Who Has the Cheapest Car Insurance Quotes for Veterans in Alabama?

Who Has the Cheapest Car Insurance Quotes for Veterans in Alabama?

This would be a much quicker read if we could simply tell you the one best car insurance company that has the most affordable insurance in Alabama. It’s just not that easy, however, as there are a whole bunch of unknown aspects such as the area where you live, if you just need liability coverage, and if you have a tendency to get pulled over. We know insurance is not everyone’s favorite topic, but in this article we will cover the best ways to save on auto insurance and educate you enough to have a good start to your coverage search.

Cost and performance of the vehicle you are insuring is one of the biggest factors when shopping for low-priced coverage for veterans. Vehicles with higher performance characteristics, a lack of modern safety features, or high incidents of liability claims will cost substantially more to insure than more economical and safe models.

The next lists shows coverage prices for the most economical automobiles to buy coverage for.

Auto Insurance Rates for Popular Cars in Alabama
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LS $990 $495 $83
Ford Focus SEL 4-Dr Sedan $1,024 $512 $85
Ford Fusion S 4-Dr Sedan $990 $495 $83
Honda Accord LX-S 2-Dr Coupe $1,110 $555 $93
Kia Optima SX $1,136 $568 $95
Nissan Altima Hybrid 4-Dr Sedan $1,074 $537 $90
Toyota Camry LE $990 $495 $83
Volkswagen Jetta S 4-Dr Sedan $990 $495 $83
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Table data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Price estimates do not factor in the specific area where the vehicle is garaged which can revise coverage prices noticeably.

Car Insurance Rates for Popular SUVs and Crossovers in Alabama
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
BMW X5 3.0I AWD $1,098 $549 $92
Chevrolet Suburban LTZ 4WD $1,098 $549 $92
Chevrolet Traverse LS 2WD $862 $431 $72
Ford Escape Limited 4WD $920 $460 $77
Ford Explorer XLT AWD $932 $466 $78
GMC Acadia SLT 2WD $990 $495 $83
Honda CR-V LX 4WD $838 $419 $70
Honda Fit Sport $830 $415 $69
Honda Pilot LX 2WD $932 $466 $78
Jeep Grand Cherokee Laredo 2WD $990 $495 $83
Nissan Pathfinder SE 4WD $932 $466 $78
Subaru Forester X Limited Edition W/Navigation AWD $1,028 $514 $86
Toyota Highlander SE 2WD $1,016 $508 $85
Toyota RAV4 4WD $990 $495 $83
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Data based on married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, multi-vehicle, and safe-driver. Premium amounts do not factor in your specific Alabama location which can raise or lower premiums substantially.

Auto Insurance Rates for Popular Pickup Trucks in Alabama
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Silverado 2500HD LTZ Crew Cab Diesel 4WD $1,156 $578 $96
Chevrolet Silverado 3500HD LT Crew Cab Diesel 2WD $1,182 $591 $99
Chevrolet Silverado LS Extended Cab 2WD $1,052 $526 $88
Dodge Ram Crew Cab TRX 2WD $1,078 $539 $90
Ford F-150 Lariat King Ranch 4WD $1,098 $549 $92
Ford F-350 XLT Super Cab Turbo Diesel 4WD $1,392 $696 $116
GMC Sierra 2500HD SLE Extended Cab 2WD $1,194 $597 $100
GMC Sierra 3500HD SLE Extended Cab 2WD $1,098 $549 $92
GMC Sierra SLE Crew Cab 2WD $990 $495 $83
Toyota Tundra Double Cab 4WD $1,078 $539 $90
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Premium data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include multi-vehicle, safe-driver, claim-free, multi-policy, and homeowner. Rate quotes do not factor in specific zip code location which can impact rates noticeably.

Finding reliable, affordable car insurance is not the easiest thing to accomplish, and figuring out which insurers offer the most affordable auto insurance rates for veterans will require even more perseverance.

Every auto insurer uses a little different formula for setting prices, so let’s begin by taking a look at the auto insurance companies with the most affordable rates in Alabama. It’s important to understand that Alabama auto insurance rates are impacted by many things that may substantially change the cost of your policy. Improving your credit rating, filing a claim, or having an at-fault accident may generate price changes that may make certain companies cheaper than others.

Best Insurance Companies for Vets

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Cheapest Alabama car insurance ranked by price
Rank Company Cost Per Year
1 Travelers $791
2 Cincinnati Insurance $828
3 USAA $922
4 GEICO $1,061
5 Country $1,159
6 Safeway $1,170
7 Auto-Owners $1,206
8 Progressive $1,274
9 MetLife $1,368
10 State Auto $1,386
11 California Casualty $1,496
12 State Farm $1,533
13 Nationwide $1,659
14 ALFA $1,675
15 Allstate $1,854
16 Farmers $1,874
17 Safeco $2,580
18 Liberty Mutual $2,717
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Travelers has some of the most affordable car insurance rates in Alabama at around $791 each year. Cincinnati Insurance, USAA, GEICO, and Country also rank well as some of the lowest-priced Alabama auto insurance companies.

As depicted above, if you currently buy coverage from GEICO and switched to Cincinnati Insurance, you could realize an annual savings of about $233. Customers with Country may save as much as $331 a year, and Safeway insureds might see rate reductions of $342 a year.

If you want to see how much you could save, click here to get a free quote or visit any of the low-priced companies below.

It’s important to note that these estimates are averaged across all types of drivers and the different vehicles they drive and and are not figured with a rate discount for veterans. So the auto insurance company that is best suited for you may not even be in the list of companies above. That illustrates why you need to get rate quotes using your own driver information and specific vehicle type.

Discounts on Alabama insurance

Save on auto insurance for veterans in AlabamaAuto insurance companies that provide the cheapest car insurance for veterans in Alabama may additionally offer rate discounts that could potentially reduce rates by 25% or more if you meet specific eligibility requirements. A few popular companies and their possible discounts are:

Auto Insurance Discounts for Popular Insurance Companies
Discount Allstate State Farm Geico Progressive
Bundled policies Yes Yes Yes Yes
Multi-vehicle No Yes Yes Yes
Theft prevention Yes Yes Yes Yes
Anti-lock brakes Yes Yes Yes No
Air bags Yes Yes Yes No
Running lights No Yes Yes No
New vehicle Yes Yes No No
Safe driver Yes Yes Yes Yes
Defensive driver Yes Yes Yes Yes
Low mileage Yes Yes No Yes
Active duty military No Yes Yes Yes
Employment No No Yes No
Pay in full Yes No Yes Yes
Auto-pay Yes No Yes Yes
Customer loyalty No Yes No Yes
Early sign-up Yes No No No
Good grades Yes Yes Yes Yes
Distant student Yes Yes No Yes
Homeowner No No No Yes
Use seat belts No No Yes No
Online rate quote No No No Yes
Teen driver No No No Yes
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The illustration below shows the difference between insurance rates with and without discounts being applied to the rates. The premiums are based on a female driver, a clean driving record, no at-fault accidents, Alabama state minimum liability limits, comp and collision included, and $1,000 deductibles.

The first bar for each age group shows the price with no discounts. The lower bar shows the rates with vehicle safety, claim-free, anti-theft, safe-driver, accident-free, and multiple policy discounts applied. When discounts are applied, the the average yearly reduction on auto insurance for veterans is % or $.

Buying coverage from the right car insurance company is hard considering how many companies there are to choose from in Alabama. The ranking information displayed below may help you choose which insurers to look at buying from.

These rankings only include companies that insure vehicles across America, so companies that only write business in Alabama or surrounding areas are not factored into these rankings. To compare prices and find cheaper insurance for veterans, follow this link.

Top 10 Large Car Insurance Companies in Alabama Ranked by Value

  1. Travelers
  2. American Family
  3. AAA Insurance
  4. Safeco Insurance
  5. Progressive
  6. The Hartford
  7. The General
  8. 21st Century
  9. Esurance
  10. Titan Insurance

Progressive vs Geico vs Allstate vs State Farm

When it comes to auto insurance for veterans in Alabama, probably the best companies to start with are Progressive, Geico, Allstate, and State Farm. If you combine them together, they insure about half of the entire U.S. car insurance market. The data below shows price and claims rank as well as some different options that you can purchase from each one.

Comparison of Top Four U.S. Auto Insurance Companies
Progressive Geico Allstate State Farm
Overall Price 3rd 1st 4th 2nd
Customer Satisfaction 3rd 1st 2nd 4th
Number of Discounts 4th 2nd 1st 3rd
Claims Handling 4th 3rd 1st 2nd
Recommend by customers 88% 87% 86% 88%
Uber and Lyft insurance Yes Yes Yes Yes
Accident forgiveness Yes Yes Yes No
New car replacement No No Yes No
Roadside assistance Yes Yes Yes Yes
Usage-based insurance Yes No Yes Yes
Mechnical breakdown Yes Yes No No
Coverage in Alabama Yes Yes Yes Yes
Types of agents used Buy online or from an independent agent Both online and from Geico agents Can only buy from Allstate agents Can only buy from State Farm agents
Number of agents 30,000+ 150+ 11,000+ 18,000+
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