Who Has the Cheapest Insurance Quotes for Electric Cars in California?

Who Has the Cheapest Insurance Quotes for Electric Cars in California?

Performance level and cost of the vehicle requiring insurance is a significant factor that determines whether or not you can buy the cheapest insurance for electric cars in California. Vehicles with average performance, a great safety record, or a low likelihood of having liability claims will cost significantly less to insure than adrenaline junky models.

The next lists outlines insurance costs for a number of the more afforable vehicles to buy coverage for.

Auto Insurance Rates for Popular Cars in California
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Ford Focus SEL 4-Dr Sedan $1,538 $769 $128
Honda Civic EX-L 4-Dr Sedan $1,648 $824 $137
Hyundai Elantra GLS Touring Station Wagon $1,260 $630 $105
Kia Optima EX $1,704 $852 $142
Nissan Altima 2.5 S 2-Dr Coupe $1,704 $852 $142
Toyota Camry Hybrid $1,704 $852 $142
Toyota Corolla S $1,568 $784 $131
Volkswagen Jetta SE 4-Dr Sedan $1,598 $799 $133
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Data based on single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-policy, claim-free, safe-driver, multi-vehicle, and homeowner. Premium amounts do not factor in vehicle location which can lower or raise price quotes significantly.

Car Insurance Rates for Popular SUVs and Crossovers in California
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura MDX with Tech Package 4WD $1,628 $814 $136
Chevrolet Suburban LT 2WD $1,520 $760 $127
Chevrolet Traverse LTZ 2WD $1,400 $700 $117
Ford Escape XLS 2WD $1,260 $630 $105
Ford Explorer Limited AWD $1,520 $760 $127
GMC Acadia SL 2WD $1,380 $690 $115
Honda CR-V LX 4WD $1,260 $630 $105
Honda Pilot EX-L 2WD $1,520 $760 $127
Jeep Grand Cherokee Laredo 2WD $1,490 $745 $124
Kia Sportage LX $1,490 $745 $124
Subaru Forester XT Limited Edition AWD $1,508 $754 $126
Toyota Highlander Hybrid 4WD $1,628 $814 $136
Toyota RAV4 Sport 2WD $1,490 $745 $124
Volvo XC90 V8 AWD $1,708 $854 $142
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Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, multi-policy, and homeowner. Price information does not factor in California location which can revise premium rates noticeably.

Insurance Rates for Popular Pickup Trucks in California
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT 2WD $1,350 $675 $113
Chevrolet Silverado 2500HD LT Crew Cab 2WD $1,784 $892 $149
Chevrolet Silverado 3500HD LT Extended Cab 4WD $1,912 $956 $159
Chevrolet Silverado LS Crew Cab 2WD $1,704 $852 $142
Dodge Ram 2500 Crew Cab ST 2WD $1,704 $852 $142
Dodge Ram Crew Cab SLT 2WD $1,626 $813 $136
Ford F-150 Lariat King Ranch 2WD $1,598 $799 $133
Ford F-350 XLT Crew Cab King Ranch Turbo Diesel 2WD $1,738 $869 $145
GMC Sierra SLE Regular Cab 2WD $1,490 $745 $124
Toyota Tundra SR/5 Double Cab 4WD $1,626 $813 $136
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Premium data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include safe-driver, multi-vehicle, multi-policy, homeowner, and claim-free. Table data does not factor in specific garaging location which can impact premiums greatly.

When shopping for the cheapest car insurance for eco-friendly vehicles, one of the many criteria that help determine the policy price is where you keep your vehicle in California. Areas with high crime rates or more dense population like Los Angeles, Oakland, and Sacramento tend to have more expensive auto insurance rates, whereas areas that are not as densely populated have the benefit of the cheapest insurance for electric cars in California.

The next table ranks the highest-priced places in California for electric cars to purchase car insurance in.

Most expensive California cities for auto insurance
Rank City Average Per Year
1 Los Angeles $2,168
2 Glendale $2,079
3 Oakland $1,738
4 San Francisco $1,711
5 Sacramento $1,669
6 San Bernardino $1,644
7 Long Beach $1,610
8 Stockton $1,603
9 Fontana $1,581
10 Moreno Valley $1,536
11 Santa Clarita $1,533
12 Garden Grove $1,508
13 Modesto $1,502
14 Riverside $1,497
15 Anaheim $1,488
16 Santa Ana $1,483
17 Fresno $1,457
18 Huntington Beach $1,416
19 San Jose $1,395
20 Oxnard $1,358
21 Fremont $1,348
22 Bakersfield $1,340
23 Irvine $1,330
24 San Diego $1,327
25 Chula Vista $1,298
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Premium amounts are approximated as the specific area where the vehicle is garaged can decrease or increase coverage rates noticeably.

Insuring your vehicle with the highest-rated insurance company can be challenging considering how many companies sell coverage in California. The company ratings in the lists below can help you choose which auto insurers to look at purchasing coverage from. The rankings below are only made up of companies with a nationwide focus, so companies that only write business in California or surrounding areas are not factored into this list.

Top 10 Major Auto Insurance Companies in California Ranked by A.M. Best Rating

  1. USAA – A++
  2. Travelers – A++
  3. State Farm – A++
  4. GEICO – A++
  5. Esurance – A+
  6. Nationwide – A+
  7. Allstate – A+
  8. Mercury Insurance – A+
  9. Progressive – A+
  10. Titan Insurance – A+

Top 10 Major Auto Insurance Companies Overall in California

  1. USAA
  2. American Family
  3. AAA of Southern California
  4. State Farm
  5. The Hartford
  6. AAA Insurance
  7. GEICO
  8. The General
  9. Titan Insurance
  10. Progressive