How Much are Car Insurance Quotes for Seniors in Louisiana?

One of the more important components that influence the amount you pay for auto insurance is where you choose to live in Louisiana. Areas that are more densely populated like New Orleans, Marrero, and Metairie will most likely have higher rates, whereas areas with fewer weather claims and lower vehicle theft rates enjoy lower insurance rates.

The next table ranks the most expensive areas in Louisiana for seniors to purchase car insurance in.

Information shown are estimated as the specific geographic location can raise or lower coverage rates significantly.

The make and model of vehicle you are seeking coverage for is a large consideration when comparing quotes for affordable car insurance for seniors. Vehicles with average performance, good safety features, or a low likelihood of having liability claims will cost less to insure than high performance models.

The information below showcases insurance prices for a handful of the more afforable automobiles to buy insurance for.

Table data represents married male driver age 60, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Louisiana minimum liability limits. Discounts applied include multi-vehicle, claim-free, homeowner, safe-driver, and multi-policy. Information does not factor in vehicle location which can raise or lower price quotes greatly.

Based upon these rates, you can see that vehicles like the Honda Accord, Hyundai Elantra, Honda CR-V, Ford Escape, and Chevrolet Traverse will be the less-costly vehicles to insure for senior citizens.

Finding out which companies offer the cheapest auto insurance rates for seniors requires a little more sweat in order to find the lowest price.

Each company has a different formula for determining prices, so to begin we’ll rank the most competitive auto insurance companies in Louisiana.

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USAA offers some of the most affordable car insurance rates in Louisiana at around $1,626 each year. MetLife, GEICO, Progressive, and Safeway would also be considered some of the lowest-priced Louisiana car insurance companies.

As depicted above, if you buy coverage from Progressive and switched to USAA, you might realize savings of in the vicinity of $320. Drivers with Safeway may save as much as $528 a year, and California Casualty insureds might see rate reductions of $643 a year.

Bear in mind that those policy rates are averaged for all insureds and vehicles and do not factor in a rate discount for seniors. So the auto insurance company that can offer the best rates for your situation may not even be featured in the company chart above. That’s why you need to compare prices as often as possible using your own driver and vehicle profiles.

Geico, Allstate, State Farm, or Progressive: Which is best?

When buying auto insurance for senior citizens, some of the largest companies to start with are Geico, Allstate, State Farm, and Progressive. When combined, they insure nearly half of the entire U.S. car insurance market. All of them offer physical damage and liability coverage, but each has unique features and discounts that may influence your buying decision. The next table compares and contrasts some of the ratings and options .