Cheapest Car Insurance Quotes for Teenage Females in South Carolina

Figuring out which company offers the most affordable insurance rates for teenage females will take a bit more work in order to find the most economical policy. Each auto insurer uses different criteria for establishing rates, so let’s look at the rankings for the insurance companies with the overall cheapest rates in South Carolina.

Keep in mind that South Carolina insurance rates are influenced by many factors which can substantially decrease or increase the cost of coverage. Simply improving your credit, having a teenage driver, or having a fender bender may cause policy rate changes resulting in some companies being cheaper than competitors.

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The Hartford quotes some of the most affordable car insurance rates in South Carolina at around $768 a year. USAA, State Auto, Auto-Owners, and SC Farm Bureau Mutual also are some of the best South Carolina auto insurance companies.

As the example above demonstrates, if you currently buy coverage from Auto-Owners and switched to USAA, you could realize annual savings of in the vicinity of $126. Drivers with SC Farm Bureau Mutual may save as much as $233 a year, and Southern Farm Bureau policyholders might lower prices by up to $245 a year.

Bear in mind that those estimates are averaged for all insureds and vehicles and do not take into consideration a price increase for teenage females. So the insurer that is best for you may not even be included in the list above. That points out the importance of why you need to get rate quotes from many companies using your own driver information and specific vehicle type.

Cost and performance of the vehicle that is being insured is probably the biggest factor when comparing the cheapest auto insurance for teenage females in South Carolina. Vehicles with economical engines, a great safety record, or low incidents of liability claims will cost much less to insure than adrenaline junky models. The next lists showcases auto insurance premiums for some of the cheapest automobiles to buy insurance for.

Table data assumes single female driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in specific location which can revise auto insurance rates substantially.

Above prices assume single female driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium costs do not factor in specific South Carolina garaging location which can affect coverage rates significantly.

Table data assumes single female driver age 16, no speeding tickets, no at-fault accidents, $1000 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, and safe-driver. Premium amounts do not factor in the specific area where the vehicle is garaged which can influence rates noticeably.

One of the more important factors that determine the policy price is where your residence is in South Carolina. Areas that are more densely populated like Florence, Summerville, and Sumter tend to pay more, whereas more rural areas benefit from lower rates.

The following table sorts the most expensive places in South Carolina for teenage females to buy an auto insurance policy in.

Rate quotes are comparative as specific location information can raise or lower coverage prices noticeably.

Choosing a highly-rated company can be rather challenging considering how many different companies insure vehicles in South Carolina. The company rank data displayed below can help you select which auto insurance companies you want to consider when buying insurance for teenage females. These rankings are only comprised of companies who write in the majority of U.S. states, so smaller companies that only insure vehicles in South Carolina are not included in the list.

Top 10 Major Car Insurance Companies in South Carolina Ranked by Customer Service

1. USAA
2. Travelers
3. AAA Insurance
4. Nationwide
5. Safeco Insurance
6. Progressive
7. State Farm
8. The Hartford
9. The General
10. Esurance

How to find the cheapest auto insurance for teenage females in South Carolina

It’s not impossible to find cheaper rates, and here are many penny-pinching solutions that can help drivers get the cheapest car insurance.

• Avoid having at-fault accidents
• Buy vehicles with five-star safety ratings
• Clean up your credit rating
• Do not get traffic citations
• Raise comprehensive and collision coverage deductibles
• Do not insure for full coverage
• Look for cheaper rates once a year by shopping around

The last tip in the list is highly vital, as we stressed in this write-up. Insurance prices in South Carolina go up and down frequently, so drivers shouldn’t hesitate to switch carriers if a more affordable price is available.

Having brand loyalty is commendable, but it’s not a great idea if that loyalty ends up costing hundreds every year. Take a couple minutes and compare rates and find cheaper auto insurance for teenage females.