How Much is Auto Insurance for 19 Year Olds in Oklahoma?

How Much is Auto Insurance for 19 Year Olds in Oklahoma?

The vehicle model driven is a large factor when comparing quotes for the best car insurance for 19 year olds. Vehicles with higher performance, a lack of advanced safety features, or a track record of large liability claims will cost much more to insure than more economical and safe models.

The table below features auto insurance costs for some of the cheaper vehicles to buy coverage for.

Cheapest Auto Insurance Rates for 19 Year Olds in Oklahoma
Vehicle Make and Model Estimated Cost for Full Coverage
Hyundai Elantra GLS Touring Station Wagon $4,670
Ford Escape XLT 4WD $4,732
Honda CR-V EX 4WD $4,740
Chevrolet Traverse LT AWD $5,116
Subaru Forester X Premium AWP AWD $5,122
Toyota Prius $5,116
Hyundai Tucson GLS 2WD $5,161
Toyota Highlander 2WD $5,223
Ford Explorer XLT 2WD $5,228
Ford F-150 XL Regular Cab 4WD $5,223
Ford Edge Limited 2WD $5,486
Honda Civic DX 4-Dr Sedan $5,494
Toyota Tacoma Double Cab 4WD $5,548
Toyota RAV4 Sport 4WD $5,555
GMC Sierra SL Extended Cab 2WD $5,548
Volkswagen Jetta LE 4-Dr Sedan $5,553
Chevrolet Equinox LT 2WD $5,548
Jeep Grand Cherokee Laredo 4WD $5,557
Dodge Grand Caravan SXT $5,607
Dodge Ram Quad Cab ST 2WD $5,642
Jeep Wrangler Unlimited Sport 2WD 4-Dr $5,644
Ford Focus SEL 4-Dr Sedan $5,811
Honda Odyssey EX-L W/Rear Entertainment $5,873
Compare Cheap Rates Go

Above prices assume single male driver age 19, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Oklahoma minimum liability limits. Discounts applied include claim-free, and safe-driver. Rate information does not factor in specific location which can influence premiums significantly.

Looking at the numbers, you can see that vehicles like the Hyundai Elantra, Ford Escape, and Honda CR-V are most likely to be some of the most affordable vehicles to insure for teenage drivers. The price of auto insurance will tend to be more expensive because of the fact that there is a higher risk for 19 year olds, but in general those models will tend to have the best insurance prices that you’ll find.

When shopping for cheaper car insurance for teenage drivers, one of the many things that determine a rate quote is where you call home in Oklahoma. Areas with more people or higher crime rates like Del City, Tulsa, and Bethany are more likely to have higher rates, whereas cities that are not as densely populated tend to receive slightly lower rates.

The following table shows the higher priced cities in Oklahoma for 19 year olds to buy auto insurance in.

How much does car insurance cost in Oklahoma?
Rank City Premium Per Year
1 Del City $2,243
2 Broken Arrow $2,216
3 Tulsa $2,215
4 Bixby $2,213
5 Bethany $2,201
6 Sand Springs $2,161
7 Midwest City $2,119
8 Oklahoma City $2,113
9 Owasso $2,085
10 Sapulpa $2,081
11 Norman $2,075
12 Moore $2,069
13 Claremore $2,048
14 Edmond $2,042
15 Yukon $1,994
16 Shawnee $1,988
17 Bartlesville $1,981
18 Enid $1,942
19 Stillwater $1,911
20 Muskogee $1,905
Get a Custom Quote Go

Rates are approximated as the garaging address in Oklahoma can impact price quotes greatly.

Progressive, Allstate, Geico, and State Farm: Who is best?

When comparing auto insurance for teenage drivers, the first places to look would be Progressive, Allstate, Geico, and State Farm. The following table breaks down some of the different options that policyholders can buy.

Top Car Insurance Company Ratings
Progressive Allstate Geico State Farm
Discounts Available 4th 1st 2nd 3rd
Claims Service 4th 1st 3rd 2nd
Overall Satisfaction 3rd 2nd 1st 4th
Policy Cost 3rd 4th 1st 2nd
U.S. market share 8.8% 10% 11.4% 18.3%
Customer recommendation 88% 86% 87% 88%
A.M. Best financial rating A+ A+ A++ A++
Rate for vehicle usage Yes Yes No Yes
Coverage for ridesharing Yes Yes Yes Yes
Roadside assistance Yes Yes Yes Yes
New car replacement insurance No Yes No No
Accident forgiveness coverage Yes Yes Yes No
Mechanical breakdown insurance Yes No Yes No
Compare Prices Now Go