Best Cheap Insurance for a Hyundai Elantra in Mississippi

When we talk about auto insurance, the words “affordable” or “cheap” should never be used as a descriptor for car insurance rates. Notwithstanding, cheap car insurance for a Hyundai Elantra is pretty hard to find. But don’t despair, because we can show you some ways you can quote insurance that works with your budget.

Your ability to find cheap insurance for a Hyundai Elantra in Mississippi hinges on a lot of rating factors such as the number of years you have been driving, whether you have good credit, and deductible levels for physical damage coverage. Mississippi drivers pay on average $900 annually to buy Hyundai Elantra insurance, but that rate is an estimation based on cost data for a 40-year-old married female that includes full coverage and $250 policy deductibles.

That rate won’t apply to everyone, because more than likely you are not a 40-year-old female, you might be single instead of married, or maybe your Elantra doesn’t need full coverage. Just a slight change in policy rating criteria or coverages can cause significant differences in price quotes.

Having different needs demonstrates why the way we recommend to find cheap auto insurance rates for your Hyundai is to shop around at every renewal for lower rates. Quotes are always free and you can get rates from top-rated companies that offer coverage in Mississippi.

Compare Hyundai Elantra Insurance Rates

The specific model of Elantra can impact the cost of insurance, so the price you will be charged to insure a Elantra GLS Touring Station Wagon model will be $102 less expensive the cost to insure the high end Elantra SE Touring Station Wagon model, as shown by the rates below.

Data variables include married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Mississippi minimum liability limits. Discounts applied include claim-free, multi-vehicle, homeowner, safe-driver, and multi-policy. Rates do not factor in vehicle garaging location which can raise or lower auto insurance rates considerably.

Selecting the best insurance provider is hard considering how many companies there are to choose from in Mississippi. The company information displayed below may help you select which car insurance providers you want to consider when insurance shopping for a Hyundai Elantra. These ratings are only comprised of companies that insure vehicles across America, so smaller companies are not taken into consideration for this list.

Top 10 Large Auto Insurance Companies Overall in Mississippi

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Top 10 Large Auto Insurance Companies in Mississippi Ranked by Customer Satisfaction

1. USAA – 91%
2. AAA Insurance – 90%
3. Esurance – 90%
4. Nationwide – 89%
5. Travelers – 88%
6. Progressive – 88%
7. Safeco Insurance – 88%
8. State Farm – 88%
9. Allstate – 88%
10. The Hartford – 87%

Top Companies for Hyundai Elantra Insurance in Mississippi

Responsible drivers pay cheaper insurance rates

In a perfect world, the ideal way to earn the best cheap insurance for a Hyundai Elantra in Mississippi is to drive safely and avoid traffic citations and accidents. The chart below demonstrates how traffic citations and at-fault fender-benders increase insurance costs for each age group. The data is based on a single male driver, comp and collision included, $100 deductibles, and no discounts are applied to the premium.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and One Accident’],[‘Age 20’, 3165,3769,4373],[‘Age 30’, 1645,2249,2853],[‘Age 40’, 1633,2237,2839],[‘Age 50’, 1483,2087,2693],[‘Age 60’, 1433,2035,2639],[‘Age 70’, 1733,2341,2943]]);var options = {title: ‘Accidents, Violations, and Mississippi Hyundai Elantra Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Hyundai Elantra in Mississippi’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the previous chart, the average cost of auto insurance per year with no accidents and a clean driving record is $1,849. Get two speeding tickets and the average cost rises to $2,453, an increase of $604 each year. Now throw in one accident along with the two speeding tickets and the 12-month cost of insurance for a Hyundai Elantra goes up to an average of $3,057. That’s an increase of $1,208, or $101 per month, just for not being a responsible driver!

How to find more affordable car insurance for a Hyundai Elantra

The list below summarizes some of the recommended thrifty suggestions that can help Mississippi drivers find the cheapest coverage.

• Improve your credit rating
• Buy vehicles with five-star safety ratings
• Do not get traffic violations
• Increase your policy deductibles
• Having at-fault accidents will increase rates
• Shop around for cheaper prices

That last tip is especially necessary, as we noted in this write-up. Insurance rates can change considerably in a year, so don’t be tentative to buy from a different company if you find a better deal. Staying with the same company for years is fine, but it isn’t a good idea if that devotedness results in you overpaying hundreds every year. Now is a great time to compare prices to find cheaper insurance for a Hyundai Elantra.