How Much Does Insurance Cost for a Hyundai Santa Fe in Connecticut?

Your odds of finding the best cheap auto insurance for a Hyundai Santa Fe in Connecticut is dependent upon many factors like whether you are married, if you have recent claims, and blemishes on your driving record. Drivers in Connecticut pay an average of $920 annually to insure their Santa Fe, but that amount is a valuation using cost data for a 50-year-old married male that purchased both comprehensive and collision coverage and $250 physical damage deductibles.

Chances are that rate is not what you would pay, because most likely you are not a 50-year-old male, possibly single instead of married, and there is a good chance that there are other drivers on your policy. Car insurance coverage is unique to each driver, so this is why the only real way to find cheap insurance prices for your Hyundai is to take your time and compare rates from as many companies as possible.

Insure Your Hyundai for Less

Vehicle trim level impacts the annual cost of coverage, so the price you pay to insure a Santa Fe GLS 2WD will be $120 cheaper than the insurance cost for the more expensive Santa Fe Limited 4WD model, as demonstrated by the prices below.

Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Connecticut minimum liability limits. Discounts applied include homeowner, claim-free, multi-vehicle, multi-policy, and safe-driver. Estimates do not factor in garaging location in Connecticut which can influence insurance rates significantly.

Figuring out which companies offer the most affordable car insurance rates for a Hyundai Santa Fe will require more work than just comparing rates from one or two companies.

Every insurance provider uses a different method for establishing rates, so let’s look at the rankings for the overall cheapest car insurance companies in Connecticut. It’s important to understand that Connecticut car insurance rates are impacted by many factors that may substantially change the price you pay for coverage. Simply having a birthday, moving to a new city, or getting a driving violation may generate price changes resulting in some rates now being affordable when they were higher priced.

Best Insurance Companies for Your Hyundai

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Utica National may offer some of the cheapest car insurance rates in Connecticut at around $995 annually. Travelers, USAA, Amica, and Nationwide also are some of the cheaper Connecticut auto insurance companies.

As illustrated above, if you are a policyholder with Amica and switched to Utica National, you could earn savings of upwards of $249. Policyholders with Nationwide might save as much as $430 a year, and Unitrin policyholders might realize rate reductions of up to $523 a year.

Understand that those rates are averages across all types of drivers and the different vehicles they drive and and are not figured with a specific rating modification for a Hyundai Santa Fe. So the auto insurance company that fits your age and vehicle best may not even be included in the list of companies shown earlier. That is why you need to get rate quotes from many companies using your own personal information and vehicle type.

Driving violations and accidents

In a perfect world, the best way to obtain low car insurance rates in Connecticut for a Santa Fe is to pay attention while driving and avoid accidents and violations. The information below illustrates how violations and accident claims influence car insurance costs for each age group. The premium estimates are based on a single female driver, comp and collision included, $100 deductibles, and no discounts are taken into consideration.

google.charts.setOnLoadCallback(drawVioqcibChart);function drawVioqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘No Violations or Accidents’, ‘Two Speeding Tickets and No Accidents’, ‘Two Speeding Tickets and Two Accidents’],[‘Age 20’, 3223,3975,6691],[‘Age 30’, 2217,2967,5683],[‘Age 40’, 2057,2809,5523],[‘Age 50’, 1797,2551,5267],[‘Age 60’, 1741,2491,5209],[‘Age 70’, 2035,2785,5503]]);var options = {title: ‘Impact of Violations and Accidents on Connecticut Hyundai Santa Fe Insurance’,titleTextStyle: {color: ‘#333’, fontSize: 17, bold: true},width: ‘100%’,height: 600,’chartArea’: {left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’,textStyle: {fontSize: 12}},colors:[‘#b2da64′,’#eed355′,’#e39e71’],hAxis: {title: ‘Annual Insurance Cost for a Hyundai Santa Fe in Connecticut’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);formatter.format(data,3);var chart = new google.visualization.BarChart(document.getElementById(‘qcibvio’));chart.draw(data, options);}

In the prior example, the average cost of auto insurance in Connecticut per year with a clean driving record and no accidents is $2,178. Get two speeding tickets and the average cost surges to $2,930, an increase of $751 each year. Now get two accidents along with the two speeding tickets and the 12-month cost of car insurance for a Hyundai Santa Fe jumps again to an average of $5,646. That’s an increase of $3,468, or $289 per month, just for not keeping your driving record clean!

Get discount Connecticut auto insurance rates

Insurance providers that offer cheap insurance for a Hyundai Santa Fe in Connecticut could also offer rate discounts that can lower rates by as much as 35% or more if you qualify. A list of companies and a summarized list of policyholder discounts are outlined below.

The example below shows the comparison of car insurance costs with and without discounts applied to the rates. The rate quotes are based on a female driver, a clean driving record, no at-fault accidents, Connecticut state minimum liability limits, comprehensive and collision coverage, and $1,000 deductibles. The first bar for each age group shows the average rate with no discounts. The second shows the rates with homeowner, safe-driver, marriage, defensive driving course, passive restraint, and vehicle safety discounts applied. When discounts are factored in, the the average yearly reduction on car insurance for a Hyundai Santa Fe is 13% or $376.

google.charts.setOnLoadCallback(drawDiscqcibChart);function drawDiscqcibChart() {var data = google.visualization.arrayToDataTable([[‘Age of Insured’, ‘Female Driver No Discounts’, ‘Female Driver with Discounts’],[‘Age 20’, 2413,1731],[‘Age 30’, 1615,1167],[‘Age 40’, 1513,1091],[‘Age 50’, 1321,955],[‘Age 60’, 1283,927],[‘Age 70’, 1521,1093]]);var options = {title: ‘Comparison of Insurance Rates for a Hyundai Santa Fe’,titleTextStyle: {color: ‘#333’,fontSize: 17,bold: true},width: ‘100%’,height: 500,’chartArea’:{left:100,top:50,’width’: ‘100%’, ‘height’: ‘70%’},legend: {position: ‘bottom’},colors: [‘#c096ca’, ‘#e1b7ec’],hAxis: {title: ‘Annual Insurance Cost for a Hyundai Santa Fe’,minValue: 0,format: ‘$###,###’},vAxis: {title: ‘Age of Insured’}};var formatter = new google.visualization.NumberFormat({fractionDigits: 0,prefix: ‘$’});formatter.format(data,1);formatter.format(data,2);var chart = new google.visualization.BarChart(document.getElementById(‘qcibdisc’));chart.draw(data, options);}

Which auto insurance company is best?

If you are shopping around for insurance for a Santa Fe in Connecticut, four of the best places to start are Allstate, Geico, Progressive, and State Farm. When combined, they have 48.5% of all car insurance policies in America. The following table rates some of the ratings and options that you can purchase from each one.