Who Has the Cheapest Insurance for a Chevrolet Traverse in Washington?

When talking about car insurance, the words “cheap” or “affordable” should not be used anywhere in the article to describe car insurance prices. Notwithstanding, cheap car insurance for a Chevrolet Traverse can be hard, if not impossible, to find. But don’t let us ruin your dream, because we are going to tell you how you can get coverage that is cheaper than what you have now.

Buying cheaper insurance for a Chevrolet Traverse in Washington is dependent upon an enormous amount of rating factors like how far you commute, your claims history, and deductible levels for physical damage coverage. Drivers in Washington will pay on average $610 annually to buy insurance for a Chevrolet Traverse, but that amount is a projection that uses a 50-year-old married female driver who purchased full coverage including both comprehensive and collision and $500 physical damage deductibles.

The problem with using this number is the good chance you are not 50 and maybe not even a female, single instead of married, or maybe your Traverse doesn’t need full coverage. Just a very minor change in policy rating factors can produce large changes in the policy rate.

This shows why the most reliable method for finding cheap car insurance rates for your Chevrolet is to get into the habit of shopping around regularly.

Cheapest Chevrolet Traverse Insurance Rates

Vehicle trim level can impact the annual cost of coverage, so the price you will pay to insure a Traverse LS 2WD model will be $62 cheaper than the cost to insure the more costly Traverse LTZ AWD version, as shown in the prices below.

Prices based on married female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include multi-policy, homeowner, multi-vehicle, claim-free, and safe-driver. Information does not factor in garaging location in Washington which can affect rates noticeably.

Choosing the best insurer can be difficult considering how many companies sell coverage in Washington. The rank data displayed below can help you analyze which coverage providers to look at when comparing rates. The rankings below include the companies with a significant amount of written premium nationwide, so companies that focus mainly on Washington business are not taken into consideration for this list.

Top 10 Major Auto Insurers in Washington Ranked by Customer Service

1. GEICO
2. State Farm
3. The Hartford
4. The General
5. Progressive
6. Allstate
7. AAA Insurance
8. American Family
9. Nationwide
10. Liberty Mutual

Top 10 Major Auto Insurers in Washington Ranked by Claims Service

1. State Farm
2. Esurance
3. AAA Insurance
4. Progressive
5. GEICO
6. Liberty Mutual
7. Allstate
8. Titan Insurance
9. The Hartford
10. The General

Top Companies for Chevrolet Traverse Insurance in Washington

How accidents and tickets impact rates

The best way to get the cheapest insurance for a Chevrolet Traverse in Washington is to be an attentive driver and avoid at-fault accidents and violations. The information below shows how speeding tickets and fender-benders increase insurance rates for different ages of insureds. The prices are based on a married male driver, comprehensive and collision coverage, $500 deductibles, and no discounts are applied to the premium.

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The data charted above shows the average cost of a car insurance policy in Washington per year with a clean driving record and no accidents is $1,330. Add in one speeding ticket and the average cost jumps to $1,525, an increase of $196 each year. Now add one accident along with the one speeding ticket and the 12-month cost of car insurance for a Chevrolet Traverse jumps again to an average of $2,069. That’s an increase of $739, or $62 per month, just for not driving responsibly!

Who has the cheapest Chevrolet Traverse insurance quotes?

Thanks to technology, there are a lot of ways to find affordable car insurance in Washington, but the three most common are either through an exclusive insurance agency such as Liberty Mutual or State Farm, an independent insurance agent, or from a direct company like Geico.

You can use whichever method you prefer, but car insurance buyers need to understand the differences in how they provide price quotes.

Independent insurance agencies can place your business with multiple companies and can get rate quotes from all of them. Agents of this type are usually affiliated with several companies and can get prices from more than one company, which may give you a better chance of saving money. If cheaper coverage is found, your policy is moved internally and you can remain with the same agent.

An exclusive agent is only able to give prices for a single insurance company, two examples being a State Farm or Allstate agent. These agents usually cannot give you multiple price quotes, so if finding the cheapest car insurance is your goal, you will want to shop around.

The third popular method of shopping for car insurance is direct, which means you skip a local agent and instead shop direct from companies such as Esurance or Geico. This car insurance option may be the best choice consumers who have lower risk management needs and know more than average about how car insurance works.

So which method is best for finding the cheapest insurance for a Chevrolet Traverse in Washington? The majority of people assume that shopping direct saves money because you bypass the middleman, but that generally is not the case. A valid argument could also be made that an independent agency results in the cheapest rates since there are more companies to choose from, but again, that’s not a true statement. In many cases, exclusive agencies may have very competitive prices well below independent agents AND direct companies.

Due to the large number of rating factors, the best method to get the lowest rate is to do a thorough rate comparison. We highly recommend getting rate quotes from all three in order to have the best selection to choose from. A great place to start is our list of online companies offering discounts: click here to view.

How to find more affordable insurance for a Chevrolet Traverse

The list below details some of the better money-saving solutions that can help drivers find lower-cost coverage.

• Higher credit ratings may save you money
• Do not get traffic violations
• Having at-fault accidents will increase rates
• Choose a safer vehicle and pay lower rates
• Raise your physical damage coverage deductibles
• Check for cheaper rates once a year

The final tip is remarkably important, as was affirmed in the prior information. Prices charged by companies fluctuate constantly, so drivers shouldn’t be resistant to switch carriers if you find a better deal. Brand loyalty is not necessarily bad, but it’s not recommended if that devotedness results in you overpaying money that could be going to better use. In less than five minutes you could compare prices to find cheaper car insurance for a Chevrolet Traverse.