Cheap Insurance Quotes for a GMC Acadia in Washington

Cheap Insurance Quotes for a GMC Acadia in Washington

The chances of buying cheaper auto insurance for a GMC Acadia in Washington hinges on dozens of factors such as how far you drive to work, your address, and violations on your driving record. Drivers in Washington on average pay approximately $830 per year to buy insurance for a GMC Acadia, but that price is an approximation using cost data for a 30-year-old married female driver who needs both comprehensive and collision coverage and $250 policy deductibles.

More likely than not, you are not 30 and possibly not even female, maybe you are single instead of married, or maybe your driving record has a blemish or two. Having just a slight change in policy rating variables could result in a significant change in the amount insurance costs for a GMC Acadia.

There is no “one size fits all” policy, so the most reliable method for finding the cheapest insurance price for your GMC is to make a habit of regularly comparing rates from other companies. To start saving now, get free quotes and you will receive price comparisons from top-rated car insurance companies that offer coverage in Washington.

Insure Your GMC for Less

Your GMC’s trim level will likely have an effect on the cost of coverage, so the price to insure a Acadia SL 2WD trim level will be $124 less than the insurance cost for the higher-end Acadia SLT AWD model, as demonstrated by the prices below.

GMC Acadia Insurance Rates in Washington
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Acadia SL 2WD $192 $310 $300 $18 $90 $910 $76
Acadia SL AWD $220 $310 $300 $18 $90 $938 $78
Acadia SLE 2WD $220 $310 $300 $18 $90 $938 $78
Acadia SLE AWD $220 $376 $300 $18 $90 $1,004 $84
Acadia SLT 2WD $220 $376 $300 $18 $90 $1,004 $84
Acadia SLT AWD $250 $376 $300 $18 $90 $1,034 $86
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Cost estimates assume married female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Washington minimum liability limits. Discounts applied include claim-free, homeowner, safe-driver, multi-policy, and multi-vehicle. Price information does not factor in garaging location in Washington which can affect price quotes substantially.

Selecting a high-quality company is hard considering how many companies sell insurance in Washington. The ranking data below can help you analyze which providers you want to consider when comparing rate quotes. The rankings below are for insurance companies that insure vehicles in the majority of U.S. states, so companies that have a smaller presence will not be included in this list.

Top 10 Major Auto Insurers in Washington Ranked by A.M. Best Rating

  1. USAA – A++
  2. Travelers – A++
  3. GEICO – A++
  4. State Farm – A++
  5. The Hartford – A+
  6. Esurance – A+
  7. Nationwide – A+
  8. Allstate – A+
  9. Titan Insurance – A+
  10. Progressive – A+

Top 10 Major Auto Insurers in Washington Ranked by Customer Service

  1. GEICO
  2. State Farm
  3. The Hartford
  4. The General
  5. Progressive
  6. Allstate
  7. AAA Insurance
  8. American Family
  9. Nationwide
  10. Liberty Mutual

Top Companies for GMC Acadia Insurance in Washington

The chart below illustrates how choosing a deductible can raise or lower insurance premiums when quoting cheap insurance for a GMC Acadia. The rate quotes are based on a married female driver, full coverage, and no discounts are factored in.

A 30-year-old driver could lower rates by $244 a year by switching from a $100 deductible to a $500 deductible, or save $370 by switching to a $1,000 deductible. Even younger insureds, like the 20-year-old category, have the ability to save as much as $522 each year by choosing a larger deductible amount.

If you do raise deductibles, it will be necessary to have plenty of discretionary funds to be able to pay the extra out-of-pocket expense. This is the primary disadvantage of choosing high deductibles.

Who is cheaper: Geico, Allstate, State Farm, or Progressive?

When researching insurance for an Acadia in Washington, the companies with the most market share are Geico, Allstate, State Farm, and Progressive. The table below compares pricing and service ratings, plus some optional coverages that are available for policyholders.

Geico, Allstate, State Farm, and Progressive Compared
Geico Allstate State Farm Progressive
Overall Satisfaction 1st 2nd 4th 3rd
Number of Discounts 2nd 1st 3rd 4th
Overall Cost 1st 4th 2nd 3rd
Claims Service 3rd 1st 2nd 4th
Percent of U.S. market 11.4% 10% 18.3% 8.8%
Customers who recommend 87% 86% 88% 88%
New car replacement No Yes No No
Uber and Lyft insurance Yes Yes Yes Yes
Mechnical breakdown Yes No No Yes
Roadside assistance Yes Yes Yes Yes
Usage-based insurance No Yes Yes Yes
Accident forgiveness coverage Yes Yes No Yes
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Ideas for buying economical insurance for a GMC Acadia

It is possible to find better rates, and here are a few penny-pinching ideas that can help drivers quote cheaper coverage.

  • Home or renters coverage can save on auto insurance
  • Being accident-free can lower rates significantly
  • Clean up your credit rating
  • Buy a vehicle with excellent safety ratings
  • Full coverage is expensive so only insure older vehicles for liability only
  • Compare rates and switch if you can find a better deal

That final tip is incredibly critical, as was discussed in this article. Car insurance rates vary greatly, so don’t be unwilling to buy from a new company if a cheaper price is available.

Having a favorite company is great, but we do not recommend it if that loyalty ends up costing potentially thousands of dollars a year. If you have a few minutes, now is a great time to shop around and find cheaper auto insurance for a GMC Acadia.