Who Has the Cheapest Car Insurance Quotes for Low Income Drivers in Alabama?

For poor drivers, one of the big things that car insurance companies use to determine auto insurance rates is the neighborhood you call home in Alabama. More densely populated places like Bessemer, Prichard, and Mobile are more likely to pay higher prices, whereas less populated areas generally pay lower car insurance rates.

The information below ranks the highest-priced places in Alabama for low income drivers to buy car insurance in.

Price information shown is estimated as the specific Alabama residence address can alter premiums significantly.

Comparing rates for low-priced auto insurance is confusing at best, and figuring out which companies quote the lowest-priced car insurance rates for low income drivers calls for even more rate comparisons. Every car insurance company uses their own formula to determine rates, so first let’s look at the rankings for the car insurance companies with the overall cheapest rates in Alabama.

We do need to point out that Alabama car insurance rates are based on many factors which can substantially decrease or increase the price you have to pay. This price fluctuation is why consumers need to take the time to compare many different companies to get the cheapest car insurance rates for low income drivers. Insurance prices can be determined by many different factors and can decrease or increase without notice, so the best option when you last compared rates may now cost much more than other companies.

Best Insurance Companies in Alabama

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Travelers offers some of the cheapest car insurance rates in Alabama at around $791 per year. Cincinnati Insurance, USAA, GEICO, and Auto-Owners also make the cut as some of the lowest-priced Alabama car insurance companies.

In the above example, if you currently have a policy with Cincinnati Insurance and switched to Travelers, you could realize yearly savings of roughly $13. Alabama drivers with USAA may save as much as $140 a year, and GEICO insureds might reduce rates by $270 a year.

To find out how much you can save, click here to get quotes or click several companies below for low rates.

These policy rates are averages for all drivers and vehicles in Alabama and and are not calculated with a rate decrease for low income drivers. So the auto insurance company that is best suited for you may not even be in the list of companies above. That underscores the importance of why you need to get rate quotes from many companies using your own driver data and vehicle information.

Which major car insurance company is best?

When comparing rates for auto insurance, the first places to look would be State Farm, Geico, Allstate, and Progressive. All offer your standard physical damage and liability coverages, but each one has a different combination of discounts, features, and options that can influence your buying decision. The next table shows pricing and service ratings, as well as optional policy coverages that you can purchase from each one.