Who Has Cheap Car Insurance Quotes for High Mileage Drivers in South Carolina?

Who Has Cheap Car Insurance Quotes for High Mileage Drivers in South Carolina?

This would be a really short article if we could simply tell you the company that has the cheapest rates in South Carolina. It’s just not that simple, as there are a whole bunch of unknown aspects such as whether you have good credit, the number of years you have been driving, any prior driving offenses, and how far you drive each year, that all impact the cost of your policy. We will touch on the best ways to save on auto insurance and should give you a good start in finding the cheapest car insurance.

When shopping for the cheapest auto insurance for high mileage drivers, one of the many factors that help determine auto insurance rates is where you keep your vehicle in South Carolina. Areas with increased crime or more people like Charleston, Summerville, and Goose Creek tend to pay slightly more, whereas areas with lower crime rates and fewer weather claims have the luxury of cheap car insurance for high mileage drivers in South Carolina.

The next table ranks the most costly cities in South Carolina for high mileage drivers to buy auto insurance in.

How much does car insurance cost in South Carolina?
Rank City Annual Premium
1 Charleston $1,285
2 Florence $1,259
3 Summerville $1,252
4 North Charleston $1,250
5 Goose Creek $1,246
6 Socastee $1,223
7 Sumter $1,215
8 Columbia $1,213
9 Saint Andrews $1,195
10 Mount Pleasant $1,189
11 Myrtle Beach $1,174
12 Hilton Head Island $1,173
13 Greenwood $1,143
14 Aiken $1,130
15 Anderson $1,127
16 North Augusta $1,106
17 Greenville $1,100
18 Rock Hill $1,091
19 Spartanburg $1,083
20 Mauldin $1,071
21 Wade Hampton $1,058
22 Easley $1,055
23 Taylors $1,053
24 Simpsonville $1,050
25 Greer $1,045
Find the Best Rates Go

Information shown are comparative as specific South Carolina zip code can impact auto insurance rates considerably.

Finding low-priced auto insurance is easier said than done, and figuring out which company has the cheapest car insurance rates for high mileage drivers may require even more work. Every insurance company uses their own method for setting prices, so let’s begin by taking a look at the car insurance companies with the overall cheapest rates in South Carolina.

It’s important to understand that South Carolina car insurance rates are determined by lots of factors that can increase the price of coverage. This is why it is critical to take the time to shop around when trying to get the cheapest auto insurance quotes for high mileage drivers. Prices can be determined by many things and can increase or decrease at any time, so the most economical company when you bought your policy may now not even be in the top five.

Find Cheaper Auto Insurance in South Carolina

Compare Rates Today

Who has the cheapest car insurance in South Carolina?
Rank Company Cost Per Year
1 The Hartford $768
2 USAA $1,015
3 Auto-Owners $1,107
4 State Auto $1,127
5 Southern Farm Bureau $1,248
6 SC Farm Bureau Mutual $1,286
7 Travelers $1,356
8 National Grange Mutual $1,361
9 State Farm $1,422
10 Progressive $1,594
11 Allstate $1,637
12 Encompass $1,641
13 Nationwide $1,760
14 Safe Auto $1,965
15 GEICO $2,041
16 Bristol West $2,395
17 Liberty Mutual $2,513
18 Safeco $2,744
View More Rates Go

The Hartford normally has some of the cheapest car insurance rates in South Carolina at around $768 a year. USAA, Auto-Owners, State Auto, and Southern Farm Bureau would also be considered some of the cheapest South Carolina car insurance companies.

As illustrated above, if you have coverage with Southern Farm Bureau and switched to USAA, you could realize savings of in the vicinity of $233. Customers with SC Farm Bureau Mutual may save as much as $271 a year, and Travelers customers might reduce rates by $341 a year.

To see if you’re overpaying, click here to start your custom quote or click several companies below for low rates.

Understand that those premium estimates are averages for all drivers and vehicles in South Carolina and and are not figured with a rate decrease for high mileage drivers. So the insurer that can offer you the lowest price may not even be in the company chart above. That is why you need to get car insurance quotes using your own driver information and specific vehicle type.

Ending up with a high-quality car insurance company is difficult considering how many different companies there are to choose from in South Carolina. The company information displayed below could help you choose which companies you want to consider comparing rates from. These rankings are only made up of companies that insure vehicles across America, so companies that focus mainly on South Carolina business are not factored into these rankings.

Top 10 Large Car Insurance Companies in South Carolina Ranked by A.M. Best Rating

  1. Travelers – A++
  2. USAA – A++
  3. GEICO – A++
  4. State Farm – A++
  5. Titan Insurance – A+
  6. Esurance – A+
  7. Progressive – A+
  8. Nationwide – A+
  9. The Hartford – A+
  10. Allstate – A+

Top 10 Large Car Insurance Companies in South Carolina Ranked by Value

  1. Travelers
  2. American Family
  3. AAA Insurance
  4. Safeco Insurance
  5. Progressive
  6. The Hartford
  7. The General
  8. 21st Century
  9. Esurance
  10. Titan Insurance

Find cheap car insurance for high mileage drivers in South Carolina

Here are some of the better money-saving suggestions that can help South Carolina drivers get more affordable car insurance.

  • Avoid filing excessive claims
  • Vehicles with good safety ratings are usually cheaper to insure
  • Speeding tickets and other violations increase rates
  • At-fault accidents will increase rates
  • Bundle home or renters insurance to earn a discount on car insurance
  • Compare rates and switch if you can find a better deal

The last item on the list is remarkably necessary, as was noted in the prior information. Prices can be modified anytime, so drivers shouldn’t be resistant to switch to a new company if a more affordable rate is found. Loyalty to a specific company is fine, but it’s not a great idea if that loyalty ends up costing lots of hard earned cash every month. In just a few minutes you could compare rates to find cheaper car insurance for high mileage drivers.