Cheap Auto Insurance for Veterans in Nebraska

Establishing which companies offer the best insurance rates for veterans involves a tad more effort in order to find coverage that fits your buget. Every insurance provider has a different process to establish rates, so let’s look at the rankings for the insurance companies that tend to have lower prices in Nebraska.

It’s important that you understand Nebraska insurance rates are calculated based on many things that will increase or decrease the cost of a policy. Simply getting older, having a claim, or getting a ticket for careless driving can trigger price changes resulting in some rates now being more affordable than the competition.

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Safeco has some of the most affordable car insurance rates in Nebraska at around $804 annually. The Hartford, Auto-Owners, Allied, and Farm Bureau Mutual would also be considered some of the lowest-priced Nebraska auto insurance companies.

As depicted above, if you currently have a policy with Farm Bureau Mutual and switched to The Hartford, you could earn yearly savings of approxmiately $125. Drivers with Nationwide might save as much as $142 a year, and Farmers Mutual of Nebraska policyholders might realize rate reductions of up to $154 a year.

Bear in mind that those policy prices are averaged for all insureds and vehicles and and are not figured with a price discount for veterans. So the auto insurance company that has the lowest price for you may not even be shown in the rate chart shown above. That’s why you need to compare prices as often as possible using your own specific driver and vehicle information.

The make and model of vehicle requiring insurance is one of the main factors that determines whether or not you find cheap auto insurance for veterans in Nebraska. Vehicles with lots of horsepower, poor safety features, or an increased likelihood of liability claims will cost more to insure than more modest models. The list below presents car insurance costs for a handful of the more afforable automobiles to insure.

Data rating is based on married male driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Nebraska minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Rates do not factor in garaging location in Nebraska which can affect coverage prices greatly.

Based upon the rates shown, we can conclude that models like the Ford Escape, Honda CR-V, Honda Accord, and Toyota Prius should be some of the more affordable vehicles to insure for veterans.

One of the many considerations that is looked at to help calculate car insurance rates is where your residence is in Nebraska. Areas with more people or more claims like Scottsbluff, Gering, and North Platte will most likely pay more, whereas areas with lower crime rates and fewer weather claims can boast about having cheaper rates.

The illustration below illustrates the most expensive areas in Nebraska for veterans to buy car insurance in.

Annual rates are estimated as the specific area where the vehicle is garaged can lower or raise coverage rates greatly.

Bad driving habits will cost you more

The recommended way to get cheap auto insurance for veterans in Nebraska is to be a safe driver and avoid accidents and traffic violations. The diagram below demonstrates how citations and accidents impact auto insurance costs for different insured age categories. The premiums assume a married female driver, comprehensive and collision coverage, $500 deductibles, and no discounts are taken into consideration.

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In the chart above, the average cost of an auto insurance policy per year with no violations or accidents is $1,447. Add in one speeding ticket and the average cost increases to $1,689, an increase of $242 each year. Now include one accident along with the one speeding ticket and the yearly cost of insurance for veterans jumps again to an average of $2,367. That’s an increase of $920, or $77 per month, just for not driving responsibly!

Does Geico, Allstate, State Farm, or Progressive have the cheapest car insurance?

If you want reliable car insurance for veterans in Nebraska, the four most popular companies are Geico, Allstate, State Farm, and Progressive. The data below compares and contrasts price and claims rank as well as some different options that may be available in Nebraska.