Cheapest Car Insurance for Hybrid Vehicles in Kansas

The car, truck, or SUV needing coverage is probably the most important factor that determines if you can find affordable insurance for hybrid vehicles. Vehicles with lower acceleration and performance, a plethora of safety features, or a track record of few liability claims will cost much less to insure than adrenaline junky models. The information below presents insurance premiums for a selection of the most affordable automobiles to buy insurance for.

Table data represents single male driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Kansas minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Price estimates do not factor in zip code location which can decrease or increase coverage rates significantly.

Looking at the rates, you can presume that makes and models like the Honda CR-V, Chevrolet Traverse, Ford Escape, and Chevrolet Silverado will be the most affordable vehicles to insure for hybrids.

Finding cheap auto insurance is challenging, and figuring out which companies have the best auto insurance rates for hybrid vehicles calls for additional perseverance. Every car insurance company has their own formula to set premium rates, so we need to take a look at the auto insurance companies with the overall cheapest rates in Kansas.

Find the Cheapest Auto Insurance for Hybrids

Get a Free Quote and Save

USAA normally has some of the cheapest car insurance rates in Kansas at around $750 a year. The Hartford, Allied, Auto-Owners, and Travelers would also be considered some of the more affordable Kansas auto insurance companies.

As depicted above, if you are a customer of Travelers and switched to The Hartford, you could see annual savings of about $280. Policyholders with Farmers could save as much as $360 a year, and Farm Bureau Mutual policyholders might reduce rates by $396 a year.

If you want to find out if you’re overpaying, click here to start your custom quote or click through to the companies below.

Bear in mind that those estimates are averages for all insureds and vehicles and and are not calculated with a rate decrease for hybrid vehicles. So the insurer that can offer the best rates for your situation may not even be featured in the above rate chart. That helps illustrate why you need to get car insurance quotes using your own driver information and specific vehicle type.

Careless driving habits raise Kansas auto insurance rates

The common sense way to find the best auto insurance rates for hybrids is to drive carefully and avoid accidents and traffic violations. The illustration below illustrates how traffic citations and at-fault collisions drive up insurance premiums for each age group. The information is based on a married male driver, full coverage, $250 deductibles, and no discounts are factored in.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 2225,2711,3197],[‘Age 30’, 1171,1661,2145],[‘Age 40’, 1131,1617,2101],[‘Age 50’, 1035,1521,2009],[‘Age 60’, 1015,1501,1989],[‘Age 70’, 1167,1655,2143]]);var options = {title: ‘Impact of Tickets and Accidents on Kansas Insurance Premiums’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Auto Insurance Cost for Average Vehicle in Kansas’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

The data above shows the average cost of auto insurance in Kansas per year with no accidents and a clean driving record is $1,291. Factor in two speeding tickets and the average cost swells to $1,778, an increase of $487 each year. Then add in one accident along with the two speeding tickets and the 12-month cost of auto insurance for hybrid vehicles goes up to an average of $2,264. That’s an increase of $973, or $81 per month, just for a couple of infractions!