Who Has the Cheapest Auto Insurance Quotes for Uber Drivers in Illinois?

The words “bargain” and “auto insurance” really shouldn’t be used in the same sentence, especially when you are looking for the cheapest car insurance for Uber drivers. To help control this cost, let’s lead off by showing you a few of the things that determine car insurance rates, and find a way to take the bite out of your next policy.

Establishing which company has the best car insurance rates for Uber drivers will require more time than just comparing a company or two. Every insurance company has a proprietary method for setting rates, so we will examine the most budget-friendly car insurance companies in Illinois.

It’s a good idea to be aware that Illinois car insurance rates are determined by lots of factors that may substantially change the cost of your policy. Simply having another birthday, having a teenage driver, or getting into an accident can produce rate changes resulting in some companies being much cheaper than others.

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The Hartford quotes some of the lowest car insurance rates in Illinois at around $769 a year. Rockford Mutual, Titan, Erie, and Cincinnati Insurance would also be considered some of the cheapest Illinois auto insurance companies.

As depicted above, if you currently buy coverage from Erie and switched to The Hartford, you may realize a yearly price reduction of approxmiately $118. Insureds with Cincinnati Insurance may save as much as $146 a year, and Utica National policyholders might lower prices by $186 a year.

To find out how much you can save, click here to get quotes or click through to the companies below.

Be aware that those estimates are averages across all drivers and vehicles and are not factoring in a price discount for Uber drivers. So the auto insurance company that can offer you the lowest price may not even be in the chart above. That’s why you need to quote rates from as many companies as possible using your own driver data and vehicle information.

The vehicle on the policy is probably the most important factor in finding the cheapest auto insurance for Uber drivers in Illinois. Vehicles with average performance, a plethora of safety features, or a track record of few liability claims will cost less to insure than high performance models.

The data below illustrates auto insurance premiums for some of the more afforable automobiles to insure in Illinois.

Price data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Illinois minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, multi-vehicle, and safe-driver. Price estimates do not factor in your specific Illinois location which can impact auto insurance rates considerably.

Data based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Illinois minimum liability limits. Discounts applied include homeowner, multi-vehicle, multi-policy, claim-free, and safe-driver. Rate information does not factor in specific location information which can revise coverage prices substantially.

Prices based on single male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Illinois minimum liability limits. Discounts applied include homeowner, safe-driver, claim-free, multi-vehicle, and multi-policy. Table data does not factor in garaging location in Illinois which can raise or lower auto insurance rates greatly.

One of the many factors that auto insurance companies use to calculate the price of your policy is where your home is located in Illinois. Areas with more people or more claims like Cicero, Berwyn, and Evanston tend to pay more, whereas areas that tend to be more rural profit from lower rates.

The information below sorts the highest-priced places in Illinois for Uber drivers in which to buy car insurance.

Premium amounts are comparative as the specific garaging location can lower or raise rates significantly.

Does Progressive, Allstate, Geico, or State Farm have the cheapest car insurance?

When comparing rates for car insurance for Uber vehicles in Illinois, four companies to take a look at are Progressive, Allstate, Geico, and State Farm. Each one has a little bit different set of discounts and options that can influence your buying decision. The following table breaks down some of the different options that are available from each company.