How Much Does Insurance Cost for Ride Shares in Ohio?

How Much Does Insurance Cost for Ride Shares in Ohio?

For youthful drivers, one of the largest components that affect auto insurance rates is where your residence is in Ohio. Areas with increased crime or more people like Toledo, Youngstown, and Cincinnati tend to pay slightly more, whereas more rural areas have the benefit of cheap insurance for young drivers in Ohio.

The following table illustrates the more expensive cities in Ohio for young drivers to purchase auto insurance in.

Car insurance prices in Ohio
Rank City Annual Rate
1 Toledo $1,267
2 Cleveland $1,259
3 Youngstown $1,235
4 Columbus $1,235
5 Cincinnati $1,210
6 Cleveland Heights $1,166
7 Dayton $1,154
8 Euclid $1,140
9 Akron $1,123
10 Hamilton $1,113
11 Springfield $1,105
12 Fairfield $1,095
13 Newark $1,085
14 Canton $1,069
15 Middletown $1,066
16 Lakewood $1,041
17 Kettering $1,040
18 Mansfield $1,032
19 Strongsville $1,031
20 Beavercreek $1,027
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Premium costs are approximated as specific Ohio zip code can lower or raise premium rates substantially.

The type of vehicle driven is one of the biggest factors when consumers are trying to find affordable car insurance for young drivers. Vehicles with more horsepower, poor safety ratings, or high incidents of liability claims will cost quite a bit more to insure than safer, lower-performance models.

The data below presents coverage costs for a number of the more afforable automobiles to buy insurance for.

Cheapest Auto Insurance Rates for Ride Shares in Ohio
Make and Model Estimated Cost for Full Coverage
Chevrolet Traverse LT 2WD $316
Subaru Forester X AWD $335
Ford Escape XLS 4WD $345
Honda CR-V EX 2WD $352
Ford Edge SEL AWD $350
Toyota Sienna LE $359
Chevrolet Impala LT $366
Ford Explorer Limited 4WD $365
Dodge Grand Caravan SXT $371
Toyota Tacoma Double Cab TRD Off-Road Package 4WD $365
Toyota Prius $382
Nissan Altima 3.5 SR 4-Dr Sedan $384
Ford Fusion SEL 4-Dr Sedan $390
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Data variables include married female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Ohio minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, safe-driver, and multi-policy. Premium amounts do not factor in zip code location which can alter rates substantially.

Looking at the data, we can expect makes and models like the Chevrolet Traverse, Subaru Forester, Ford Escape, and Honda CR-V will be the less-costly vehicles to insure for youthful drivers.

Ratings for Ohio car insurance companies

Insuring your vehicle with the highest-rated insurance provider is hard considering how many different companies there are to choose from in Ohio. The information below could help you analyze which car insurance companies to look at comparing rates with.

The ratings below are only comprised of large insurance companies, so companies that may only write in Ohio are not taken into consideration for this list. To get rate quotes from these companies and more, click this link.

Top 10 Large Auto Insurance Companies in Ohio Ranked by Customer Satisfaction

  1. USAA – 92%
  2. Erie Insurance – 88%
  3. American Family – 88%
  4. State Farm – 88%
  5. Nationwide – 88%
  6. 21st Century – 88%
  7. AAA Insurance – 87%
  8. Liberty Mutual – 87%
  9. Farmers Insurance – 87%
  10. The Hartford – 87%