How Much is Car Insurance for Welfare Recipients in Hawaii?

Since we’re writing about auto insurance, the words “affordable” or “cheap” should never appear anywhere in the article to describe car insurance prices. It’s a simple fact that cheap auto insurance for welfare recipients can seem impossible to find. But don’t let us ruin your dream, because we are going to show you some ways you can get insurance that is cheaper than your current rate.

Finding decent, cheap insurance is not the easiest thing to accomplish, and determining which company offers the lowest-priced auto insurance rates for welfare recipients will take even more rate comparisons. Each auto insurance company has a unique formula for establishing rates, so let’s begin by examining the auto insurance companies with the overall cheapest rates in Hawaii.

It’s important that readers know that Hawaii auto insurance rates are based on many factors that control the price you pay. Simply getting older, filing a claim, or having an at-fault accident may cause policy rate changes that can cause some rates to be higher-priced than the competition.

Cheapest Insurance Rates in Hawaii

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USAA offers some of the cheapest car insurance rates in Hawaii at around $954 per year. State Farm, GEICO, Liberty Mutual, and Progressive would also make the list of some of the best Hawaii insurance companies.

In this example, if you currently buy coverage from Progressive and switched to State Farm, you might achieve a yearly price reduction of in the neighborhood of $515. Policyholders with Allstate might save as much as $797 a year, and First of Hawaii policyholders might lower prices by up to $878 a year.

To get a fast rate comparison, click here to get a free quote or click through to the companies below.

Be aware that those premiums are averaged across all drivers and vehicles and do not factor in a price decrease for welfare recipients. So the car insurance company that can offer you the best price may not even be featured in the chart above. That point stresses why you need to compare rates from multiple companies using your own driver and vehicle profiles.

For drivers on welfare, one of the more important criteria that is used by car insurance companies to determine the price of your policy is where you live in Hawaii. Areas with high crime rates or more dense population like Hilo, Kailua, and Pearl City tend to have more expensive car insurance rates, whereas more rural areas receive better rates.

The information below displays the more expensive cities in Hawaii for welfare recipients to buy auto insurance in.

Prices are comparative as the specific zip code location can alter coverage rates greatly.

The model of vehicle you are buying coverage for is probably the most important factor that determines the availablility of cheap car insurance for welfare recipients in Hawaii. Vehicles with high performance engines, a lack of safety features, or a history of substantial liability claims will cost much more to insure than more economical and safe models. The lists below ranks auto insurance prices for a handful of the most budget-friendly automobiles to insure.

Price data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Hawaii minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, claim-free, and homeowner. Price information does not factor in specific Hawaii garaging location which can influence insurance rates significantly.

Above prices assume single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Hawaii minimum liability limits. Discounts applied include safe-driver, multi-policy, homeowner, multi-vehicle, and claim-free. Table data does not factor in the specific area where the vehicle is garaged which can lower or raise premiums significantly.

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Hawaii minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, multi-policy, and safe-driver. Premium costs do not factor in Hawaii location which can alter coverage prices considerably.

Cheapest car insurance: State Farm, Geico, Progressive, or Allstate

If you want the best car insurance for drivers on welfare in Hawaii, the first places to look would be State Farm, Geico, Progressive, and Allstate. They all offer slightly different coverage options that add value to each policy. The data below rates ratings for price and service, as well as some optional coverages that may be available in your state.