Who Has the Cheapest Auto Insurance Quotes for a Company Car in Hawaii?

Wouldn’t it be nice if you could just magically know the one company that has the cheapest insurance for a company car? Unfortunately, it’s not that simple as there are a ton of unknown elements like the miles you drive each year, where you live in Hawaii, your marital status, and if you have ever let your coverage lapse, that all go into determining the rate you pay. We will attempt to cover the best ways to compare rates and will give you some help in finding cheaper rates.

One of the key components used to establish the cost of insurance is where you normally keep your vehicle in Hawaii. Areas that are more densely populated like Hilo, Royal Kunia, and Ewa Beach tend to have more expensive auto insurance rates, whereas less populated areas can boast about having cheaper rates.

The following table ranks the more expensive cities in Hawaii for a company car to buy car insurance in.

Prices are estimated as the specific Hawaii residence address can raise or lower premium rates significantly.

The vehicle model you are buying coverage for is a significant factor when consumers are trying to find low-cost insurance for a company car. Vehicles with lower acceleration and performance, an excellent safety record, or a low likelihood of having liability claims will cost less to insure than fast, unsafe models.

The next table showcases car insurance prices for a handful of the most affordable vehicles to buy insurance for.

Cost estimates assume single male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Hawaii minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Rate information does not factor in zip code location which can alter coverage prices substantially.

Looking at the rates, vehicles like the Hyundai Elantra, Ford F-150, Ford Edge, and Hyundai Tucson are most likely to be the most budget-friendly vehicles to insure for your employer’s vehicle.

Finding out which company quotes the best car insurance rates for a company car requires more time than just getting one or two price quotes. Each insurance company used slightly different criteria for establishing rates, so we’ll go over the most affordable car insurance companies in Hawaii.

It’s a good idea to be aware that Hawaii car insurance rates are impacted by many things that control the price you have to pay. Simply getting older, getting divorced, or getting a couple of tickets can trigger price changes resulting in some companies being cheaper than competitors.

Cheap Insurance Rates in Hawaii

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USAA normally has some of the most affordable car insurance rates in Hawaii at around $926 each year. State Farm, GEICO, Liberty Mutual, and Progressive also make the cut as some of the more affordable Hawaii car insurance companies.

In this example, if you are currently insured with Liberty Mutual and switched to State Farm, you could earn yearly savings of upwards of $340. Customers with Progressive may save as much as $515 a year, and Allstate policyholders might reduce prices by as much as $817 a year.

If you want to see how much you could save, click here or quote rates from the companies below.

Understand that those rates are averages across all types of drivers and the different vehicles they drive and are not factoring in a price discount for a company car. So the company that fits your situation best may not even be in the rate chart shown above. That’s why you need to get quotes using your own personalized driver profile and vehicle information.

Ending up with the top auto insurance company is difficult considering how many choices you have in Hawaii. The company rank data in the lists below may help you select which auto insurance companies you want to consider when comparing rate quotes.

The ratings below are only made up of companies with a nationwide focus, so companies without a large exposure are not taken into consideration for the list. If you would like to check rates from these companies and more, just click here.

Top 10 Large Auto Insurance Providers in Hawaii Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. GEICO
6. Liberty Mutual
7. Allstate
8. The Hartford
9. Farmers Insurance
10. Safeco

Top 10 Large Auto Insurance Providers in Hawaii Ranked by Customer Satisfaction

1. USAA – 94%
2. AAA Insurance – 91%
3. State Farm – 90%
4. Nationwide – 90%
5. The Hartford – 89%
6. GEICO – 89%
7. Liberty Mutual – 88%
8. Allstate – 88%
9. Esurance – 87%
10. Progressive – 87%

Allstate, Progressive, Geico, and State Farm: Who is cheapest?

If you are looking for the best car insurance for your employer’s vehicle in Hawaii, some of the first companies to look at are Allstate, Progressive, Geico, and State Farm. If you add them together, they insure about 50% of all policies written. They all offer slightly different coverage options that you can select from. The next table illustrates some of the ratings and options offered by each company.