Cheap Insurance for a Hyundai Sonata in Arkansas

Your chances of finding the best cheap car insurance for a Hyundai Sonata in Arkansas is contingent on a pretty complex algorithm that uses a lot of factors such as if you are married or single, the condition of your credit, and if you have a history of accidents. Arkansas drivers on average will pay $1,180 each year for Sonata insurance, but that is a ballpark figure based upon a 40-year-old married male driver that includes comprehensive and collision coverage and $100 physical damage deductibles.

There is a good probability you are not exactly 40 years old and possibly not even male, single instead of married, and you might want liability-only or different deductibles. This illustrates why the best way to quote affordable rates for your Hyundai is to shop your policy around at every renewal. Get a free quote now and you can get prices from top-rated companies in Arkansas.

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Your vehicle’s trim level can impact the cost of insurance, so the price you pay to insure a Sonata GLS 4-Dr Sedan model will be $120 less expensive the cost to insure the high end Sonata Limited 4-Dr Sedan model, as shown by the rates below.

Table data assumes married male driver age 40, no speeding tickets, no at-fault accidents, $100 deductibles, and Arkansas minimum liability limits. Discounts applied include claim-free, safe-driver, homeowner, multi-vehicle, and multi-policy. Prices do not factor in specific Arkansas garaging location which can raise or lower premiums considerably.

Buying coverage from the top insurance company is difficult considering how many choices you have in Arkansas. The company rank data listed below could help you select which car insurance companies to look at when comparing auto insurance rates for a Hyundai Sonata.

These ratings are only comprised of large nationwide companies, so companies that only write business in Arkansas or surrounding areas will not be included in this list. To check prices from many more Arkansas auto insurance companies, click here.

Top 10 Major Car Insurance Companies in Arkansas Ranked by Customer Satisfaction

1. USAA – 91%
2. AAA Insurance – 90%
3. Esurance – 90%
4. Nationwide – 89%
5. Travelers – 88%
6. Progressive – 88%
7. Safeco Insurance – 88%
8. State Farm – 88%
9. Allstate – 88%
10. The Hartford – 87%

Top 10 Major Car Insurance Companies Overall in Arkansas

1. Travelers
2. USAA
3. AAA Insurance
4. Nationwide
5. Allstate
6. State Farm
7. The Hartford
8. Safeco Insurance
9. Progressive
10. American Family

Top Companies for Hyundai Sonata Insurance in Arkansas

Get discount Arkansas car insurance

Insurance providers that offer cheap insurance for a Hyundai Sonata in Arkansas may provide price discounts that could reduce prices by as much as 25% or more if you meet specific criteria. Companies and some of their more popular discounts can be read below.

• Farm Bureau has savings for multi-vehicle, driver training, good student, 55 and retired, safe driver, and renewal discount.
• MetLife offers discounts including good driver, defensive driver, accident-free, good student, claim-free, multi-policy
• Progressive may include discounts for online signing, multi-vehicle, multi-policy, online quote discount, continuous coverage, and good student.
• AAA discounts include pay-in-full, good student, multi-policy, AAA membership discount, education and occupation, and anti-theft.
• American Family may offer discounts for defensive driver, TimeAway discount, Steer into Savings, mySafetyValet, good driver, multi-vehicle, and early bird.
• GEICO offers discounts for anti-lock brakes, military active duty, multi-policy, federal employee, emergency military deployment, and air bags.
• State Farm has discounts for Drive Safe & Save, good student, good driver, anti-theft, passive restraint, multiple policy, and student away at school.

The illustration below visualizes the comparison of auto insurance rates with and without some available policy discounts. The premiums assume a female driver, no accidents, no driving violations, Arkansas state minimum liability limits, comprehensive and collision coverage, and $250 deductibles. The first bar for each age group shows premium with no discounts. The lower bar shows the rates with homeowner, vehicle safety, multiple policy, passive restraint, defensive driving course, and safe-driver discounts applied. When drivers qualify for the discounts, the the average amount saved on insurance for a Hyundai Sonata is 28% or $627.

Is State Farm, Geico, Progressive, or Allstate cheaper?

When it comes to insurance for a Sonata in Arkansas, four companies to consider are State Farm, Geico, Progressive, and Allstate. When combined, they make up over 45% of the entire U.S. auto insurance market. All of them offer physical damage and liability coverage, but each has different features and discounts that buyers can choose from. The following table illustrates some of the different options offered by each company.

Cheapest Hyundai Sonata insurance quotes

There are quite a few ways to comparison shop for insurance in Arkansas, but the most prevalent are through a captive (or exclusive) agent such as Auto-Owners or State Farm, an independent insurance agent, or from a direct company like Progressive. You can use whichever method you prefer, but insurance shoppers should know the differences in how they give price quotes.

Independent insurance agencies have contracts with many companies and can quote your policy with each one. These types of agents are able to provide you with more rate quotes, which may give you more bang for your buck. If they quote lower rates, your policy can be easily switched to a different company which requires no work on your part.

Exclusive agencies are contracted to a single company, for example an Allstate or Liberty Mutual agent. Exclusive agents generally are unable to compare rates from other companies, so they really need to provide good service.

Choosing to buy insurance direct means you forego an agent and instead buy buying direct from a company like Geico or Progressive. This insurance option may be a decent choice people who do not need advice for asset protection and have some degree of understanding of the exclusions of a policy.

Which method is best to buy cheap insurance for a Hyundai Sonata in Arkansas? It would be premature to say buying direct saves money since that eliminates agent commissions, but unfortunately, it’s not that cut and dried. And we’d like to say an independent agency is the best way since they can provide multiple quotes, but that’s not always true, either. In many cases, the exclusive agents have very competitive rates that other companies cannot beat.

Since insurance prices are based on many different factors, the best method to not overpay for insurance is to get as many comparison quotes as possible. Money-saving experts recommend you get prices from all three to give yourself plenty of rates to compare. For a list of companies with some of the cheapest Arkansas insurance rates, click here to view.