Who Has the Cheapest Car Insurance for a Company Car in Nebraska?

When talking about auto insurance, the word affordable really should not be used anywhere in the article as a descriptor for car insurance rates. It’s just a fact that cheap auto insurance for a company car may be a thing of the past. But don’t let that discourage you, because we will show you how you can find insurance that is affordable.

For Nebraska drivers, one of the things that help set a rate quote is your address in Nebraska. Areas with more people or more claims like Scottsbluff, Alliance, and Lexington tend to pay more, whereas areas with lower vehicle theft rates and fewer weather claims benefit from having to pay less for coverage.

The next table shows the highest-priced areas in Nebraska for a company car to purchase auto insurance in.

Rate information is comparative as vehicle location can modify price quotes greatly.

Finding reliable, reasonably-priced auto insurance is not easy, and finding out which company quotes the lowest-priced auto insurance rates for a company car requires even more diligence. Each auto insurer has a proprietary method to determine rates, so first let’s look at the rankings for the auto insurance companies with the overall best prices in Nebraska.

Find the Cheapest Car Insurance in Nebraska

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Safeco generally has some of the lowest car insurance rates in Nebraska at around $788 each year. The Hartford, Auto-Owners, Allied, and Farm Bureau Mutual are also some of the more affordable Nebraska insurance companies.

As the example above demonstrates, if you are a policyholder with Auto-Owners and switched to Safeco, you might see an annual savings of approxmiately $117. Drivers with Allied could save as much as $151 a year, and Farm Bureau Mutual policyholders might reduce rates by $202 a year.

Remember that these premiums are averages for all ages of drivers and types of vehicles and do not factor in a price decrease for a company car. So the company that is best suited for you may not even be in the list of companies shown earlier. That’s why you need to compare as many prices as possible using your own personalized driver profile and vehicle information.

The model of vehicle that needs insurance is one of the primary factors when shopping around for the most economical insurance for a company car. Vehicles with limited speed and performance, advanced safety features, or low incidents of liability claims will cost less to insure than high performance models.

The information below showcases auto insurance premiums for a handful of the most budget-friendly vehicles to insure in Nebraska.

Premium data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, multi-policy, and claim-free. Price estimates do not factor in zip code location which can decrease or increase auto insurance rates significantly.

Price data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Price estimates do not factor in specific location which can raise or lower premiums significantly.

Above prices assume single male driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Nebraska minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Price information does not factor in specific Nebraska garaging location which can affect price quotes greatly.

Finding the top insurance company can be difficult considering how many companies sell insurance in Nebraska. The information listed below could help you decide which insurers you want to consider when comparing rates.

These ratings include companies who write in the majority of U.S. states, so smaller companies are not taken into consideration for this list. To compare prices from these companies and more, click this link.

Top 10 Major Auto Insurance Providers in Nebraska Ranked by Customer Service

1. State Farm
2. Nationwide
3. Safeco Insurance
4. American Family
5. Travelers
6. Liberty Mutual
7. GEICO
8. Allstate
9. The Hartford
10. Farmers Insurance

Get discounts on Nebraska auto insurance rates

Insurance companies that provide the cheapest car insurance for a company car in Nebraska could also offer rate discounts that can lower rates by as much as 25% or more if you meet certain criteria. A list of auto insurance companies and some of the discounts are:

• State Farm offers premium reductions for defensive driving training, Steer Clear safe driver discount, driver’s education, anti-theft, and good driver.
• Progressive policyholders can earn discounts including homeowner, continuous coverage, multi-vehicle, online signing, good student, and multi-policy.
• Progressive may include discounts for homeowner, online signing, multi-vehicle, good student, and online quote discount.
• MetLife may offer discounts for multi-policy, good student, claim-free, good driver, defensive driver, accident-free
• Farm Bureau has discounts for youthful driver, driver training, good student, multi-vehicle, renewal discount, 55 and retired, and safe driver.
• GEICO may have discounts that include seat belt use, daytime running lights, driver training, five-year accident-free, multi-vehicle, federal employee, and anti-lock brakes.
• SAFECO includes discounts for teen safety rewards, teen safe driver, anti-lock brakes, anti-theft, and safe driver.

The example below illustrates the comparison of insurance costs with and without discounts applied to the policy rates. The information is based on a female driver, no violations or accidents, Nebraska state minimum liability limits, comprehensive and collision coverage, and $250 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with passive restraint, vehicle safety, safe-driver, multiple vehicle, marriage, and accident-free discounts applied. When drivers take advantage of discounts, the the average yearly reduction on auto insurance for a company car is 28% or $455.

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Which major car insurance company is best?

If you want reliable car insurance, four companies to take a look at are Geico, State Farm, Allstate, and Progressive. The table below shows ratings for price and service, as well as some optional coverages that policyholders can buy.