Who Has the Cheapest Insurance for Electric Cars in North Dakota?

When shopping for cheaper insurance for eco-friendly vehicles, one of the many criteria that determine auto insurance rates is your address in North Dakota. Cities with larger populations or higher claims like Hazen, Rugby, and Belcourt tend to pay higher rates, whereas areas with lower vehicle theft rates and fewer weather claims benefit from lower prices.

The table below sorts the most expensive areas in North Dakota for electric cars to buy an auto insurance policy in.

Table data uses approximated as zip code location can affect rates greatly.

The vehicle requiring insurance is a large factor that determines whether or not you can buy the lowest-priced auto insurance for electric cars. Vehicles with lots of horsepower, poor passenger safety features, or a track record of large liability claims will cost more to insure than more modest models.

The data below ranks car insurance prices for some of the cheaper automobiles to insure.

Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, claim-free, and multi-policy. Premium costs do not factor in vehicle location which can increase or decrease prices noticeably.

Price data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and North Dakota minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Table data does not factor in zip code location which can increase or decrease premiums substantially.

Data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Prices do not factor in your specific North Dakota location which can revise insurance rates substantially.

Discount North Dakota car insurance

Car insurance companies that offer the cheapest insurance for electric cars in North Dakota may also give you premium discounts that could potentially reduce rates by as much as 35% if you meet specific eligibility requirements. Popular auto insurance companies and their offered discounts can be found below.

The illustration below visualizes the comparison of auto insurance costs with and without discounts applied to the policy premium. The costs are based on a female driver, no violations or accidents, North Dakota state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second shows the rates with anti-theft, multiple vehicle, safe-driver, accident-free, defensive driving course, and claim-free discounts applied. When drivers qualify for the discounts, the the average yearly reduction on auto insurance for electric cars is % or $.

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State Farm, Geico, Allstate, or Progressive: Who is best?

If you’re looking for the best auto insurance, four good companies to start with are State Farm, Geico, Allstate, and Progressive. If you combine them together, they insure over 45% of all auto insurance policies in force. The following table compares and contrasts some of the different options and features shoppers can find with each company.

How to get the cheapest insurance for electric cars in North Dakota

Here are a few penny-pinching suggestions that can help North Dakota drivers buy the cheapest auto insurance.

• Avoid at-fault accidents and claims
• Pay cheaper rates with good credit scores
• If your vehicles are older, consider dropping full coverage
• Insure your home and auto with the same company
• Buy a vehicle with excellent safety ratings
• Ensure you have the best deal by shopping around regularly

The last tip in the list is remarkably important, as we emphasized in this piece. Auto insurance rates adjust often, so drivers shouldn’t hesitate to switch carriers if a lower price can be found. Being loyal to a particular company is commendable, but it isn’t a good idea if that dedication is costing hundreds of dollars year after year. In just a few minutes you could compare prices to find cheaper auto insurance for electric cars.