Who Has Cheap Insurance Quotes for a Dodge Grand Caravan in Missouri?

Buying cheap auto insurance for a Dodge Grand Caravan in Missouri depends on many factors such as whether the vehicle is new, if you have prior claims, and your choice of physical damage deductibles. Drivers will pay around $520 every 12 months to insure their Grand Caravan, but that price is a valuation that uses a 50-year-old married male that included full comprehensive and collision coverage and $1,000 physical damage deductibles.

Most likely you may not be 50 years old (or even male), maybe you are single instead of married, or maybe you don’t qualify for the same discounts. Having what appears to be a very minor change in rating factors can produce large changes in how much insurance for a Dodge Grand Caravan costs.

Each driver has unique rating factors, so the most reliable method for finding the cheapest insurance price for your Dodge is to make a habit of regularly comparing rates from other companies. It only takes a couple of minutes and you can get prices from some of the best companies that insure Dodge vehicles in Missouri.

Cheapest Dodge Grand Caravan Insurance Rates

The trim level of your vehicle will be a contributing factor to price, so the cost to insure a Grand Caravan CV will be $46 less expensive the cost to insure the more well-appointed Grand Caravan SXT trim level, as shown below.

Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $1000 deductibles, and Missouri minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-policy, and multi-vehicle. Premium amounts do not factor in specific location information which can decrease or increase price quotes significantly.

Finding dependable, cost effective auto insurance is easier said than done, and finding out which company has the most affordable insurance rates for a Dodge Grand Caravan involves a little more work.

Each auto insurance company uses a slightly different approach to establish rates, so first let’s look at the rankings for the most affordable insurance companies in Missouri.

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USAA normally has some of the most affordable car insurance rates in Missouri at around $662 per year. The Hartford, Electric, Allied, and MO Farm Bureau would also be considered some of the most economical Missouri car insurance companies.

As the rates illustrate above, if you currently buy coverage from MO Farm Bureau and switched to The Hartford, you could earn an annual savings of around $247. Missouri drivers with Auto-Owners may save as much as $252 a year, and Travelers policyholders might reduce prices by as much as $253 a year.

These premiums are averaged across all types of drivers and the different vehicles they drive and and are not calculated with a specific rating modification for a Dodge Grand Caravan. So the car insurance company that is best for you may not even be shown in the above list. That’s why you need to get rate quotes from many companies using your own specific driver information and vehicle.

Impact of citations and accidents on insurance rates

One of the best ways to maintain cheap insurance for a Dodge Grand Caravan in Missouri is to drive cautiously and not receive tickets or have accidents. The chart below shows how violations and accident claims raise auto insurance rates for each age group. The price estimates are based on a married female driver, comp and collision included, $250 deductibles, and no additional discounts are factored in.

The data charted above shows the average cost of auto insurance in Missouri per year with no accidents or violations is $1,311. Factor in one speeding ticket and the average cost jumps to $1,525, an increase of $214 each year. Then include one accident along with the one speeding ticket and the 12-month cost of insurance for a Dodge Grand Caravan goes up to an average of $2,120. That’s an increase of $809, or $67 per month, just for being a careless driver!

Which major car insurance company is best?

When shopping for insurance for a Grand Caravan, four companies to definitely compare rates with are Geico, Allstate, State Farm, and Progressive. The following table rates some of the different options and features you can buy with each company.