Cheapest Car Insurance Quotes for Immigrants in Hawaii

Wouldn’t it be great if we knew the one best company that has the best rates for immigrants? It’s not that simple, unfortunately, as there are a whole slew of unknowns such as the level of deductible you choose, if you want full coverage, and where your residence is in Hawaii, that help determine the price you have to pay. The content below covers the different ways you can keep rates low and should give you a good beginning to your search for cheaper coverage.

When shopping for cheaper insurance for foreigners, one of the many considerations used to establish the price of your policy is where your residence is in Hawaii. Areas with more people like Hilo, Schofield Barracks, and Kapolei likely pay more, whereas areas that tend to be more rural have the enjoyment of a little cheaper coverage.

The information below ranks the priciest cities in Hawaii for immigrants in which to purchase auto insurance.

Annual rates are approximated as the specific area where the vehicle is garaged can decrease or increase coverage rates significantly.

The vehicle model you are insuring is probably the biggest factor that determines if you can find low-priced insurance for immigrants. Vehicles with lower acceleration and performance, a great safety record, or a positive history of liability claims will cost quite a bit less to insure than fast, unsafe models.

The table below features coverage rates for a selection of the more afforable automobiles to buy insurance for.

Prices above based on married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and Hawaii minimum liability limits. Discounts applied include claim-free, multi-vehicle, multi-policy, safe-driver, and homeowner. Premium amounts do not factor in Hawaii location which can affect premiums greatly.

Based upon the table data, you can presume that vehicles like the Chevrolet Traverse, Hyundai Tucson, Toyota Prius, Honda CR-V, and Honda Accord are most likely going to be the less-costly vehicles to insure for foreigners.

Deciphering which companies have the best car insurance rates for immigrants will take more work than just comparing rates from one or two companies. Each insurance company has a different formula for establishing rates, so let’s take a look at the car insurance companies with the overall best prices in Hawaii.

It’s important that you understand Hawaii car insurance rates are calculated based on many things which can substantially decrease or increase the cost of coverage. Simply getting older, getting divorced, or getting a reckless driving citation can trigger price changes resulting in some rates now being cheaper in comparison to the competition.

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USAA offers some of the lowest car insurance rates in Hawaii at around $936 each year. State Farm, GEICO, Liberty Mutual, and Progressive also make the cut as some of the best Hawaii car insurance companies.

In this example, if you are currently insured with Liberty Mutual and switched to State Farm, you might achieve an annual premium reduction of roughly $329. Customers with Progressive could save as much as $440 a year, and Allstate customers might cut rates by $806 a year.

If you would like to find the cheapest auto insurance for immigrants in Hawaii, click here to start a quote or visit several of the following companies.

These prices are averaged for all drivers and vehicles and are not factoring in a price discount for immigrants. So the car insurance company that can offer you the best rate may not even be included in the above list. That emphasizes why you need to compare rates from as many companies as possible using your own individual information.

Geico, Progressive, Allstate, and State Farm: Who is cheapest?

When it comes to auto insurance for foreigners, the most popular companies are Geico, Progressive, Allstate, and State Farm. When added together, they insure almost half of the entire U.S. auto insurance market. The following table rates some of the different features you can buy with each company.