Your chances of buying the cheapest coverage for a Mazda CX-7 in Tennessee relies on a whole bunch of factors like whether you are male or female, if you currently have coverage, and your choice of physical damage deductibles. Drivers on average pay around $850 each year to buy Mazda CX-7 insurance, but that amount is based upon a 50-year-old married female driver that wants comprehensive and collision coverage and $100 deductibles.
The issue that arises when projecting rates is that it’s very likely that you are not a 50-year-old female, possibly single instead of married, and you might want liability-only or different deductibles. Changing even a minor factor in quote information can make a big difference in the cost of a policy.
Not every driver requires the same auto insurance coverages, so your best chance at finding cheap car insurance rates for your Mazda is to put in the effort to do a thorough rate comparison. Do a quick rate comparison now and you will receive price comparisons from top-rated companies that sell coverage in Tennessee.
The specific trim level will likely have an effect on the cost of insurance, so the rate you will pay to insure a CX-7 SV 2WD model will cost $114 less than the insurance cost for the more well-appointed CX-7 Grand Touring 4WD model, as shown in the prices below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
CX-7 SV 2WD | $192 | $372 | $272 | $16 | $82 | $934 | $78 |
CX-7 Sport 2WD | $216 | $372 | $272 | $16 | $82 | $958 | $80 |
CX-7 Touring 2WD | $216 | $372 | $272 | $16 | $82 | $958 | $80 |
CX-7 Touring 4WD | $216 | $438 | $272 | $16 | $82 | $1,024 | $85 |
CX-7 Grand Touring 2WD | $240 | $438 | $272 | $16 | $82 | $1,048 | $87 |
CX-7 Grand Touring 4WD | $240 | $438 | $272 | $16 | $82 | $1,048 | $87 |
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Data assumes married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Tennessee minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-policy, and multi-vehicle. Rate quotes do not factor in garaging location in Tennessee which can lower or raise insurance rates significantly.
Finding the best company is difficult considering how many different companies sell coverage in Tennessee. The company ratings in the next section may help you decide which insurers you want to consider when comparing rate quotes.
The rankings below include large nationwide companies, so companies with more of a regional focus are not taken into consideration for these rankings. If you wish to compare rates from these companies and more, just click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
American Family | 91 | 86 | 95 | 83% | A | 89.7 |
Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
The General | 86 | 93 | 89 | 84% | A- | 88.2 |
GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
Titan Insurance | 86 | 82 | 92 | 86% | A+ | 86.5 |
21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
Liberty Mutual | 79 | 87 | 95 | 78% | A | 85.3 |
Erie Insurance | 87 | 84 | 85 | 85% | A+ | 85.3 |
Farmers Insurance | 77 | 80 | 80 | 84% | A | 80.3 |
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Data Source: Insure.com Best Car Insurance Companies
The illustration below illustrates how choosing a deductible can increase or decrease insurance premiums when getting quotes for cheap insurance for a Mazda CX-7. The rate quotes are based on a married male driver, comprehensive and collision coverage, and no discounts are applied.
google.charts.setOnLoadCallback(drawDfdqcibChart);function drawDfdqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘$100 Deductible’,’$250 Deductible’,’$500 Deductible’,’$1,000 Deductible’],[‘Age 20’, 3253,2949,2611,2291],[‘Age 30’, 1725,1561,1375,1193],[‘Age 40’, 1645,1497,1323,1159],[‘Age 50’, 1503,1369,1213,1065],[‘Age 60’, 1475,1341,1191,1043],[‘Age 70’, 1675,1531,1371,1217]]);var options = {title: ‘Comparison of Deductible Levels and Mazda CX-7 Insurance Rates in Tennessee’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 700,’chartArea’: {left:100,top:50,’width’: ‘100%’,’height’: ‘80%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},bar: {groupWidth: ‘80%’},colors: [‘#6791b9′,’#75a8d8′,’#98bee2′,’#bad4ec’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);formatter.format(data,4);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdfd’));chart.draw(data, options);}
A 30-year-old driver could pocket $322 a year by changing their physical damage coverage from a $100 deductible up to a $500 deductible, or save $486 by choosing a $1,000 deductible. Younger drivers, like the 20-year-old, can cut $962 each year by selecting a higher deductible.
When using a larger deductible, it will be necessary to have emergency funds available to pay the extra out-of-pocket expense associated with higher deductibles.
Auto insurance companies that sell cheap insurance for a Mazda CX-7 in Tennessee could also offer price discounts that could potentially reduce rates by as much as 25% or more if you meet specific criteria. Larger insurance companies and their possible discounts can be found below.
Discount | Geico | Progressive | State Farm | Allstate | Liberty Mutual | Farmers |
---|---|---|---|---|---|---|
Multiple policies | Yes | Yes | Yes | Yes | Yes | Yes |
Multi-vehicle | Yes | Yes | Yes | No | Yes | Yes |
Theft prevention | Yes | Yes | Yes | Yes | Yes | Yes |
Anti-lock brakes | Yes | No | Yes | Yes | Yes | No |
Air bags | Yes | No | Yes | Yes | Yes | Yes |
New vehicle | No | No | Yes | Yes | No | Yes |
Eco-friendly vehicle | No | No | No | Yes | Yes | Yes |
No accidents | Yes | Yes | Yes | Yes | No | Yes |
Defensive driving course | Yes | Yes | Yes | Yes | No | Yes |
Active duty military | Yes | Yes | Yes | No | No | Yes |
Affinity/occupation | Yes | No | No | No | Yes | Yes |
Pay in full | Yes | Yes | No | Yes | Yes | Yes |
Paperless billing | Yes | Yes | No | Yes | Yes | Yes |
Loyalty | No | Yes | Yes | No | No | Yes |
Good grades | Yes | Yes | Yes | Yes | Yes | Yes |
Student at college | No | Yes | Yes | Yes | Yes | Yes |
Own your home | No | Yes | No | No | No | Yes |
Seat belt usage | Yes | No | No | No | No | No |
Quote online | No | Yes | No | No | No | No |
Teenage driver | No | Yes | No | No | Yes | No |
Government employee | Yes | No | No | No | No | No |
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The information below illustrates the difference between auto insurance costs with and without discounts applied to the premium. Data assumes a male driver, no tickets, no at-fault accidents, Tennessee state minimum liability limits, comp and collision included, and $500 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with anti-theft, multiple policy, homeowner, claim-free, safe-driver, and defensive driving course discounts applied. When discounts are factored in, the average amount saved each year on insurance for a Mazda CX-7 is 42% or $792.
google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Male Driver No Discounts’, ‘Male Driver with Discounts’],[‘Age 20’, 2749,1977],[‘Age 30’, 1445,1049],[‘Age 40’, 1411,1025],[‘Age 50’, 1293,937],[‘Age 60’, 1251,907],[‘Age 70’, 1539,1109]]);var options = {title: ‘Insurance Rate Comparison with Discounts for a Mazda CX-7’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#6791b9’, ‘#98bee2’],hAxis: {title: ‘Annual Insurance Cost for a Mazda CX-7’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}
When shopping around for insurance for a CX-7 in Tennessee, some of the largest companies to start with are Allstate, State Farm, Geico, and Progressive. The table below points out price, claims, and customer service ratings, as well as some optional coverages shoppers can expect to find with each one.
Allstate | State Farm | Geico | Progressive | |
---|---|---|---|---|
Policy Discounts | 1st | 3rd | 2nd | 4th |
Overall Satisfaction | 2nd | 4th | 1st | 3rd |
Claims Service | 1st | 2nd | 3rd | 4th |
Overall Price | 4th | 2nd | 1st | 3rd |
Customer recommendation | 86% | 88% | 87% | 88% |
Breakdown insurance | No | No | Yes | Yes |
Emergency roadside assistance | Yes | Yes | Yes | Yes |
New car replacement insurance | Yes | No | No | No |
Rating based on usage | Yes | Yes | No | Yes |
Rideshare insurance | Yes | Yes | Yes | Yes |
Accident forgiveness coverage | Yes | No | Yes | Yes |
Offered in Tennessee | Yes | Yes | Yes | Yes |
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