Who Has Cheap Insurance for a Mazda CX-7 in Alaska?

The odds of finding affordable auto insurance for a Mazda CX-7 in Alaska hinges on a calculation that uses factors like how you use your CX-7, the likelihood of vehicle theft, and any prior driving offenses you have. Alaska drivers will pay on average $840 every 12 months to buy Mazda CX-7 insurance, but that figure is an estimation rating a 40-year-old married female with both comprehensive and collision coverage and $250 physical damage deductibles.

There is a very good chance that you may not be 40 years old (or even female), maybe you are single instead of married, or you just want cheap liability insurance instead of full coverage. Making even small differences in the factors used in pricing a policy could end up with a large change in the price of a policy.

Insurance is an individual thing, so the best way to quote cheap insurance prices for your Mazda is to just compare rates yourself. Quotes only take a few minutes and you will be able to see rates from some of the cheapest companies that offer coverage in Alaska.

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The trim level of your vehicle will influence the cost of insurance, so the price you will pay to insure a CX-7 SV 2WD trim level will cost $110 less than the price to insure the more expensive CX-7 Grand Touring 4WD trim level, as shown in the chart below.

Above prices assume married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Alaska minimum liability limits. Discounts applied include multi-vehicle, homeowner, safe-driver, claim-free, and multi-policy. Prices do not factor in specific Alaska garaging location which can change coverage rates significantly.

Finding reliable, cheap car insurance is tough enough, and finding out which company offers the cheapest auto insurance rates for a Mazda CX-7 involves even more diligence.

Each company has a different process to set premium rates, so we’ll take a look at the overall cheapest auto insurance companies in Alaska.

Best Cheap Insurance Rates for Your CX-7

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Umialik quotes some of the most affordable car insurance rates in Alaska at around $874 a year. USAA, State Farm, Progressive, and GEICO are also some of the best Alaska insurance companies.

In the above example, if you are currently insured with Progressive and switched to Umialik, you may realize an annual savings of upwards of $349. Drivers with GEICO may save as much as $1,012 a year, and Allstate policyholders might realize rate reductions of up to $1,429 a year.

Be aware that those policy rates are averages across all types of drivers and the different vehicles they drive and and are not calculated with a specific rating modification for a Mazda CX-7. So the insurer that fits your age and vehicle best may not even be in the above rate chart. That’s why you need to compare as many prices as possible using your own specific driver information and vehicle.

How to get discounts on Alaska car insurance rates

Car insurance companies that sell cheap insurance for a Mazda CX-7 in Alaska could also offer discounts that can lower rates by as much as 25% or more if you are eligible for them. A few of the larger companies and their possible discounts include:

The diagram below shows the difference between yearly insurance costs with and without discounts applied. The information is based on a female driver, no claims or driving citations, Alaska state minimum liability limits, full coverage, and $100 deductibles.

The first bar for each age group shows insurance cost with no discounts. The second shows the rates with passive restraint, homeowner, accident-free, vehicle safety, claim-free, and multiple policy discounts applied. In this example, the the average amount saved on auto insurance for a Mazda CX-7 is 32% or $373.

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Careless Alaska drivers pay higher rates

The obvious way to get cheap insurance for a Mazda CX-7 in Alaska is to drive carefully and avoid accidents and violations. The example below shows how speeding tickets and at-fault accidents can impact yearly insurance costs for different age groups. The information is based on a single female driver, full physical damage coverage, $1,000 deductibles, and no policy discounts are applied.

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In the previous chart, the average cost of auto insurance in Alaska per year with no violations or accidents is $1,402. Add in two speeding tickets and the average cost swells to $1,872, an increase of $469 each year. Now get one accident along with the two speeding tickets and the annual cost of auto insurance for a Mazda CX-7 jumps again to an average of $2,344. That’s an increase of $942, or $78 per month, just for not being attentive to the road!

Allstate, Geico, Progressive, or State Farm: Who is best?

When comparing rates for insurance for a CX-7 in Alaska, the first places to look would be Allstate, Geico, Progressive, and State Farm. If you combine them together, they insure about half of the entire U.S. market share. They all offer your standard coverages, but each one has slightly different options that may influence your buying decision. The following table points out some of the ratings and options that are available for policyholders.