Who Has Cheap Insurance for a Dodge Grand Caravan in Alabama?

Who Has Cheap Insurance for a Dodge Grand Caravan in Alabama?

The chances of buying cheap coverage for a Dodge Grand Caravan in Alabama is dependent upon dozens of factors such as your financial responsibility, where your vehicle is garaged, and your choice of deductibles. Drivers in Alabama will pay around $840 a year to insure a Dodge Grand Caravan, but that is a ballpark figure that uses a 30-year-old married female with full physical damage coverage and $500 deductibles.

The issue with using an average estimated rate is the likelihood you are not 30 and possibly not even female, single instead of married, or you need different deductibles. This illustrates why the best way to quote affordable rates for your Dodge is to just compare rates yourself. To start saving now, get free quotes and you will receive price comparisons from the cheapest companies that insure Dodge vehicles in Alabama.

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The specific trim level will influence price, so the cost to insure a Grand Caravan CV model will be $88 cheaper than the cost to insure the high end Grand Caravan SXT version, as shown in the prices below.

Dodge Grand Caravan Insurance Rates in Alabama
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Caravan CV $206 $286 $344 $20 $102 $958 $80
Grand Caravan SE $206 $286 $344 $20 $102 $958 $80
Grand Caravan Hero $206 $348 $344 $20 $102 $1,020 $85
Grand Caravan Crew $232 $348 $344 $20 $102 $1,046 $87
Grand Caravan SXT $232 $348 $344 $20 $102 $1,046 $87
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Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Prices do not factor in specific location which can increase or decrease auto insurance rates considerably.

Ending up with the best company can be rather challenging considering how many companies there are to choose from in Alabama. The ranking information shown next could help you select which auto insurance companies to look at purchasing coverage from.

The rankings below are only made up of insurance companies that insure vehicles in the majority of U.S. states, so companies that have a smaller presence will not be included in the list. To get rate quotes from many more Alabama auto insurance companies, simply click here.

Top 15 Car Insurance Companies in Alabama
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
Travelers 93 98 99 88% A++ 95.1
USAA 83 99 100 91% A++ 94.1
AAA Insurance 91 95 92 90% A 93.3
Nationwide 85 95 97 89% A+ 92.4
Allstate 77 100 97 88% A+ 90.7
State Farm 80 94 96 88% A++ 90.6
The Hartford 88 93 91 87% A+ 90.4
Safeco Insurance 91 95 85 88% A 90.2
Progressive 88 94 83 88% A+ 90.1
American Family 91 86 95 83% A 89.7
Esurance 86 90 94 90% A+ 89.5
The General 86 93 89 84% A- 88.2
GEICO 79 89 95 87% A++ 87.8
Titan Insurance 86 82 92 86% A+ 86.5
21st Century 86 82 90 84% A 86.4
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Data Source: Insure.com Best Car Insurance Companies

Violations and accidents raise rates

The easiest method to obtain cheap insurance for a Dodge Grand Caravan in Alabama is to be a careful driver and have a clean driving record. The information below shows how speeding tickets and at-fault claims can raise insurance costs for each different age category. Data assumes a single male driver, full coverage, $500 deductibles, and no other discounts are factored in.

In the previous chart, the average cost of car insurance in Alabama per year with no accidents and a clean driving record is $1,916. Receive one speeding ticket and the average cost swells to $2,159, an increase of $243 each year. Now get one accident along with the one speeding ticket and the yearly cost of car insurance for a Dodge Grand Caravan jumps again to an average of $2,835. That’s an increase of $918, or $77 per month, just for being a careless driver!

How to find economical insurance for a Dodge Grand Caravan

Here are some thrifty suggestions that can help Alabama drivers find cheaper coverage.

  • Having at-fault accidents will increase rates
  • Buy vehicles with good safety ratings
  • Raise deductibles
  • Remove physical damage coverage on older vehicles
  • Better credit rating means better rates
  • Save money by observing traffic laws and speed limits
  • Compare rates regularly and switch companies to save money

The final tip is especially crucial, as we emphasized in this piece. Rates adjust often, so don’t be afraid to switch companies if a cheaper rate is available. Loyalty to a specific company is fine, but it’s not a great idea if that loyalty ends up costing money that could be going to better use. In just a couple of minutes you could shop around to find cheaper car insurance for a Dodge Grand Caravan.