Finding good, low-cost insurance is confusing at best, and finding out which companies quote the most affordable auto insurance rates for felons will require even more work.
Each insurance company uses a different method for filing rates in each state, so let’s rank the auto insurance companies with the overall cheapest rates in Kansas. It’s important to know that Kansas auto insurance rates are influenced by many factors which can substantially change the price of your policy. This is why it is critical to take the time to shop around to get the cheapest car insurance rates for felons. Insurance prices are made up of many factors and can change without notice, so the best company when you bought your policy may now be one of the more expensive options.
Best Car Insurance Prices for Felons
Rank | Company | Cost Per Year |
---|---|---|
1 | USAA | $766 |
2 | The Hartford | $807 |
3 | Allied | $1,054 |
4 | Auto-Owners | $1,085 |
5 | Travelers | $1,095 |
6 | Farmers | $1,164 |
7 | Farm Bureau Mutual | $1,199 |
8 | State Farm | $1,233 |
9 | California Casualty | $1,243 |
10 | Nationwide | $1,256 |
11 | American Family | $1,322 |
12 | Progressive | $1,410 |
13 | Liberty Mutual | $1,471 |
14 | Safeco | $1,485 |
15 | National Farmers Union | $1,488 |
16 | Auto Club | $1,509 |
17 | GEICO | $1,577 |
18 | Electric | $1,677 |
19 | Shelter | $1,771 |
20 | Safe Auto | $1,811 |
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USAA generally has some of the most affordable car insurance rates in Kansas at around $766 per year. The Hartford, Allied, Auto-Owners, and Travelers also make the cut as some of the cheaper Kansas auto insurance companies.
As the rates illustrate above, if you currently have a policy with Travelers and switched to The Hartford, you could see an annual savings of upwards of $288. Customers with Farmers may save as much as $357 a year, and Farm Bureau Mutual customers might reduce rates by $392 a year.
If you want to see how much you could save, click here to start a quote or visit several of the following companies.
Be aware that those premiums are averaged for all drivers and vehicles and and are not figured with a price decrease for felons. So the auto insurance company that fits your age and vehicle best may not even be in the above list. That points out the importance of why you need to get quotes using your own personal information and vehicle type.
We all like different vehicles, and the type of vehicle you are insuring is a significant factor when looking for the best cheap coverage for felons. Vehicles with high performance, a lack of modern safety features, or a track record of large liability claims will cost quite a bit more to insure than safer models. The lists below estimates coverage premiums for the most cost-effective automobiles to insure in Kansas.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Malibu LS | $768 | $384 | $64 |
Ford Focus SE 4-Dr Sedan | $750 | $375 | $63 |
Ford Fusion SEL AWD 4-Dr Sedan | $894 | $447 | $75 |
Honda Accord EX 2-Dr Coupe | $864 | $432 | $72 |
Hyundai Elantra SE 4-Dr Sedan | $814 | $407 | $68 |
Hyundai Sonata SE 4-Dr Sedan | $864 | $432 | $72 |
Kia Optima EX | $882 | $441 | $74 |
Nissan Altima 2.5 S 4-Dr Sedan | $814 | $407 | $68 |
Toyota Camry LE | $768 | $384 | $64 |
Volkswagen Jetta SEL 4-Dr Sedan | $832 | $416 | $69 |
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Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Price estimates do not factor in specific location which can impact insurance rates substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Acura RDX 2WD | $714 | $357 | $60 |
Buick Enclave CX AWD | $832 | $416 | $69 |
Chevrolet Suburban LT 4WD | $786 | $393 | $66 |
Chevrolet Traverse LTZ AWD | $732 | $366 | $61 |
Ford Escape Limited 4WD | $714 | $357 | $60 |
Ford Explorer XLT 2WD | $722 | $361 | $60 |
GMC Acadia SLE AWD | $768 | $384 | $64 |
Honda CR-V LX 2WD | $650 | $325 | $54 |
Honda Fit Sport VSA | $688 | $344 | $57 |
Honda Pilot EX 4WD | $740 | $370 | $62 |
Hyundai Tucson GLS 2WD | $704 | $352 | $59 |
Jeep Grand Cherokee Limited 4WD | $832 | $416 | $69 |
Kia Sportage EX 2WD 4-Dr | $768 | $384 | $64 |
Toyota Highlander SE 4WD | $850 | $425 | $71 |
Toyota RAV4 Limited 2WD | $768 | $384 | $64 |
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Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Rate quotes do not factor in vehicle garaging location which can change coverage prices substantially.
Make, Model, and Trim Level | Annual Cost | Semi-Annual Cost | Monthly Cost |
---|---|---|---|
Chevrolet Colorado LT 2WD | $686 | $343 | $57 |
Chevrolet Silverado LS Crew Cab 2WD | $882 | $441 | $74 |
Dodge Ram 2500 Crew Cab Laramie 2WD | $926 | $463 | $77 |
Dodge Ram Crew Cab TRX 2WD | $836 | $418 | $70 |
Ford F-150 STX Regular Cab 4WD | $722 | $361 | $60 |
Ford F-250 XL Super Cab Harley Edition 2WD | $926 | $463 | $77 |
GMC Canyon SLE Ext Cab Z71 2WD | $750 | $375 | $63 |
GMC Sierra 3500HD SLE Extended Cab 4WD | $988 | $494 | $82 |
GMC Sierra SLE Crew Cab 2WD | $832 | $416 | $69 |
Toyota Tundra SR/5 Crew Max 4WD | $900 | $450 | $75 |
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Data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Information does not factor in specific garaging location which can raise or lower coverage prices noticeably.
For felons, one of the more important things used to calculate auto insurance rates is your address in Kansas. Densely populated urban areas like Garden City, Liberal, and Great Bend tend to pay higher rates, whereas areas with less congestion benefit from having to pay less for coverage.
The table below sorts the highest-priced areas in Kansas for felons to buy an auto insurance policy in.
Rank | City | Annual Rate |
---|---|---|
1 | Garden City | $1,476 |
2 | Dodge City | $1,435 |
3 | Liberal | $1,432 |
4 | Kansas City | $1,396 |
5 | Great Bend | $1,260 |
6 | Wichita | $1,206 |
7 | Pittsburg | $1,190 |
8 | Hays | $1,183 |
9 | Leavenworth | $1,160 |
10 | Derby | $1,141 |
11 | Topeka | $1,136 |
12 | Emporia | $1,134 |
13 | Prairie Village | $1,117 |
14 | Junction City | $1,116 |
15 | Overland Park | $1,116 |
16 | Hutchinson | $1,114 |
17 | Olathe | $1,113 |
18 | Newton | $1,108 |
19 | Shawnee | $1,105 |
20 | Lawrence | $1,101 |
21 | Gardner | $1,088 |
22 | Lenexa | $1,082 |
23 | Leawood | $1,081 |
24 | Salina | $1,081 |
25 | Manhattan | $1,069 |
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Premium amounts are approximated as the specific zip code location can revise insurance rates considerably.
If you are shopping around for car insurance, the most popular companies are State Farm, Allstate, Geico, and Progressive. When combined, they make up 48.5% of all auto insurance policies in force. Each company has slightly different coverages and options that policyholders can choose from. The table below shows pricing and service ratings, plus some optional coverages shoppers can find with each company.
State Farm | Allstate | Geico | Progressive | |
---|---|---|---|---|
Policy Discounts | 3rd | 1st | 2nd | 4th |
Client Satisfaction | 4th | 2nd | 1st | 3rd |
Claims Handling | 2nd | 1st | 3rd | 4th |
Price Overall | 2nd | 4th | 1st | 3rd |
Market share percentage | 18.3% | 10% | 11.4% | 8.8% |
Accident forgiveness coverage | No | Yes | Yes | Yes |
New car replacement insurance | No | Yes | No | No |
Uber and Lyft insurance | Yes | Yes | Yes | Yes |
Roadside service | Yes | Yes | Yes | Yes |
Breakdown insurance | No | No | Yes | Yes |
Rating based on usage | Yes | Yes | No | Yes |
Coverage in Kansas | Yes | Yes | Yes | Yes |
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