Cheap Car Insurance for Drivers Over Age 70 in South Carolina

Cost and performance of the vehicle needing coverage is probably the most important factor that determines whether or not you find low-priced auto insurance for drivers over age 70. Vehicles with limited speed and performance, an excellent safety record, or a low likelihood of liability claims will cost quite a bit less to insure than high performance models.

The next tables showcases auto insurance prices for some of the most economical vehicles to insure in South Carolina.

Data based on single male driver age 70, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Prices do not factor in vehicle garaging location which can lower or raise prices substantially.

Data variables include single male driver age 70, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Rate quotes do not factor in zip code location which can affect auto insurance rates significantly.

Price data assumes single male driver age 70, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include multi-policy, homeowner, safe-driver, multi-vehicle, and claim-free. Rate information does not factor in South Carolina location which can revise premiums considerably.

For older drivers, one of the largest criteria used to determine the price of your policy is your zip code in South Carolina. Urban areas that are densely populated like North Charleston, Goose Creek, and Socastee tend to have higher rates, whereas areas with less congestion benefit from lower rates.

The table below illustrates the most costly cities in South Carolina for drivers over age 70 to purchase auto insurance in.

Premium costs are approximated as specific location information can alter rates significantly.

Types of discounts on South Carolina insurance

Auto insurance companies that sell cheap car insurance for drivers over age 70 in South Carolina may also provide special discounts that could lower prices by as much as 25% or more if you qualify. A list of insurance companies and some of their more popular discounts can be read below.

The example below illustrates the difference between insurance premiums with and without discounts applied to the rates. The rate quotes are based on a female driver, no claims or driving violations, South Carolina state minimum liability limits, full physical damage coverage, and $1,000 deductibles.

The first bar for each age group shows premium with no discounts. The second shows the rates with multiple vehicle, anti-theft, multiple policy, accident-free, safe-driver, and passive restraint discounts applied. When discounts are applied, the average savings per year on insurance for drivers over age 70 is % or $.

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Progressive, Geico, State Farm, and Allstate: Who is cheapest?

When researching auto insurance for older drivers in South Carolina, the four most popular companies are Progressive, Geico, State Farm, and Allstate. When added together, they make up nearly half of all policies written in the United States. The table below rates some of the ratings and options shoppers can find with each company.