Cheapest Auto Insurance Quotes for Drivers Under 25 in West Virginia

When shopping for cheaper insurance for drivers age 25 and younger, one of the many considerations that insurance companies use to calculate the amount you pay each year for auto insurance is where you keep your car in West Virginia. Cities that have higher claim levels or more people like Bluefield, Beckley, and Elkins will most likely have higher rates, whereas areas that tend to be more rural can boast about having cheaper rates.

The following table displays the higher priced cities in West Virginia for drivers under 25 to buy auto insurance in.

Rate quotes are comparative as the specific zip code location can decrease or increase coverage rates considerably.

Trying to buy reasonably-priced car insurance is not always easy, and finding out which companies have the lowest-priced car insurance rates for drivers under 25 will require even more diligence. Policy prices may be slightly greater than the state average, with the extra cost attributed to the additional risk associated with selling insurance for drivers age 25 and younger, but reasonable coverage may be attainable if you do a thorough comparison.

Each insurer uses their own formula for establishing rates, so let’s take a look at the most affordable car insurance companies in West Virginia. It’s important that you understand West Virginia car insurance rates are based on many factors which can substantially change the price you have to pay. Price variation is why it is important to perform an extensive rate comparison to get affordable insurance quotes for drivers under 25. Auto insurance prices are calculated by many different factors and can decrease or increase without notice, so the most economical option the last time you shopped your coverage around may now be one of the more expensive options.

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Erie normally has some of the most affordable car insurance rates in West Virginia at around $913 each year. The Hartford, State Auto, Westfield, and USAA also rank well as some of the cheapest West Virginia car insurance companies.

In the above example, if you have coverage with State Auto and switched to Erie, you could see savings of about $340. Customers with Westfield could save as much as $349 a year, and USAA customers might see rate reductions of $400 a year.

If you want to find out if you’re overpaying, click here to start a quote or click several companies below for low rates.

Be aware that those policy prices are averaged across all ages of drivers and types of vehicles and do not take into consideration a rate surcharge for drivers under 25. So the auto insurance company that is best for you may not even be included in the list of companies shown earlier. That emphasizes why you need to get quotes using your own specific driver and vehicle information.

The make and model of vehicle driven is one of the main factors that determines whether or not you find cheap auto insurance for drivers under 25. Vehicles with lower acceleration and performance, excellent safety ratings, or low incidents of liability claims will cost much less to insure than high performance models. The next list estimates insurance premiums for a number of the most affordable automobiles to insure.

Table data assumes single male driver age 20, no speeding tickets, no at-fault accidents, $1,000 deductibles, and West Virginia minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in specific zip code location which can influence coverage rates significantly.

Looking at the numbers, we can tell that models like the Hyundai Elantra, Ford Escape, and Honda CR-V will definitely be some of the most budget-friendly vehicles to insure for drivers age 25 and younger. The price for car insurance will be more costly because there is more liability risk for drivers under 25, but in general those makes and models will probably have the lowest insurance prices compared to other types of vehicles.

Selecting a good quality auto insurance company can be difficult considering how many companies there are in West Virginia. The company information shown next may help you analyze which companies you want to consider purchasing a policy from.

These rankings only include the largest companies in the United States, so companies that may only write in West Virginia will not be included in these rankings. To get price quotes and find the cheapest rates for drivers under 25, just click here.

Top 10 Major Auto Insurers in West Virginia Ranked by A.M. Best Rating

1. USAA – A++
2. GEICO – A++
3. State Farm – A++
4. Esurance – A+
5. Progressive – A+
6. Titan Insurance – A+
7. The Hartford – A+
8. Allstate – A+
9. Nationwide – A+
10. Erie Insurance – A+