Best Cheap Car Insurance for Teenage Males in Delaware

Since we’re writing about auto insurance, the word affordable should not appear anywhere in the article as a descriptor for auto insurance rates. The fact is, cheap car insurance for teenage males can be hard to find. Don’t let that discourage you, because we can show you some ways you can find auto insurance that is considered budget-friendly.

We all have different tastes in cars, and the vehicle on the policy is probably the biggest factor when consumers are trying to find the best cheap car insurance for teenage males in Delaware. Vehicles with higher performance characteristics, poor crash test ratings, or a high likelihood of having liability claims will cost significantly more to insure than more modest models. The information below presents car insurance costs for the most economical automobiles to buy insurance for.

Data based on single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include claim-free, and safe-driver. Price estimates do not factor in the specific area where the vehicle is garaged which can modify auto insurance rates significantly.

Table data assumes single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate information does not factor in specific location which can lower or raise premiums noticeably.

Prices above based on single male driver age 16, no speeding tickets, no at-fault accidents, $500 deductibles, and Delaware minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium costs do not factor in vehicle location which can change prices noticeably.

Figuring out which insurers offer the cheapest insurance rates for teenage males will require more time in order to find the lowest price quote.

Every insurance company uses a different method to determine premium rates, so we need to take a look at the most affordable insurance companies in Delaware. It’s important that you understand Delaware insurance rates are based on many factors which can substantially decrease or increase the cost of having a policy. Getting older, buying a different vehicle, or getting a ticket for careless driving may cause policy rate changes that can now make some companies more affordable than before.

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USAA has some of the cheapest car insurance rates in Delaware at around $874 a year. Travelers, Nationwide, Atlantic States, and California Casualty are also some of the cheaper Delaware auto insurance companies.

As the rates illustrate above, if you are a customer of Atlantic States and switched to USAA, you could realize an annual savings of in the vicinity of $444. Drivers with California Casualty could save as much as $471 a year, and Titan insureds might cut rates by $511 a year.

To get a fast rate comparison, click here to start your free quote or quote prices from the following companies.

It’s important to note that these premium estimates are averages for all drivers and vehicles in Delaware and and are not calculated with a rate increase for teenage males. So the insurer that is best suited for you may not even be featured in the chart above. That underscores the importance of why you need to get quotes using your own driver information and specific vehicle type.

Get discount Delaware auto insurance

Insurance providers that provide the best cheap car insurance for teenage males in Delaware may have price discounts that could lower prices by as much as 25% or more if you qualify. A few popular companies and some of the discounts include:

• Esurance may include discounts for DriveSense, Pac-12 alumni, renters, anti-lock brakes, multi-car, and claim free.
• The Hartford has savings for vehicle fuel type, air bag, driver training, bundle, good student, and defensive driver.
• AAA offers discounts for education and occupation, good driver, anti-theft, pay-in-full, multi-car, good student, and multi-policy.
• GEICO may offer discounts for defensive driver, air bags, anti-lock brakes, federal employee, membership and employees, and good student.
• State Farm offers discounts including good student, multiple policy, driver’s education, defensive driving training, good driver, and accident-free.

The diagram below visualizes the comparison of yearly insurance costs with and without discounts. The costs are based on a male driver, no claims or driving citations, Delaware state minimum liability limits, full coverage, and $500 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with paid-in-full, continuous coverage, vehicle safety, paperless filing, anti-theft, and passive restraint discounts applied. When discounts are applied, the the amount saved on insurance for teenage males is 28% or $946.

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