Who Has the Cheapest Auto Insurance Quotes for Single Moms in Tennessee?

Establishing which company offers the best auto insurance rates for single moms involves a little more work in order to find the most economical policy.

Each insurer uses different criteria for establishing rates, so we will examine the auto insurance companies with the most affordable rates in Tennessee. It’s a good idea to be aware that Tennessee auto insurance rates are impacted by many factors which can substantially decrease or increase the price you have to pay. Simply turning a year older, moving to a different location, or getting a ticket for careless driving can trigger changes in premium resulting in some rates now being cheaper than others.

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Utica National generally has some of the lowest car insurance rates in Tennessee at around $737 each year. Auto-Owners, Cincinnati Insurance, Penn National, and USAA also make the cut as some of the lowest-priced Tennessee auto insurance companies.

As shown in the rates above, if you are currently insured with Cincinnati Insurance and switched to Utica National, you may see a yearly savings of upwards of $147. Customers with Penn National could save as much as $171 a year, and USAA customers might realize rate reductions of up to $192 a year.

To find the cheapest auto insurance for single moms in Tennessee for your vehicle, click here to start a quote or quote prices from the following companies.

Understand that those premiums are averaged across all insureds and vehicles and and are not figured with a rate discount for single moms. So the company that is most affordable for your situation may not even be featured in the company chart above. That is why you need to get car insurance quotes using your own personalized driver profile and vehicle information.

Everyone has different tastes in autos, and the style of vehicle needing coverage is a large factor that determines if you can find the best cheap insurance for single moms. Vehicles with limited top-end speed, excellent safety ratings, or a track record of few liability claims will cost quite a bit less to insure than fast, unsafe models.

The information below ranks coverage rates for a number of the most economical automobiles to buy insurance for.

Cost estimates assume single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Tennessee minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, homeowner, and multi-vehicle. Rates do not factor in the specific area where the vehicle is garaged which can raise or lower auto insurance rates substantially.

Price data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Tennessee minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Price estimates do not factor in your specific Tennessee location which can modify insurance rates greatly.

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $500 deductibles, and Tennessee minimum liability limits. Discounts applied include multi-vehicle, safe-driver, multi-policy, claim-free, and homeowner. Rates do not factor in the specific area where the vehicle is garaged which can raise or lower auto insurance rates greatly.

One of the many things that help determine insurance cost is your address in Tennessee. Cities with larger populations like Memphis, Germantown, and Jackson likely pay more, whereas areas that tend to be more rural generally have lower rates.

The illustration below sorts the most costly cities in Tennessee for single moms to purchase auto insurance in.

Rate quotes are comparative as the specific geographic location can modify premium rates greatly.

Is Allstate, Geico, Progressive, or State Farm cheaper?

When comparing car insurance for single parents in Tennessee, probably the best companies to start with are Allstate, Geico, Progressive, and State Farm. They all have your normal coverages like liability, comprehensive, and collision, but each one offers slightly different options that you can choose from. The table below compares some of the different features offered by each company.