This would be a much shorter article if we could just give you the name of the one company that has the best insurance prices in Idaho. Unfortunately, it’s just not that easy, as there are a ton of unknowns like how high your deductibles should be, if you are married, the number of years of driving experience you have, and if you have any tickets or accidents, that all go into determining the rate you pay. If you keep reading, we will teach you about the best ways to find cheap auto insurance and should give you a good start to your coverage search.
One of the more important components that insurance companies use when figuring the amount you pay each year for auto insurance is the neighborhood you call home in Idaho. Areas with more people or higher crime rates like Moscow, Lewiston, and Rexburg are more likely to pay higher prices, whereas cities that are not as densely populated have the gratification of cheap car insurance for a company car in Idaho.
The following table sorts the more expensive cities in Idaho for a company car to purchase car insurance in.
Rank | City | Premium Per Year |
---|---|---|
1 | Moscow | $1,116 |
2 | Sandpoint | $1,099 |
3 | Lewiston | $1,089 |
4 | Ammon | $1,089 |
5 | Rexburg | $1,075 |
6 | Blackfoot | $1,074 |
7 | Idaho Falls | $1,054 |
8 | Hayden | $1,053 |
9 | Twin Falls | $1,049 |
10 | Jerome | $1,045 |
11 | Nampa | $1,035 |
12 | Chubbuck | $1,026 |
13 | Pocatello | $1,025 |
14 | Burley | $1,020 |
15 | Post Falls | $1,011 |
16 | Caldwell | $1,008 |
17 | Coeur d’Alene | $998 |
18 | Payette | $992 |
19 | Hailey | $991 |
20 | Garden City | $990 |
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Price information shown is approximated as vehicle location can influence price quotes substantially.
We all have different tastes in cars, and the vehicle you are trying to insure is one of the largest factors that determines whether or not you find low-cost auto insurance for a company car. Vehicles with lots of speed or power, a lack of modern safety features, or high incidents of liability claims will cost substantially more to insure than safer models.
The next tables outlines auto insurance rates for a selection of the cheaper automobiles to buy coverage for.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Malibu Hybrid | $838 | $419 | $70 |
Ford Fusion Sport AWD 4-Dr Sedan | $974 | $487 | $81 |
Honda Accord LX 4-Dr Sedan | $708 | $354 | $59 |
Hyundai Elantra SE 4-Dr Sedan | $888 | $444 | $74 |
Kia Optima SX | $960 | $480 | $80 |
Nissan Altima 3.5 SR 2-Dr Coupe | $1,010 | $505 | $84 |
Toyota Corolla LE | $888 | $444 | $74 |
Volkswagen Jetta LE 4-Dr Sedan | $838 | $419 | $70 |
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Data variables include single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include safe-driver, homeowner, claim-free, multi-vehicle, and multi-policy. Rate information does not factor in vehicle location which can revise rates considerably.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX Technology Package 2WD | $844 | $422 | $70 |
Chevrolet Traverse LT AWD | $794 | $397 | $66 |
Ford Escape XLT 2WD | $708 | $354 | $59 |
Ford Explorer XLT AWD | $788 | $394 | $66 |
GMC Acadia SLT 2WD | $838 | $419 | $70 |
Honda CR-V EX 4WD | $726 | $363 | $61 |
Honda Pilot EX-L 4WD | $856 | $428 | $71 |
Hyundai Tucson GLS 2WD | $770 | $385 | $64 |
Jeep Grand Cherokee SRT-8 4WD | $906 | $453 | $76 |
Jeep Wrangler Sahara 4WD 2-Dr | $788 | $394 | $66 |
Kia Sportage EX 2WD 4-Dr | $838 | $419 | $70 |
Lexus RX 350 4WD | $1,028 | $514 | $86 |
Toyota 4Runner SR/5 2WD | $794 | $397 | $66 |
Toyota Highlander Limited 2WD | $924 | $462 | $77 |
Toyota RAV4 Sport 2WD | $838 | $419 | $70 |
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Table data represents single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include multi-vehicle, multi-policy, safe-driver, claim-free, and homeowner. Price information does not factor in specific zip code location which can lower or raise auto insurance rates noticeably.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD | $974 | $487 | $81 |
Chevrolet Silverado LTZ Extended Cab 4WD | $906 | $453 | $76 |
Dodge Ram 2500 Mega Cab Laramie 4WD | $1,048 | $524 | $87 |
Dodge Ram 3500 Mega Cab Laramie 4WD | $1,254 | $627 | $105 |
Dodge Ram Quad Cab ST 2WD | $842 | $421 | $70 |
Ford F-150 Lariat Crew Cab 2WD | $856 | $428 | $71 |
Ford F-350 XLT Super Cab 2WD | $924 | $462 | $77 |
GMC Canyon SLT Crew Cab 4WD | $856 | $428 | $71 |
GMC Sierra SL Crew Cab 2WD | $906 | $453 | $76 |
Toyota Tundra Limited Double Cab 2WD | $960 | $480 | $80 |
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Above prices assume single female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Idaho minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Prices do not factor in Idaho location which can decrease or increase rates significantly.
Choosing the top insurer can be difficult considering how many companies there are to choose from in Idaho. The company information shown next could help you choose which car insurance companies to look at to insure your vehicles. The rankings below are only comprised of large nationwide companies, so companies with more of a regional focus are not factored into the list.