Cheap Auto Insurance Quotes for Inexperienced Drivers in Wisconsin

The vehicle that needs insurance is probably the biggest factor that determines whether or not you can buy the best auto insurance for inexperienced drivers. Vehicles with economical engines, advanced safety features, or a track record of few liability claims will cost substantially less to insure than high performance models.

The lists below estimates insurance costs for the most cost-effective automobiles to buy insurance for.

Table data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Price estimates do not factor in specific location which can decrease or increase price quotes considerably.

Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, homeowner, and multi-vehicle. Rate information does not factor in specific Wisconsin garaging location which can revise auto insurance rates noticeably.

Table data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, homeowner, multi-policy, safe-driver, and claim-free. Price estimates do not factor in zip code location which can lower or raise insurance rates substantially.

Finding out which company quotes the lowest-priced auto insurance rates for inexperienced drivers will take more work than just comparing rates from one or two companies.

Each auto insurance company has a different process for determining prices, so we’ll take a look at the auto insurance companies that tend to be cheaper in Wisconsin. Keep in mind that Wisconsin auto insurance rates are impacted by many things which can substantially change the price of coverage. Simply having another birthday, increasing liability limits, or getting a ticket for running a stop sign can trigger changes in premium that can now make some companies affordable when they were higher priced.

Lowest Insurance Price Quotes for Newbies

Click Here to Start Your Quote

USAA may have some of the most affordable car insurance rates in Wisconsin at around $580 annually. Partners Mutual, Erie, Rockford Mutual, and Rural Mutual Insurance also rank well as some of the most economical Wisconsin car insurance companies.

In the rate table above, if you are a policyholder with Partners Mutual and switched to USAA, you could earn a yearly price reduction of in the vicinity of $34. Insureds with Erie may save as much as $144 a year, and Rockford Mutual policyholders might lower prices by $166 a year.

Be aware that those policy prices are averages for all drivers and vehicles in Wisconsin and do not factor in a rate discount for inexperienced drivers. So the auto insurance company that fits you best may not even be in the list of companies shown earlier. That illustrates why you need to get auto insurance quotes using your own driver and vehicle profiles.

Best auto insurance in Wisconsin

Ending up with a good quality auto insurance company can be a challenge considering how many companies are available to choose from in Wisconsin. The company rank data listed below can help you pick which car insurance companies to look at when comparing rate quotes. The ratings below only include companies who write in the majority of U.S. states, so companies that have a smaller presence are not included in these rankings.

Top 10 Major Auto Insurance Companies in Wisconsin Ranked by Claims Service

1. Progressive
2. Travelers
3. Liberty Mutual
4. Nationwide
5. USAA
6. AAA Insurance
7. Safeco Insurance
8. GEICO
9. Esurance
10. The General

Which car insurance company is best?

If you are looking for the best car insurance for new drivers in Wisconsin, four companies to definitely compare rates with are Allstate, State Farm, Progressive, and Geico. The next table ranks price, claims, and customer service ratings, as well as some optional coverages you can expect with each one.

Find cheap auto insurance for inexperienced drivers in Wisconsin

Here are some penny-pinching ideas that can help Wisconsin drivers locate more affordable auto insurance.

• Avoid accidents
• Drive vehicles with five-star safety ratings
• Raise physical damage deductibles
• Speeding tickets and other violations increase rates
• Improve your credit
• Shop around once a year for cheaper rates

That last tip is highly significant, as was noted in the prior information. Rates in Wisconsin can be changed at any time, so don’t be afraid to change insurance companies if you find a cheaper price.

Many drivers tend to have loyalty to a certain company, but it isn’t a good idea if that faithfulness ends up costing you a wad of cash every year. It takes less than five minutes to compare rates and find cheaper auto insurance for inexperienced drivers.