAA, The Hartford, and Travelers also qualify as some of the best Vermont car insurance companies.

As depicted above, if you are a customer of The Hartford and switched to Safeco, you could realize yearly savings of in the vicinity of $165. Drivers with Travelers may save as much as $227 a year, and Unitrin customers might realize rate reductions of up to $236 a year.

These premium estimates are averaged across all types of drivers and the different vehicles they drive and do not take into consideration a rate discount for welfare recipients. So the auto insurance company that is best for you may not even be shown in the above rate chart. That affirms the importance of why you need to get rate quotes from many companies using your own driver and vehicle profiles.

The vehicle you are buying coverage for is probably the most important factor when looking for the most affordable insurance for welfare recipients. Vehicles with high performance engines, a lack of advanced safety features, or high incidents of liability claims will cost substantially more to insure than more modest models. The list below illustrates insurance costs for the more afforable vehicles to buy insurance for.

Above prices assume single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Vermont minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, homeowner, and multi-policy. Price estimates do not factor in zip code location which can alter premium rates considerably.

Looking at the data, cars like the Chevrolet Traverse, Toyota Tacoma, Ford Escape, and Honda CR-V are a few of the most affordable vehicles to insure for drivers on welfare.

For Vermont drivers, one of the components used to determine insurance cost is where you choose to live in Vermont. Regions with larger populations or more claims like Northfield, Brattleboro, and Bellows Falls will most likely pay more, whereas cities that are not as densely populated generally benefit from lower car insurance rates.

The following table rates the most expensive places in Vermont for welfare recipients to buy an auto insurance policy in.

Table data uses comparative as the specific Vermont residence address can modify prices considerably.

The illustration below illustrates how choosing a deductible can increase or decrease yearly insurance costs when searching for cheap insurance for welfare recipients. The price estimates are based on a single female driver, full coverage, and no discounts are applied to the premium.

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The data above shows that a 50-year-old driver could pocket $226 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $340 by selecting a $1,000 deductible. Young drivers, like the 20-year-old, could potentially save up to $574 or more by choosing a higher deductible. When raising deductibles, it will be necessary to have plenty of savings on hand to enable you to pay the extra out-of-pocket expense, which is the one disadvantage of using larger deductibles.