Cheapest Car Insurance Quotes for Business Use in Arizona

When writing about shopping for car insurance, the word “cheap” really shouldn’t be used anywhere in the article to describe car insurance prices. Excuse the oxymoron, but cheap car insurance for business use does not exist. Don’t let that bother you, though, because there may be ways you can still get insurance that is more budget-friendly.

The vehicle that needs insurance is one of the biggest factors when comparing the cheapest car insurance for business use in Arizona. Vehicles with limited speed and performance, excellent safety ratings, or a low likelihood of having liability claims will cost quite a bit less to insure than adrenaline junky models. The data below shows car insurance rates for a handful of the most budget-friendly vehicles to buy insurance for.

Prices based on single female driver age 40, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Arizona minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Premium amounts do not factor in specific garaging location which can modify premium rates considerably.

Looking at the data, we can presume that models like the Honda CR-V, Hyundai Tucson, and Ford Explorer are going to be some of the most affordable vehicles to insure for using your car for business. The price of auto insurance will tend to be more expensive anyway because of the fact that there is more liability risk for business use, but overall those specific models will probably have the best rates available.

For using your car for business, one of the more important considerations that help determine the cost of insurance is your address. Areas with increased crime or more people like Phoenix, San Tan Valley, and Buckeye are more likely to have higher rates, whereas more rural areas benefit from lower rates.

The information below rates the most expensive cities in Arizona for business use to buy car insurance in.

Rates are estimated as vehicle location can alter insurance rates substantially.

Trying to find low-cost auto insurance is confusing at best, and deciding which companies offer the most affordable insurance rates for business use involves additional perseverance. Rates will most likely be somewhat higher than the average policy in Arizona, with the extra cost attributed to the added risk related to selling coverage for using your car for business, but competitive coverage may be possible if you look hard enough. Each insurance company has a unique formula to determine rates, so let’s take a look at the most affordable insurance companies in Arizona.

Keep in mind that Arizona insurance rates are impacted by many factors that will increase or decrease your annual premium. Things like having a birthday, buying a home instead of renting, or having an accident may prompt premium changes that can make some companies more affordable than others.

Best Insurance Companies for Business Use

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The Hartford quotes some of the cheapest car insurance rates in Arizona at around $820 per year. Safeco, Auto-Owners, USAA, and Travelers would also make the list of some of the cheapest Arizona insurance companies.

In the above example, if you buy coverage from Travelers and switched to Safeco, you could see savings of roughly $223. Policyholders with Progressive may save as much as $268 a year, and GEICO policyholders might lower prices by $270 a year.

To find the cheapest car insurance for business use in Arizona for your vehicle, click here to begin a quote or quote prices from the following companies.

Understand that those estimates are averages for all types of drivers and the different vehicles they drive and and are not calculated with a rate surcharge for business use. So the auto insurance company that can offer you the lowest price may not even be in the above list. That point stresses why you need to compare as many prices as possible using your own individual information.

Insuring your vehicle with the highest-rated insurance provider can be rather challenging considering how many companies are available to choose from in Arizona. The ranking information displayed below could help you pick which insurers to look at when shopping insurance around for business use. These rankings include the companies with a significant amount of written premium nationwide, so companies without a large exposure will not be included in the list.

Top 10 Large Car Insurance Companies Overall in Arizona

1. USAA
2. American Family
3. State Farm
4. The Hartford
5. AAA Insurance
6. GEICO
7. The General
8. Titan Insurance
9. Progressive
10. Mercury Insurance

Top 10 Large Car Insurance Companies in Arizona Ranked by A.M. Best Rating

1. USAA – A++
2. Travelers – A++
3. State Farm – A++
4. GEICO – A++
5. Esurance – A+
6. Nationwide – A+
7. Allstate – A+
8. Mercury Insurance – A+
9. Progressive – A+
10. Titan Insurance – A+