Cheap Auto Insurance Quotes for 17 Year Olds in Louisiana

The vehicle model you are trying to insure is a large factor in finding cheap car insurance for 17 year olds in Louisiana. Vehicles with economical engines, modern passenger safety features, or a low likelihood of liability claims will cost substantially less to insure than fast, unsafe models.

The next tables outlines coverage prices for a selection of the cheapest automobiles to insure.

Prices based on single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Louisiana minimum liability limits. Discounts applied include safe-driver, and claim-free. Estimates do not factor in specific location information which can alter auto insurance rates greatly.

Prices based on single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Louisiana minimum liability limits. Discounts applied include safe-driver, and claim-free. Premium amounts do not factor in specific location which can alter premium rates significantly.

Cost estimates assume single male driver age 17, no speeding tickets, no at-fault accidents, $500 deductibles, and Louisiana minimum liability limits. Discounts applied include claim-free, and safe-driver. Price estimates do not factor in the specific area where the vehicle is garaged which can decrease or increase prices significantly.

When shopping for car insurance for teen drivers, one of the many considerations that is used to help calculate car insurance rates is your zip code. Urban areas that are densely populated like New Orleans, Harvey, and Kenner tend to pay more, whereas areas with fewer weather claims and lower vehicle theft rates receive better rates.

The illustration below shows the most expensive places in Louisiana for 17 year olds to purchase car insurance in.

Price information shown is estimated as vehicle location can influence auto insurance rates substantially.

Comparing rates for affordable auto insurance is not easy, and determining which companies have the most affordable car insurance rates for 17 year olds requires more quotes for comparison. Rates will most likely be much more expensive than the average price in Louisiana, with the higher price attributed to the added risk that goes along with offering coverage for teen drivers, but competitively-priced coverage may be attainable if you compare enough companies. Every auto insurer has their own process to set their prices, so first let’s look at the rankings for the most competitive car insurance companies in Louisiana.

Best Cheap Insurance Rates for Teens

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USAA may offer some of the lowest car insurance rates in Louisiana at around $1,578 per year. MetLife, GEICO, Progressive, and Safeway would also make the list of some of the cheaper Louisiana car insurance companies.

As shown in the rates above, if you have coverage with Safeway and switched to MetLife, you might realize an annual premium reduction of in the vicinity of $300. Drivers with Southern Farm Bureau might save as much as $417 a year, and California Casualty insureds might cut rates by $461 a year.

To discover how much you can save, click here to start a quote or click through to the companies below.

Be aware that those rates are averaged for all types of insureds and vehicles and do not take into consideration a price surcharge for 17 year olds. So the insurer that is best suited for you may not even be included in the company chart above. That emphasizes why you need to compare as many prices as possible using your own personalized driver profile and vehicle information.

The information below illustrates how your deductible choice can impact insurance rates when quoting cheap insurance for 17 year olds. The premiums are based on a married male driver, full physical damage coverage, and no policy discounts are applied.

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As shown above, a 30-year-old driver could pocket $360 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $544 by choosing a $1,000 deductible. Even younger insureds, like the 20-year-old, could lower their rates $1,078 annually by using higher deductibles when buying full coverage.

When increasing deductibles, it will be important to have spare funds to offset the extra out-of-pocket expense. That is the one drawback of using higher deductibles.

Choosing the right insurance company is difficult considering how many companies there are to choose from in Louisiana. The ranking data shown next may help you select which car insurance companies you want to consider when looking for cheaper rates. These rankings are for major nationwide insurance companies, so companies with more of a regional focus are not taken into consideration for the list.

Top 10 Major Car Insurance Companies Overall in Louisiana

1. USAA
2. AAA Insurance
3. Allstate
4. State Farm
5. The Hartford
6. Safeco Insurance
7. Progressive
8. American Family
9. Esurance
10. The General

Top 10 Major Car Insurance Companies in Louisiana Ranked by Claims Service

1. Allstate
2. State Farm
3. American Family
4. GEICO
5. Liberty Mutual
6. Esurance
7. AAA Insurance
8. The Hartford
9. 21st Century
10. The General

Cheapest car insurance: Progressive, State Farm, Geico, or Allstate

If you want the best auto insurance for teen drivers in Louisiana, four companies to take a look at are Progressive, State Farm, Geico, and Allstate. When added together, they insure almost half of all car insurance policies written. They all have the same basic coverages, but each one has a little bit different set of discounts and options that may steer you one way or another. The following table compares and contrasts pricing and service ratings, plus some optional coverages that policyholders can buy.