Best Cheap Insurance for a GMC Acadia in Maine

Whether or not you can find the best cheap insurance for a GMC Acadia in Maine depends upon a lot of rating factors like if you rent or own your home, your credit status, and citations or violations on your driving record. Drivers in Maine pay on average $600 a year to buy insurance for a GMC Acadia, but that policy rate is a projection calculated using a 50-year-old single male driver that wants both comprehensive and collision coverage and $250 policy deductibles.

There is a good chance you may not be 50 years old (or even male), you might be married instead of single, and maybe your credit level is not the same as what was rated. Having even a minor difference in rating criteria can make a big difference in the amount insurance costs for a GMC Acadia.

There is no “one size fits all” policy, so your best chance at finding cheap auto insurance rates for your GMC is to do your own rate comparisons. In just a few minutes you can get rates from the cheapest companies in Maine.

Find Cheaper GMC Acadia Insurance

Your GMC’s trim level has an effect on the cost of coverage, so the cost to insure a Acadia SL 2WD trim level will be $84 less than the insurance cost for the more expensive Acadia SLT AWD version, as shown in the prices below.

Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Maine minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, safe-driver, and claim-free. Table data does not factor in specific zip code location which can affect coverage rates considerably.

Finding reliable, low-cost auto insurance is difficult, and deciding which companies offer the best insurance rates for a GMC Acadia takes even more diligence. Each company uses a slightly different approach to establish rates, so let’s rank the most budget-friendly insurance companies in Maine.

It’s a good idea to be aware that Maine insurance rates are impacted by many factors that will increase or decrease the policy price. Taking a driver safety course, buying a home instead of renting, or having an accident can trigger price changes resulting in some rates now being cheaper than competitors.

Lowest Insurance Price Quotes for Your Acadia

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Travelers generally has some of the best car insurance rates in Maine at around $630 annually. USAA, Vermont Mutual, Countryway Insurance, and Patriot also rank well as some of the lowest-priced Maine car insurance companies.

As the rates illustrate above, if you buy coverage from USAA and switched to Travelers, you could realize a yearly savings of approxmiately $11. Insureds with Vermont Mutual may save as much as $70 a year, and Countryway Insurance policyholders might lower prices by up to $83 a year.

To discover how much you can save, click here or visit several of the following companies.

Bear in mind that those premiums are averages for all insureds and vehicles and do not factor in a specific rate value for a GMC Acadia. So the car insurance company that can offer you the best rate may not even be featured in the rate chart shown above. That’s why you need to quote rates from as many companies as possible using your own driver information and specific vehicle type.

The information below shows how choosing a deductible can impact premium costs when getting quotes for cheap insurance for a GMC Acadia. The data assumes a married male driver, full coverage, and no discounts are applied.

In the chart above, a 30-year-old driver could lower their policy premium by $188 a year by increasing from a $100 deductible up to a $500 deductible, or save $284 by changing to a $1,000 deductible. Even younger insureds, like the 20-year-old, could shave up to $566 every year by using higher deductibles when buying full coverage. If you do decide to increase your deductibles, it will be required to have enough funds in savings to pay the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

State Farm vs Geico vs Progressive vs Allstate

If you are looking for the best insurance for an Acadia in Maine, the most popular companies are State Farm, Geico, Progressive, and Allstate. The data below rates some of the ratings and options shoppers can find with each company.

How to find budget-friendly insurance for a GMC Acadia

It’s not impossible to find cheaper rates, and here are many money-saving suggestions that can help you get lower-cost auto insurance.

• Better credit scores save money
• Drive safe vehicles
• Ensure your driving record is clean
• Staying accident-free helps keep rates low
• Increase your physical damage deductibles
• Compare quotes from other companies often

That last idea is especially critical, as was pointed out in the article above. Prices charged by companies adjust frequently, so don’t be unwilling to buy a policy from a new company if a cheaper price is available.

Being loyal to a particular company is commendable, but it isn’t a good idea if that loyalty ends up costing money that could be used for better things. Take a couple minutes and compare prices and find cheaper auto insurance for a GMC Acadia.