The chances of buying cheap coverage for a Dodge Grand Caravan in Alabama is dependent upon dozens of factors such as your financial responsibility, where your vehicle is garaged, and your choice of deductibles. Drivers in Alabama will pay around $840 a year to insure a Dodge Grand Caravan, but that is a ballpark figure that uses a 30-year-old married female with full physical damage coverage and $500 deductibles.
The issue with using an average estimated rate is the likelihood you are not 30 and possibly not even female, single instead of married, or you need different deductibles. This illustrates why the best way to quote affordable rates for your Dodge is to just compare rates yourself. To start saving now, get free quotes and you will receive price comparisons from the cheapest companies that insure Dodge vehicles in Alabama.
Click Here to Start Your Quote
The specific trim level will influence price, so the cost to insure a Grand Caravan CV model will be $88 cheaper than the cost to insure the high end Grand Caravan SXT version, as shown in the prices below.
Model | Comp | Collision | Liability | Medical | UM/UIM | Annual Premium | Monthly Premium |
---|---|---|---|---|---|---|---|
Grand Caravan CV | $206 | $286 | $344 | $20 | $102 | $958 | $80 |
Grand Caravan SE | $206 | $286 | $344 | $20 | $102 | $958 | $80 |
Grand Caravan Hero | $206 | $348 | $344 | $20 | $102 | $1,020 | $85 |
Grand Caravan Crew | $232 | $348 | $344 | $20 | $102 | $1,046 | $87 |
Grand Caravan SXT | $232 | $348 | $344 | $20 | $102 | $1,046 | $87 |
Get Your Own Custom Quote Go |
Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Prices do not factor in specific location which can increase or decrease auto insurance rates considerably.
Ending up with the best company can be rather challenging considering how many companies there are to choose from in Alabama. The ranking information shown next could help you select which auto insurance companies to look at purchasing coverage from.
The rankings below are only made up of insurance companies that insure vehicles in the majority of U.S. states, so companies that have a smaller presence will not be included in the list. To get rate quotes from many more Alabama auto insurance companies, simply click here.
Company | Value | Customer Service | Claims | Customer Satisfaction | A.M Best Rating | Overall Score |
---|---|---|---|---|---|---|
Travelers | 93 | 98 | 99 | 88% | A++ | 95.1 |
USAA | 83 | 99 | 100 | 91% | A++ | 94.1 |
AAA Insurance | 91 | 95 | 92 | 90% | A | 93.3 |
Nationwide | 85 | 95 | 97 | 89% | A+ | 92.4 |
Allstate | 77 | 100 | 97 | 88% | A+ | 90.7 |
State Farm | 80 | 94 | 96 | 88% | A++ | 90.6 |
The Hartford | 88 | 93 | 91 | 87% | A+ | 90.4 |
Safeco Insurance | 91 | 95 | 85 | 88% | A | 90.2 |
Progressive | 88 | 94 | 83 | 88% | A+ | 90.1 |
American Family | 91 | 86 | 95 | 83% | A | 89.7 |
Esurance | 86 | 90 | 94 | 90% | A+ | 89.5 |
The General | 86 | 93 | 89 | 84% | A- | 88.2 |
GEICO | 79 | 89 | 95 | 87% | A++ | 87.8 |
Titan Insurance | 86 | 82 | 92 | 86% | A+ | 86.5 |
21st Century | 86 | 82 | 90 | 84% | A | 86.4 |
Compare Rates Now Go |
Data Source: Insure.com Best Car Insurance Companies
The easiest method to obtain cheap insurance for a Dodge Grand Caravan in Alabama is to be a careful driver and have a clean driving record. The information below shows how speeding tickets and at-fault claims can raise insurance costs for each different age category. Data assumes a single male driver, full coverage, $500 deductibles, and no other discounts are factored in.
In the previous chart, the average cost of car insurance in Alabama per year with no accidents and a clean driving record is $1,916. Receive one speeding ticket and the average cost swells to $2,159, an increase of $243 each year. Now get one accident along with the one speeding ticket and the yearly cost of car insurance for a Dodge Grand Caravan jumps again to an average of $2,835. That’s an increase of $918, or $77 per month, just for being a careless driver!
Here are some thrifty suggestions that can help Alabama drivers find cheaper coverage.
The final tip is especially crucial, as we emphasized in this piece. Rates adjust often, so don’t be afraid to switch companies if a cheaper rate is available. Loyalty to a specific company is fine, but it’s not a great idea if that loyalty ends up costing money that could be going to better use. In just a couple of minutes you could shop around to find cheaper car insurance for a Dodge Grand Caravan.