Best Cheap Car Insurance for Uber Drivers in Utah

This would be a quick read if we could just tell you the company that has the best car insurance rates in Utah. It’s just not that simple, as there are a whole bunch of unknown elements like whether you are a new or experienced driver, if you are requesting full coverage, whether you have prior claims, and the amount of liability coverage you need. In this article, we will cover some of these topics and educate you enough to have a good start in finding the cheapest car insurance in Utah.

The vehicle model that needs insurance is one of the main factors when comparing quotes for the best cheap auto insurance for Uber drivers in Utah. Vehicles with high performance features, poor passenger safety features, or an increased likelihood of liability claims will cost more to insure than more modest models.

The data below presents auto insurance prices for a number of the more afforable vehicles to insure in Utah.

Cost estimates assume single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Utah minimum liability limits. Discounts applied include safe-driver, claim-free, multi-policy, homeowner, and multi-vehicle. Rates do not factor in zip code location which can decrease or increase rates noticeably.

Data variables include single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Utah minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, multi-policy, and safe-driver. Rate quotes do not factor in the specific area where the vehicle is garaged which can affect price quotes considerably.

Prices based on single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Utah minimum liability limits. Discounts applied include homeowner, multi-policy, safe-driver, claim-free, and multi-vehicle. Prices do not factor in your specific Utah location which can modify coverage rates noticeably.

For Utah drivers, one of the criteria that is used by auto insurance companies to determine the policy price is your address in Utah. Regions with more people or even just more weather-related claims like Kearns, West Jordan, and Cottonwood Heights tend to have higher auto insurance costs, whereas more rural areas have the luxury of lower rates.

The next table ranks the most expensive cities in Utah for Uber drivers to purchase auto insurance in.

Rate information is comparative as zip code location can change rates substantially.

Discount Utah car insurance rates

Insurers that provide the best cheap auto insurance for Uber drivers in Utah may also give you premium discounts that could potentially reduce rates by 40% or more if you qualify. A list of companies and a summarized list of policyholder discounts are included below.

The diagram below shows the difference between auto insurance rates with and without discounts applied to the rates. The premiums are based on a male driver, no claims or violations, Utah state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with safe-driver, vehicle safety, homeowner, multiple policy, anti-theft, and accident-free discounts applied. In this example, the average amount saved each year on insurance for Uber drivers is % or $.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 3237,2329],[‘Age 30’, 1667,1209],[‘Age 40’, 1651,1197],[‘Age 50’, 1503,1091],[‘Age 60’, 1459,1055],[‘Age 70’, 1781,1283]]);var options = {title: ‘Insurance Rate Comparison with Discounts for Uber Drivers’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Is the best company Geico, State Farm, Progressive, or Allstate?

If you are shopping around for auto insurance for Uber vehicles, probably the best companies to start with are Geico, State Farm, Progressive, and Allstate. Combined they have about half of all auto insurance written. The following table breaks down price and claims rank as well as some different options that policyholders can buy.

How to get the best cheap auto insurance for Uber drivers in Utah

Here are a few money-saving ideas that can help you buy the cheapest car insurance.

• Earn a discount by not filing claims
• Save money by insuring older vehicles for liability only
• Safe vehicles cost less to insure
• Drivers with good credit ratings often pay less
• Bundle car and home insurance and save money
• Increase the comprehensive and collision deductibles on your policy
• Keep rates low by comparing prices once a year

The last item on the list is very valuable, as was stressed in the prior article. Auto insurance rates fluctuate considerably, so don’t be hesitant to buy from a new company if a lower-cost policy is available. Having a favorite company is fine, but it’s not a great idea if your bullheadedness ends up costing you a wad of cash every year. In just a few minutes you could compare prices to find cheaper auto insurance for Uber drivers.