How Much Does Auto Insurance Cost for Felons in Kansas?

How Much Does Auto Insurance Cost for Felons in Kansas?

Finding good, low-cost insurance is confusing at best, and finding out which companies quote the most affordable auto insurance rates for felons will require even more work.

Each insurance company uses a different method for filing rates in each state, so let’s rank the auto insurance companies with the overall cheapest rates in Kansas. It’s important to know that Kansas auto insurance rates are influenced by many factors which can substantially change the price of your policy. This is why it is critical to take the time to shop around to get the cheapest car insurance rates for felons. Insurance prices are made up of many factors and can change without notice, so the best company when you bought your policy may now be one of the more expensive options.

Best Car Insurance Prices for Felons

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Kansas auto insurance company rankings
Rank Company Cost Per Year
1 USAA $766
2 The Hartford $807
3 Allied $1,054
4 Auto-Owners $1,085
5 Travelers $1,095
6 Farmers $1,164
7 Farm Bureau Mutual $1,199
8 State Farm $1,233
9 California Casualty $1,243
10 Nationwide $1,256
11 American Family $1,322
12 Progressive $1,410
13 Liberty Mutual $1,471
14 Safeco $1,485
15 National Farmers Union $1,488
16 Auto Club $1,509
17 GEICO $1,577
18 Electric $1,677
19 Shelter $1,771
20 Safe Auto $1,811
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USAA generally has some of the most affordable car insurance rates in Kansas at around $766 per year. The Hartford, Allied, Auto-Owners, and Travelers also make the cut as some of the cheaper Kansas auto insurance companies.

As the rates illustrate above, if you currently have a policy with Travelers and switched to The Hartford, you could see an annual savings of upwards of $288. Customers with Farmers may save as much as $357 a year, and Farm Bureau Mutual customers might reduce rates by $392 a year.

If you want to see how much you could save, click here to start a quote or visit several of the following companies.

Be aware that those premiums are averaged for all drivers and vehicles and and are not figured with a price decrease for felons. So the auto insurance company that fits your age and vehicle best may not even be in the above list. That points out the importance of why you need to get quotes using your own personal information and vehicle type.

We all like different vehicles, and the type of vehicle you are insuring is a significant factor when looking for the best cheap coverage for felons. Vehicles with high performance, a lack of modern safety features, or a track record of large liability claims will cost quite a bit more to insure than safer models. The lists below estimates coverage premiums for the most cost-effective automobiles to insure in Kansas.

Insurance Rates for Popular Cars in Kansas
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Malibu LS $768 $384 $64
Ford Focus SE 4-Dr Sedan $750 $375 $63
Ford Fusion SEL AWD 4-Dr Sedan $894 $447 $75
Honda Accord EX 2-Dr Coupe $864 $432 $72
Hyundai Elantra SE 4-Dr Sedan $814 $407 $68
Hyundai Sonata SE 4-Dr Sedan $864 $432 $72
Kia Optima EX $882 $441 $74
Nissan Altima 2.5 S 4-Dr Sedan $814 $407 $68
Toyota Camry LE $768 $384 $64
Volkswagen Jetta SEL 4-Dr Sedan $832 $416 $69
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Cost estimates assume married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include multi-policy, multi-vehicle, safe-driver, claim-free, and homeowner. Price estimates do not factor in specific location which can impact insurance rates substantially.

Auto Insurance Rates for Popular SUVs and Crossovers in Kansas
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Acura RDX 2WD $714 $357 $60
Buick Enclave CX AWD $832 $416 $69
Chevrolet Suburban LT 4WD $786 $393 $66
Chevrolet Traverse LTZ AWD $732 $366 $61
Ford Escape Limited 4WD $714 $357 $60
Ford Explorer XLT 2WD $722 $361 $60
GMC Acadia SLE AWD $768 $384 $64
Honda CR-V LX 2WD $650 $325 $54
Honda Fit Sport VSA $688 $344 $57
Honda Pilot EX 4WD $740 $370 $62
Hyundai Tucson GLS 2WD $704 $352 $59
Jeep Grand Cherokee Limited 4WD $832 $416 $69
Kia Sportage EX 2WD 4-Dr $768 $384 $64
Toyota Highlander SE 4WD $850 $425 $71
Toyota RAV4 Limited 2WD $768 $384 $64
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Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include homeowner, claim-free, multi-policy, safe-driver, and multi-vehicle. Rate quotes do not factor in vehicle garaging location which can change coverage prices substantially.

Auto Insurance Rates for Popular Pickup Trucks in Kansas
Make, Model, and Trim Level Annual Cost Semi-Annual Cost Monthly Cost
Chevrolet Colorado LT 2WD $686 $343 $57
Chevrolet Silverado LS Crew Cab 2WD $882 $441 $74
Dodge Ram 2500 Crew Cab Laramie 2WD $926 $463 $77
Dodge Ram Crew Cab TRX 2WD $836 $418 $70
Ford F-150 STX Regular Cab 4WD $722 $361 $60
Ford F-250 XL Super Cab Harley Edition 2WD $926 $463 $77
GMC Canyon SLE Ext Cab Z71 2WD $750 $375 $63
GMC Sierra 3500HD SLE Extended Cab 4WD $988 $494 $82
GMC Sierra SLE Crew Cab 2WD $832 $416 $69
Toyota Tundra SR/5 Crew Max 4WD $900 $450 $75
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Data assumes married male driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and Kansas minimum liability limits. Discounts applied include claim-free, multi-vehicle, safe-driver, homeowner, and multi-policy. Information does not factor in specific garaging location which can raise or lower coverage prices noticeably.

For felons, one of the more important things used to calculate auto insurance rates is your address in Kansas. Densely populated urban areas like Garden City, Liberal, and Great Bend tend to pay higher rates, whereas areas with less congestion benefit from having to pay less for coverage.

The table below sorts the highest-priced areas in Kansas for felons to buy an auto insurance policy in.

Kansas cities ranked by car insurance cost
Rank City Annual Rate
1 Garden City $1,476
2 Dodge City $1,435
3 Liberal $1,432
4 Kansas City $1,396
5 Great Bend $1,260
6 Wichita $1,206
7 Pittsburg $1,190
8 Hays $1,183
9 Leavenworth $1,160
10 Derby $1,141
11 Topeka $1,136
12 Emporia $1,134
13 Prairie Village $1,117
14 Junction City $1,116
15 Overland Park $1,116
16 Hutchinson $1,114
17 Olathe $1,113
18 Newton $1,108
19 Shawnee $1,105
20 Lawrence $1,101
21 Gardner $1,088
22 Lenexa $1,082
23 Leawood $1,081
24 Salina $1,081
25 Manhattan $1,069
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Premium amounts are approximated as the specific zip code location can revise insurance rates considerably.

Is State Farm, Allstate, Geico, or Progressive cheaper?

If you are shopping around for car insurance, the most popular companies are State Farm, Allstate, Geico, and Progressive. When combined, they make up 48.5% of all auto insurance policies in force. Each company has slightly different coverages and options that policyholders can choose from. The table below shows pricing and service ratings, plus some optional coverages shoppers can find with each company.

State Farm, Allstate, Geico, and Progressive Compared
State Farm Allstate Geico Progressive
Policy Discounts 3rd 1st 2nd 4th
Client Satisfaction 4th 2nd 1st 3rd
Claims Handling 2nd 1st 3rd 4th
Price Overall 2nd 4th 1st 3rd
Market share percentage 18.3% 10% 11.4% 8.8%
Accident forgiveness coverage No Yes Yes Yes
New car replacement insurance No Yes No No
Uber and Lyft insurance Yes Yes Yes Yes
Roadside service Yes Yes Yes Yes
Breakdown insurance No No Yes Yes
Rating based on usage Yes Yes No Yes
Coverage in Kansas Yes Yes Yes Yes
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