Best Cheap Insurance Quotes for a Hyundai Elantra in Washington

Buying cheaper auto insurance for a Hyundai Elantra in Washington is contingent on a lot of rating criteria such as annual vehicle mileage, if you have a lapse in coverage, and if you have any chargeable driving offenses. Drivers on average pay around $650 every 12 months to insure an Elantra, but that figure is a ballpark figure that rates a 50-year-old married male that has comprehensive and collision coverage and $500 deductibles.

There is a really good chance that you are not 50 and possibly not even male, you might be single instead of married, or maybe you don’t qualify for the same discounts. Car insurance prices are based on the driver profile the only real way to find the cheapest rates for your Hyundai is to compare rates from as many companies as possible. In less than five minutes you will be able to see rates from top-rated car insurance companies in Washington.

Compare Hyundai Elantra Insurance Rates

Vehicle trim level will influence the annual cost of coverage, so the rate you pay to insure a Elantra GLS Touring Station Wagon trim level will be $66 cheaper than the insurance cost for the higher-priced Elantra SE Touring Station Wagon version, as shown in the chart below.

Data rating is based on married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Washington minimum liability limits. Discounts applied include multi-vehicle, safe-driver, homeowner, multi-policy, and claim-free. Rate quotes do not factor in specific location information which can modify price quotes greatly.

Ending up with the highest-rated auto insurance provider can be difficult considering how many different companies there are to choose from in Washington. The ranking information below could help you decide which coverage providers to look at comparing prices from.

These ratings only include the largest companies in the United States, so companies that may only write in Washington are not taken into consideration for this list. If you wish to compare prices from these top-rated insurers and more, click here.

Does full coverage make sense?

Finding the best cheap insurance for a Hyundai Elantra in Washington is important to most people, and one of the best ways to find cheap insurance is to only buy liability insurance. The diagram below visualizes the comparison of insurance costs with full coverage compared to only the Washington minimum liability coverage. The price estimates are based on no claims, a clean driving record, $500 deductibles, drivers are single, and no policy discounts are applied.

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If we average all the age groups together, physical damage coverage on your policy costs $1,723 per year more than just buying liability insurance. That may make you wonder if full coverage is worth the money. There isn’t a written rule for eliminating comp and collision coverage, but there is a guideline you can use. If the yearly cost of full coverage is more than about 10% of the vehicle’s replacement cost less your deductible, then you might want to think about dropping full coverage.

Company comparison: Allstate vs Geico vs Progressive vs State Farm

When shopping around for insurance for an Elantra in Washington, some of the first companies to look at are Allstate, Geico, Progressive, and State Farm. When combined, they make up about 50% of all policies written. They all have the same basic coverages, but each one has somewhat different options that you can choose from. The next table compares and contrasts ratings and policy coverage options you can expect with each one.