Best Cheap Car Insurance Quotes for 17 Year Olds in Arkansas

The vehicle that is being insured is one of the primary factors when trying to find the cheapest auto insurance for 17 year olds. Vehicles with lots of horsepower, a lack of modern safety features, or a track record of large liability claims will cost substantially more to insure than safer, lower-performance models. The data below illustrates coverage prices for a number of the cheapest vehicles to buy coverage for.

Data based on single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate information does not factor in specific location which can decrease or increase coverage rates considerably.

Data based on single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include safe-driver, and claim-free. Rate quotes do not factor in specific Arkansas garaging location which can revise premiums considerably.

Cost estimates assume single male driver age 17, no speeding tickets, no at-fault accidents, $1000 deductibles, and Arkansas minimum liability limits. Discounts applied include safe-driver, and claim-free. Price estimates do not factor in garaging location in Arkansas which can decrease or increase price quotes substantially.

Deciphering which companies quote the cheapest car insurance rates for 17 year olds takes a bit more effort than just quoting one company’s rates. Each auto insurer has their own formula for establishing rates, so we’ll take a look at the car insurance companies with the most affordable rates in Arkansas.

Best Car Insurance Prices for Teens

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USAA may offer some of the cheapest car insurance rates in Arkansas at around $991 each year. Auto Club, Travelers, State Farm, and Southern Farm Bureau are also some of the cheapest Arkansas insurance companies.

As shown in the table above, if you have coverage with State Farm and switched to USAA, you may realize an annual premium reduction of roughly $220. Insureds with Southern Farm Bureau could save as much as $234 a year, and Safeco policyholders might see rate reductions of $274 a year.

To find out how much you can save, click here to start a quote or feel free to get quotes from the companies below.

Understand that those policy prices are averaged for all drivers and vehicles and do not take into consideration a price increase for 17 year olds. So the company that fits your situation best may not even be featured in the list of companies above. That is why you need to get rate quotes from many companies using your own specific driver information and vehicle.

One of the more important considerations that determine the cost of insurance is where your residence is in Arkansas. Cities with larger populations like Little Rock, Hot Springs, and West Memphis tend to pay more, whereas less populated areas profit from lower rates.

The information below lists the higher priced cities in Arkansas for 17 year olds to buy car insurance in.

Prices are comparative as the garaging address in Arkansas can impact premiums significantly.

Buying coverage from the best company can be a challenge considering how many different companies insure vehicles in Arkansas. The company ratings shown next may help you analyze which insurers you want to consider comparing rates with.

These ratings only include major nationwide insurance companies, so companies that may only write in Arkansas will not be included in the list. If you wish to compare prices from these and other companies in Arkansas, follow this link.

Top 10 Large Auto Insurance Companies in Arkansas Ranked by A.M. Best Rating

1. Travelers – A++
2. USAA – A++
3. GEICO – A++
4. State Farm – A++
5. Esurance – A+
6. Progressive – A+
7. The Hartford – A+
8. Allstate – A+
9. Nationwide – A+
10. The General – A-

Top 10 Large Auto Insurance Companies in Arkansas Ranked by Claims Service

1. Travelers
2. Nationwide
3. Allstate
4. State Farm
5. American Family
6. GEICO
7. Liberty Mutual
8. Esurance
9. AAA Insurance
10. The Hartford

Discounts on the best cheap auto insurance for 17 year olds in Arkansas

Insurance providers that offer cheap quotes for 17 year olds may also give you special discounts that can lower rates by as much as 35% if you are eligible to receive them. A list of companies and some of their more popular discounts are detailed below.

• Progressive includes discounts for online signing, homeowner, good student, continuous coverage, multi-vehicle, multi-policy, and online quote discount.
• The Hartford has discounts for driver training, vehicle fuel type, defensive driver, good student, air bag, and bundle.
• Mercury Insurance offers discounts including low natural disaster claims, annual mileage, good student, accident-free, location of vehicle, anti-theft, and multi-car.
• GEICO offers premium reductions for multi-policy, military active duty, seat belt use, five-year accident-free, anti-theft, and membership and employees.
• AAA offers discounts for AAA membership discount, good driver, multi-car, education and occupation, and anti-theft.
• State Farm may offer discounts for passive restraint, student away at school, accident-free, Steer Clear safe driver discount, driver’s education, good driver, and anti-theft.

The information below shows the difference between insurance rates with and without discounts applied to the premium. Data assumes a female driver, no driving violations, no at-fault accidents, Arkansas state minimum liability limits, full coverage, and $500 deductibles.

The first bar for each age group shows the average annual price with no discounts. The second bar shows the rates with good student, continuous coverage, passive restraint, vehicle safety, paperless filing, and paid-in-full discounts applied. When these discounts are applied, the average amount saved each year on car insurance for 17 year olds is 28% or $534.

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