The words “low-priced” and “insurance” really shouldn’t be used together, especially when you are looking for the best car insurance with multiple speeding tickets. Because of the high cost, let’s learn about some of the things that impact car insurance rates, and see how we can help you cut the cost of the next policy you buy.
After a few driving violations, one of the more important criteria that is used to help calculate the cost of insurance is where you live in Alabama. Urban areas that are densely populated like Birmingham, Bessemer, and Prichard tend to pay slightly more, whereas cities that are not as densely populated generally pay lower insurance rates.
The illustration below shows the highest-priced areas in Alabama with multiple speeding tickets to purchase car insurance in.
Rank | City | Annual Rate |
---|---|---|
1 | Birmingham | $1,466 |
2 | Mobile | $1,412 |
3 | Bessemer | $1,407 |
4 | Homewood | $1,392 |
5 | Prichard | $1,371 |
6 | Hoover | $1,368 |
7 | Phenix City | $1,366 |
8 | Vestavia Hills | $1,365 |
9 | Gadsden | $1,353 |
10 | Tuscaloosa | $1,346 |
11 | Northport | $1,336 |
12 | Anniston | $1,331 |
13 | Montgomery | $1,311 |
14 | Alabaster | $1,297 |
15 | Prattville | $1,292 |
16 | Auburn | $1,283 |
17 | Madison | $1,279 |
18 | Huntsville | $1,276 |
19 | Athens | $1,275 |
20 | Decatur | $1,274 |
21 | Opelika | $1,256 |
22 | Dothan | $1,254 |
23 | Florence | $1,239 |
24 | Enterprise | $1,229 |
25 | Daphne | $1,226 |
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Rate information is comparative as the specific zip code location can lower or raise coverage prices significantly.
The make and model of vehicle you are seeking coverage for is a significant factor in finding affordable insurance with multiple speeding tickets. Vehicles with limited top-end speed, modern passenger safety features, or a low likelihood of having liability claims will cost less to insure than higher performance models. The lists below estimates coverage costs for some of the most affordable automobiles to insure.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Ford Focus SEL 4-Dr Sedan | $1,526 | $763 | $127 |
Ford Fusion S 4-Dr Sedan | $1,466 | $733 | $122 |
Honda Accord LX-P 4-Dr Sedan | $1,236 | $618 | $103 |
Hyundai Elantra SE 4-Dr Sedan | $1,560 | $780 | $130 |
Hyundai Sonata GLS 4-Dr Sedan | $1,556 | $778 | $130 |
Kia Optima EX | $1,682 | $841 | $140 |
Toyota Camry LE | $1,466 | $733 | $122 |
Volkswagen Jetta 2.0T 4-Dr Sedan | $1,592 | $796 | $133 |
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Data based on married female driver age 40, two speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, and multi-vehicle. Price estimates do not factor in the specific area where the vehicle is garaged which can revise auto insurance rates significantly.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX Technology Package 2WD | $1,488 | $744 | $124 |
Buick Enclave CX 2WD | $1,592 | $796 | $133 |
Chevrolet Traverse LT AWD | $1,394 | $697 | $116 |
Ford Escape XLT 2WD | $1,236 | $618 | $103 |
Ford Expedition Limited 4WD | $1,522 | $761 | $127 |
Ford Explorer Eddie Bauer 2WD | $1,374 | $687 | $115 |
GMC Acadia SL AWD | $1,374 | $687 | $115 |
GMC Terrain SLT 2WD | $1,488 | $744 | $124 |
Honda CR-V EX 2WD | $1,236 | $618 | $103 |
Honda Pilot EX-L 4WD | $1,498 | $749 | $125 |
Jeep Grand Cherokee Limited 2WD | $1,592 | $796 | $133 |
Subaru Forester X Limited Edition AWD | $1,428 | $714 | $119 |
Toyota Highlander Limited 2WD | $1,626 | $813 | $136 |
Toyota RAV4 Sport 4WD | $1,466 | $733 | $122 |
Volvo XC90 3.2 R-Design 2WD | $1,592 | $796 | $133 |
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Above prices assume married female driver age 40, two speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, and multi-vehicle. Rates do not factor in specific location information which can alter coverage prices substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Silverado LT Crew Cab 4WD | $1,592 | $796 | $133 |
Dodge Ram 2500 Crew Cab SLT 2WD | $1,808 | $904 | $151 |
Dodge Ram 3500 Crew Cab Laramie 4WD | $2,184 | $1,092 | $182 |
Dodge Ram Crew Cab ST 4WD | $1,588 | $794 | $132 |
Ford F-150 Lariat Crew Cab Platinum 4WD | $1,626 | $813 | $136 |
Ford F-250 XL Super Cab Harley Turbo Diesel 4WD | $1,922 | $961 | $160 |
Ford F-350 XL Super Cab 2WD | $1,532 | $766 | $128 |
GMC Sierra Denali Crew Cab 2WD | $1,718 | $859 | $143 |
Toyota Tacoma X-Runner 2WD | $1,560 | $780 | $130 |
Toyota Tundra SR/5 Crew Max 2WD | $1,556 | $778 | $130 |
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Prices based on married female driver age 40, two speeding tickets, no at-fault accidents, $500 deductibles, and Alabama minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, and homeowner. Rate quotes do not factor in specific location information which can modify price quotes noticeably.
Finding the highest-rated car insurance company can be difficult considering how many companies sell insurance in Alabama. The ranking data listed below can help you decide which insurers you want to consider when trying find the best insurance with multiple speeding tickets.
The rankings below only include companies that write coverage in many states, so companies that have a smaller presence are not factored into the list. To get price quotes from the insurers below and more, simply click here.