Cheap Insurance Quotes for a Kia Forte in Indiana

The chances that you’ll find the cheapest coverage for a Kia Forte in Indiana is contingent on lots of different rating factors like how old you are, if you have ever had a gap in coverage, and deductible levels for physical damage coverage. Drivers in Indiana will pay around $730 every 12 months to insure a Kia Forte, but that price is an estimate that uses rate data for a 40-year-old married female driver who needs full coverage including both comprehensive and collision and $500 deductibles.

When projecting a rate like this, the problem is that you are not 40 and maybe not even a female, maybe you are single instead of married, or maybe you don’t qualify for the same discounts. Insurance is an individual thing, so the most reliable way to find cheap car insurance rates for your Kia is to put in the effort to do a thorough rate comparison. In just a couple of minutes you will be able to see rates from the best companies around.

Compare Rates Now

The trim level of your vehicle will have an impact the coverage cost, so the price you will pay to insure a Forte LX 4-Dr Sedan model will be $176 lower than the cost to insure the higher-priced Forte SX 2-Dr Coupe trim level, as shown in the table below.

Prices based on married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Indiana minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, safe-driver, and claim-free. Rate quotes do not factor in specific location which can raise or lower rates noticeably.

How to find a good Indiana auto insurance company

Finding a good quality car insurance provider can be a challenge considering how many different companies insure vehicles in Indiana. The rank data in the lists below may help you pick which auto insurance companies you want to consider comparing rates with. These rankings are only made up of companies with a national presence, so companies that have a smaller presence will not be included in the list.

Top 10 Large Car Insurance Companies in Indiana Ranked by Customer Service

1. Nationwide
2. State Farm
3. Safeco Insurance
4. American Family
5. Titan Insurance
6. Travelers
7. Liberty Mutual
8. GEICO
9. Erie Insurance
10. Allstate

Top 10 Large Car Insurance Companies in Indiana Ranked by Customer Satisfaction

1. USAA – 92%
2. Erie Insurance – 88%
3. American Family – 88%
4. State Farm – 88%
5. Nationwide – 88%
6. 21st Century – 88%
7. AAA Insurance – 87%
8. Liberty Mutual – 87%
9. Farmers Insurance – 87%
10. The Hartford – 87%

Top Companies for Kia Forte Insurance in Indiana

Impact of citations and accidents on Indiana insurance rates

The obvious way to maintain cheap insurance for a Kia Forte in Indiana is to be a good driver and avoid accidents and violations. The information below shows how traffic citations and at-fault accidents can influence insurance costs for different categories of driver ages. The price estimates are based on a married male driver, comp and collision included, $500 deductibles, and no discounts are applied to the premium.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘One Speeding Ticket and No Accidents’, ‘One Speeding Ticket and One Accident’],[‘Age 20’, 2653,2879,3521],[‘Age 30’, 1377,1609,2247],[‘Age 40’, 1335,1563,2205],[‘Age 50’, 1225,1453,2093],[‘Age 60’, 1203,1431,2071],[‘Age 70’, 1399,1625,2267]]);var options = {title: ‘Violations, Accidents, and Indiana Kia Forte Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Kia Forte in Indiana’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data above shows the average cost of car insurance in Indiana per year with no violations or accidents is $1,532. Get written up for one speeding ticket and the average cost surges to $1,760, an increase of $228 each year. Then add in one accident along with the one speeding ticket and the annual cost of auto insurance for a Kia Forte jumps again to an average of $2,401. That’s an increase of $869, or $72 per month, just for being a careless driver!

How to find cheap insurance for a Kia Forte in Indiana

The list below shows many penny-pinching solutions that can help Indiana drivers locate cheaper auto insurance.

• Higher credit ratings may save you money
• Do not insure for full coverage
• Drive a car with a high safety rating
• Buying your home and auto policies from the same company can earn a discount
• Avoid having at-fault accidents
• Shop your coverage around for the best deal

That final tip is extremely vital, as was discussed in the article above. Coverage prices adjust frequently, so don’t be afraid to buy a different policy if a cheaper price is available.

Many drivers have brand loyalty and that’s fine, but we do not recommend it if that devotedness results in you overpaying big bucks every year. It takes less than five minutes to shop around to find cheaper auto insurance for a Kia Forte.