Best Cheap Insurance for a Subaru Outback in Alaska

The chances that you’ll find the cheapest auto insurance for a Subaru Outback in Alaska relies on a whole bunch of rating criteria such as how you use your Outback, if you have a lapse in coverage, and your policy deductibles. Drivers in Alaska pay on average $1,130 every 12 months to buy insurance for a Subaru Outback, but that rate is a valuation based on rate data for a 30-year-old single female driver with full comprehensive and collision coverage and $100 deductibles.

More likely than not, you are not 30 and possibly not even female, you might be married instead of single, or maybe you just want liability only. Car insurance prices are based on the driver profile the best method for finding the cheapest insurance price for your Subaru is to put in the effort to do a thorough rate comparison.

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The trim level of your vehicle can impact the yearly cost, so the cost to insure a Outback 2.5I will be $216 less than the price to insure the more costly Outback 3.6R Limited version, as shown in the prices below.

Prices above based on single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Alaska minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, homeowner, and claim-free. Price information does not factor in vehicle location which can alter premium rates substantially.

Selecting the best auto insurance company can be a challenge considering how many companies sell coverage in Alaska. The company information in the next section could help you select which car insurance providers you want to consider shopping prices with.

The ratings below are for large nationwide companies, so companies that have a smaller presence are not taken into consideration for these rankings. To check rates from these and other competitive companies, click this link.

Top 10 Major Auto Insurance Providers in Alaska Ranked by Customer Satisfaction

1. USAA – 94%
2. AAA Insurance – 91%
3. State Farm – 90%
4. GEICO – 89%
5. The Hartford – 89%
6. The General – 88%
7. 21st Century – 88%
8. Allstate – 88%
9. Liberty Mutual – 88%
10. Esurance – 87%

Top 10 Major Auto Insurance Providers in Alaska Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. GEICO
6. Liberty Mutual
7. Allstate
8. The Hartford
9. The General
10. Farmers Insurance

Top Companies for Subaru Outback Insurance in Alaska

Types of discounts on Alaska insurance rates

Insurers that provide the best cheap insurance for a Subaru Outback in Alaska may have rate discounts that can reduce rates by 30% or more if you meet the requirements. A list of companies and a partial list of their discounts are:

• Progressive may have discounts that include multi-vehicle, online signing, homeowner, multi-policy, good student, continuous coverage, and online quote discount.
• MetLife has discounts for accident-free, multi-policy, good student, claim-free, defensive driver, and good driver.
• Mercury Insurance offers premium reductions for good driver, multi-policy, location of vehicle, professional/association, and multi-car.
• Nationwide has savings for anti-theft, good student, easy pay, multi-policy, business or organization, and Farm Bureau membership.
• GEICO includes discounts for anti-lock brakes, driver training, daytime running lights, multi-policy, five-year accident-free, defensive driver, and multi-vehicle.
• AAA may offer discounts for AAA membership discount, multi-car, multi-policy, pay-in-full, good driver, and good student.

The example below illustrates the comparison of insurance premiums with and without discounts applied to the rates. The premium estimates are based on a female driver, no accidents or driving violations, Alaska state minimum liability limits, full physical damage coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with multiple vehicle, safe-driver, accident-free, defensive driving course, multiple policy, and homeowner discounts applied. When discounts are applied, the average savings per year on car insurance for a Subaru Outback is 27% or $451.

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Is the best company State Farm, Allstate, Geico, or Progressive?

If you want the best insurance for an Outback, four companies to consider are State Farm, Allstate, Geico, and Progressive. They all offer unique options and discounts that buyers can choose from. The data below points out some of the different options and features .

How to find the cheapest insurance for a Subaru Outback

It’s not impossible to find cheaper rates, and here are some money-saving solutions that can help Alaska drivers quote cheap coverage.

• Do not get traffic violations
• Remain accident-free and save
• Better credit scores save money
• Increase your deductibles
• Save money by insuring older vehicles for liability only
• Vehicles with good safety ratings are usually cheaper to insure
• Compare rate quotes frequently

The final tip is especially crucial, as we pointed out in this piece. Insurance rates fluctuate constantly, so don’t be tentative to buy a policy from a new company if a cheaper rate is available.

Many consumers stick with the same company and that’s fine, but it isn’t a good idea if that stubbornness costs you major coinage every year. If you have a few minutes, now is a great time to compare prices to find cheaper insurance for a Subaru Outback.