Cheapest Insurance for a Mazda CX-7 in Maine

Our content editors always give us grief that when writing about auto insurance, the words “affordable” or “cheap” should not be used anywhere in the article to describe car insurance prices. Be that as it may, cheap car insurance for a Mazda CX-7 can be hard to find. But don’t let that discourage you, because we are going to show you how you can find car insurance that most people can afford.

Finding cheap insurance for a Mazda CX-7 in Maine is contingent on a calculation that uses factors like your age, the likelihood of your vehicle being stolen, and your policy deductibles. Maine drivers pay approximately $640 a year to insure a CX-7, but that is an approximation calculated based on a 30-year-old married male that has full coverage including both comprehensive and collision and $250 policy deductibles.

The issue with using an average estimated rate is the likelihood you are not 30 years old and maybe not even male, single instead of married, or maybe your Maine zip code is rated cheaper than the example. Auto insurance requires individual risk assessment, so the best way to quote the cheapest rates for your Mazda is to quote often and with as many companies as possible. Quotes only take a couple of minutes and you will get price quotes from the best companies that insure vehicles in Maine.

Cheapest Mazda CX-7 Insurance Rates

Vehicle trim level can impact the cost of coverage, so the price you will be charged to insure a CX-7 SV 2WD trim level will be $86 lower than the price to insure the high end CX-7 Grand Touring 4WD model, as shown in the chart below.

Cost estimates assume married male driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and Maine minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, multi-policy, and claim-free. Price information does not factor in vehicle garaging location which can affect coverage rates greatly.

Selecting the best car insurance company is hard considering how many choices there are in Maine. The company ratings listed below can help you choose which car insurance companies to look at shopping prices with. The ratings below are only made up of insurance companies that insure vehicles in the majority of U.S. states, so companies that may only write in Maine will not be included in this list.

Top 10 Large Auto Insurance Providers in Maine Ranked by Customer Satisfaction

1. The Hartford – 93%
2. The General – 91%
3. Progressive – 90%
4. 21st Century – 89%
5. State Farm – 87%
6. Travelers – 87%
7. USAA – 87%
8. Safeco Insurance – 86%
9. AAA Insurance – 86%
10. American Family – 85%

Top 10 Large Auto Insurance Providers in Maine Ranked by Customer Service

1. The Hartford
2. American Family
3. Progressive
4. GEICO
5. USAA
6. State Farm
7. Travelers
8. Farmers Insurance
9. Allstate
10. Safeco Insurance

Top Companies for Mazda CX-7 Insurance in Maine

Get discounts on Maine car insurance

Insurance providers that sell the cheapest insurance for a Mazda CX-7 in Maine may also provide rate discounts that may potentially lower prices by 30% or more if you are eligible. Popular car insurance companies and their offered discounts are:

• State Farm offers premium reductions for multiple autos, good student, Drive Safe & Save, student away at school, defensive driving training, and passive restraint.
• American Family discounts include early bird, bundled insurance, mySafetyValet, good student, accident-free, and TimeAway discount.
• GEICO has savings for driver training, good student, five-year accident-free, air bags, and emergency military deployment.
• 21st Century includes discounts for anti-lock brakes, good student, student driver, air bags, homeowners, and early bird.
• Progressive has discounts for good student, multi-policy, online signing, online quote discount, multi-vehicle, and homeowner.

The chart below visualizes the comparison of car insurance costs with and without discounts. The rate quotes are based on a male driver, no claims or driving violations, Maine state minimum liability limits, comp and collision included, and $100 deductibles.

The first bar for each age group shows the price with no discounts. The lower bar shows the rates with accident-free, defensive driving course, multiple policy, homeowner, multiple vehicle, and safe-driver discounts applied. In this example, the the average yearly reduction on car insurance for a Mazda CX-7 is 27% or $420.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 2631,1897],[‘Age 30’, 1351,989],[‘Age 40’, 1351,983],[‘Age 50’, 1227,891],[‘Age 60’, 1187,863],[‘Age 70’, 1427,1033]]);var options = {title: ‘Insurance Premium Comparison for a Mazda CX-7’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7 in Maine’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Chances are good that you’re overpaying for CX-7 insurance

Maine car insurance rates are impacted by many factors which can substantially change the cost of coverage. Improving your credit rating, moving to a new city, or getting a few speeding tickets can trigger price changes that can now make some companies cheaper than competitors. Not only may your situation change, but car insurance companies change rates as often as every quarter in order to maintain liquidity for claims. Higher than usual claims can cause higher prices, while a lower level of claims can result in more affordable CX-7 insurance rates.

For example, the bar chart below compares the cheapest car insurance in Maine for a 30-year-old male driver with a good driving record, no prior claims, and solid credit. If we estimate prices based on his current rating profile, Travelers may have the best car insurance rates in Maine at $606 each year. This is $438 less than the average policy premium paid by Maine drivers of $1,044. USAA, Countryway Insurance, Vermont Mutual, and Patriot are also on the list of the best Maine auto insurance companies.

google.charts.setOnLoadCallback(drawMEWitcqcibChart);function drawMEWitcqcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }],[‘Travelers’, 606, ‘#5E9216’],[‘USAA’, 622, ‘#4E7912’],[‘Countryway Insurance’, 692, ‘#41640F’],[‘Vermont Mutual’, 721, ‘#36530C’],[‘Patriot’, 738, ‘#2D450A’]]);var options = {title: ‘Best Auto Insurance Rates for a Mazda CX-7’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 300,’chartArea’: {left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:838,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibwitc’));chart.draw(view, options);}

The example below compares rates after we give the driver in the first example an at-fault accident, a lower credit score, and a traffic ticket or two. Since each auto insurer has a different formula for setting prices, analyzing rates will most likely result in a different set of companies as shown below.

google.charts.setOnLoadCallback(drawMEWcqcibChart);function drawMEWcqcibChart() {var data = google.visualization.arrayToDataTable([[‘Company’, ‘Rate’, { role: ‘style’ }],[‘MetLife’, 882.2, ‘#C77F00’],[‘Concord’, 914.1, ‘#A56900’],[‘OneBeacon’, 953.7, ‘#895700’],[‘MMG Insurance’, 985.6, ‘#724800’],[‘USAA’, 995.2, ‘#5F3C00’]]);var options = {title: ‘Best Rates for Imperfect Drivers’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 300,’chartArea’:{left:0,top:50,’width’: ‘100%’, ‘height’: ‘70%’},bar: {groupWidth: “90%”},legend: {position: ‘none’},vAxis: {viewWindowMode:’explicit’,viewWindow:{max:1095.2,min:0}}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});var view = new google.visualization.DataView(data);view.setColumns([0, 1,{ calc: “stringify”,sourceColumn: 1,type: “string”,role: “annotation” },2]);formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.ColumnChart(document.getElementById(‘qcibwc’));chart.draw(view, options);}

MetLife now has the lowest price in Maine with Concord, OneBeacon, MMG Insurance, and USAA also having competitive pricing. This shows why it is important to shop around when trying to find the most economical car insurance quotes for a Mazda CX-7.

Auto insurance prices can be determined by many factors and change dramatically, so the most affordable company the last time you compared rates may now be one of the more expensive options.

How to find low-cost car insurance for a Mazda CX-7

Lowering your rates is not difficult, and here are many thrifty ideas that can help Maine drivers find cheaper car insurance.

• Higher deductibles save money
• Do not get traffic violations
• Get cheaper liability coverage by choosing a safer vehicle
• At-fault accidents will increase rates
• Do not pay for full coverage on older vehicles
• Good credit can save money
• Shop around once a year for cheaper rates

That last idea is extremely vital, as we pointed out in the prior article. Prices charged by car insurance companies adjust often, so you should be ready to change to a new company if a more affordable price is available.

Having brand loyalty is commendable, but it’s not a great idea if that stubbornness costs you lots of hard earned cash every month. If you have a few minutes, now is a great time to shop around and find cheaper auto insurance for a Mazda CX-7.