How Much is Auto Insurance for Postal Workers in North Dakota?

Wouldn’t it be great if we could just give you the name of that one perfect company that has the cheapest rates for postal workers? Unfortunately, it’s just not that easy, as there are a ton of unknown elements like where your residence is in North Dakota, the amount of coverage you want, if you need full coverage or liability-only, and the number of years you have been driving. The content below covers the best ways to avoid overpriced car insurance and also should give you some help in finding cheaper rates.

For postal employees, one of the largest components that aid in calculating car insurance rates is where you live in North Dakota. Densely populated urban areas like Hazen, Carrington, and Beulah tend to have higher rates, whereas more rural areas generally pay lower auto insurance rates.

The following table sorts the priciest cities in North Dakota for postal workers to buy an auto insurance policy in.

Premium costs are estimated as specific North Dakota zip code can revise insurance rates considerably.

We all have different tastes in cars, and the vehicle you are insuring is one of the main factors that determines whether or not you find the best auto insurance for postal workers. Vehicles with economical engines, a great safety record, or a low likelihood of liability claims will cost significantly less to insure than higher performance models. The tables below outlines car insurance prices for the most affordable vehicles to buy coverage for.

Premium data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include safe-driver, homeowner, multi-policy, multi-vehicle, and claim-free. Rate quotes do not factor in your specific North Dakota location which can increase or decrease coverage prices noticeably.

Premium data assumes married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include claim-free, multi-policy, homeowner, multi-vehicle, and safe-driver. Information does not factor in garaging location in North Dakota which can increase or decrease premiums significantly.

Data variables include married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and North Dakota minimum liability limits. Discounts applied include multi-policy, homeowner, claim-free, safe-driver, and multi-vehicle. Information does not factor in specific North Dakota garaging location which can change coverage prices substantially.

Deciphering which company has the best insurance rates for postal workers will take a little more work in order to find the best price. Each auto insurance company has a unique formula to determine premium rates, so let’s take a look at the insurance companies with the most affordable rates in North Dakota.

It’s a good idea to know that North Dakota insurance rates are impacted by many things that may substantially change your annual premium. Getting older, buying a new vehicle, or having a fender bender can trigger rate changes that can cause some rates to be cheaper in comparison to the competition.

Cheap Insurance Rates for USPS Employees

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USAA has some of the best car insurance rates in North Dakota at around $725 each year. Allied, Nodak Mutual, Grinnell, and State Farm would also be considered some of the more affordable North Dakota car insurance companies.

In the above example, if you have coverage with Nodak Mutual and switched to USAA, you might realize yearly savings of roughly $231. Drivers with Grinnell may save as much as $314 a year, and State Farm policyholders might reduce rates by $429 a year.

These premiums are averages across all insureds and vehicles and and are not calculated with a rate decrease for postal workers. So the car insurance company that has the cheapest price for you may not even be shown in the above list. That affirms the importance of why you need to quote rates from many companies using your own driver data and vehicle information.

Who is cheaper: State Farm, Allstate, Geico, or Progressive?

When shopping for auto insurance for postal employees, four good companies to start with are State Farm, Allstate, Geico, and Progressive. Combined they have almost 50% of all auto insurance policies in force. The data below ranks pricing and service ratings, as well as optional policy coverages that policyholders can buy.