Who Has the Cheapest Insurance Quotes for a Mazda CX-7 in Louisiana?

Our content editors always give us grief that when writing about auto insurance, the word cheap should never be used anywhere in the article. The fact is, cheap car insurance for a Mazda CX-7 is not easy to find. But don’t despair, because there may be ways you can quote insurance that works with your budget.

Your ability to find the best cheap insurance for a Mazda CX-7 in Louisiana hinges on factors like your age, if you have ever had a coverage lapse, and violations on your driving record. Drivers will pay around $1,310 every 12 months for CX-7 insurance, but that amount is an estimate that uses rate data for a 40-year-old single female who requires both comprehensive and collision coverage and $1,000 physical damage deductibles.

It’s highly likely that you are not 40 and maybe not even a female, married instead of single, or maybe you don’t qualify for the same discounts. Auto insurance is unique to every driver, so the best way to find cheap car insurance rates for your Mazda is to put in the effort to do a thorough rate comparison.

Insure Your Mazda for Less

The trim level of your CX-7 will most likely have an effect on the annual cost of coverage, so the price you pay to insure a CX-7 SV 2WD will be $132 cheaper than the price to insure the more expensive CX-7 Grand Touring 4WD model, as shown in the prices below.

Data assumes single female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Louisiana minimum liability limits. Discounts applied include multi-policy, safe-driver, claim-free, homeowner, and multi-vehicle. Table data does not factor in specific zip code location which can increase or decrease auto insurance rates significantly.

Finding decent, low-cost insurance is confusing at best, and determining which companies have the cheapest auto insurance rates for a Mazda CX-7 will require even more diligence. Each insurer uses their own formula for determining prices, so we need to take a look at the auto insurance companies with the overall cheapest rates in Louisiana.

It’s a good idea to know that Louisiana auto insurance rates are impacted by many things which can substantially decrease or increase the cost of your policy. This is why it is crucial to compare rates when trying to get the most budget-friendly auto insurance quotes for a Mazda CX-7. Insurance prices can be determined by many risk factors and change frequently, so the lowest-price company the last time you shopped around may now be one of the more expensive options.

Cheapest Insurance Rates for Your CX-7

Get a Free Quote and Save

USAA quotes some of the cheapest car insurance rates in Louisiana at around $1,578 each year. MetLife, GEICO, Progressive, and Southern Farm Bureau also rank well as some of the cheapest Louisiana insurance companies.

As depicted above, if you are insured with Progressive and switched to USAA, you could see annual savings of upwards of $408. Louisiana drivers with Southern Farm Bureau might save as much as $603 a year, and Safeway customers might cut rates by $642 a year.

Understand that those premium estimates are averages for all types of drivers and the different vehicles they drive and and are not calculated with a specific rate value for a Mazda CX-7. So the auto insurance company that has the cheapest price for you may not even be featured in the list above. That point stresses why you need to get rate quotes using your own personalized driver profile and vehicle information.

The diagram below demonstrates how choosing different deductibles can increase or decrease annual premium costs when searching for cheap insurance for a Mazda CX-7. The premiums are based on a single female driver, full coverage, and no other discounts are factored in.

A 50-year-old driver could lower rates by $458 a year by switching their comprehensive and collision coverages from a $100 deductible to a $500 deductible, or save $694 by switching to a $1,000 deductible. Youthful drivers, such as the 20-year-old example, could roll back prices $1,154 every year just by using higher deductibles.

If you do make the decision to raise your deductibles, it is essential to have plenty of money set aside to be able to cover the extra out-of-pocket expense, which deters some people from using high deductibles.

Get discounts on Louisiana insurance rates

Insurers that offer the cheapest insurance for a Mazda CX-7 in Louisiana could also offer rate discounts that may potentially lower prices by 25% or more if you are eligible to receive them. Popular auto insurance companies and some of the premium reductions they offer include:

The information below visualizes the comparison of insurance costs with and without some available policy discounts. The prices are based on a female driver, no claims, a clean driving record, Louisiana state minimum liability limits, full physical damage coverage, and $500 deductibles.

The first bar for each age group shows the price with no discounts. The second bar shows the rates with safe-driver, homeowner, accident-free, defensive driving course, vehicle safety, and multiple vehicle discounts applied. When drivers take advantage of discounts, the the amount saved on auto insurance for a Mazda CX-7 is 13% or $465.