Best Cheap Car Insurance for Felons in Wisconsin

Best Cheap Car Insurance for Felons in Wisconsin

The vehicle model driven is a large factor that determines whether or not you find the lowest-priced insurance for felons. Vehicles with economical engines, a great safety record, or a low likelihood of having liability claims will cost quite a bit less to insure than high performance models. The data below ranks auto insurance costs for a selection of the most budget-friendly vehicles to insure in Wisconsin.

Cheapest Auto Insurance Rates for Felons in Wisconsin
Make and Model Estimated Cost for Full Coverage
Ford Escape XLT 4WD $326
Honda CR-V EX-L 4WD $336
Toyota Prius $352
Ford Explorer XLT AWD $356
Ford F-150 XLT Crew Cab 2WD $362
Ford Edge SE AWD $367
Chevrolet Traverse LS AWD $374
Kia Forte SX 4-Dr Sedan $383
Toyota Camry XLE $395
Dodge Grand Caravan CV $396
Chevrolet Silverado LT Regular Cab $402
GMC Sierra SLE Regular Cab 4WD $407
Toyota Corolla XRS $402
Nissan Altima Hybrid 4-Dr Sedan $407
Toyota Sienna Limited $402
Toyota RAV4 Sport 2WD $409
Chevrolet Impala LT $416
Compare Cheap Rates Go

Data based on married male driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Wisconsin minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, claim-free, and safe-driver. Information does not factor in specific zip code location which can modify insurance rates substantially.

Based upon the table data, models like the Ford Escape, Honda CR-V, Toyota Prius, Ford Explorer, and Ford F-150 are most likely to be some of the most affordable vehicles to insure for felons.

One of the more important considerations that auto insurance companies take into consideration when calculating a rate quote is your zip code in Wisconsin. Cities with larger populations like Milwaukee, West Allis, and Racine tend to have higher auto insurance costs, whereas areas with less crime or weather claims generally have lower rates.

The table below ranks the priciest cities in Wisconsin for felons to buy auto insurance in.

How much does car insurance cost in Wisconsin?
Rank City Annual Rate
1 Milwaukee $1,396
2 Wauwatosa $1,359
3 West Allis $1,210
4 Kenosha $1,194
5 Racine $1,181
6 Greenfield $1,168
7 Oak Creek $1,154
8 Franklin $1,129
9 Beloit $1,118
10 Eau Claire $1,081
11 Wausau $1,079
12 Waukesha $1,065
13 Madison $1,062
14 New Berlin $1,060
15 Janesville $1,042
16 Menomonee Falls $1,037
17 Brookfield $1,035
18 La Crosse $1,022
19 West Bend $1,007
20 Fond du Lac $995
21 Oshkosh $980
22 Manitowoc $957
23 Sheboygan $953
24 Appleton $936
25 Green Bay $931
Find the Best Rates Go

Price information shown is comparative as the specific Wisconsin residence address can change coverage rates substantially.

Finding low-priced auto insurance is tough enough, and deciding which company quotes the best car insurance rates for felons calls for even more rate comparisons.

Every insurance provider has a proprietary formula to set their prices, so let’s take a look at the car insurance companies with the overall best prices in Wisconsin. It’s a good idea to know that Wisconsin car insurance rates are determined by lots of factors that may substantially change the cost of having a policy. This price variability is why it is important to do a thorough rate comparison when trying to get the lowest insurance rates for felons. Insurance rates can be determined by many factors and can decrease or increase without notice, so the most economical option when you bought your policy may now be quite expensive.

Find Cheaper Auto Insurance for Felons

Compare Rates Today

Who has the cheapest car insurance in Wisconsin?
Rank Company Cost Per Year
1 USAA $586
2 Partners Mutual $632
3 Erie $724
4 Rural Mutual Insurance $749
5 Nationwide $752
6 Rockford Mutual $754
7 Integrity Mutual $762
8 Pekin Insurance $775
9 Western National $777
10 Travelers $796
11 State Farm $896
12 West Bend Mutual $917
13 Auto Club Group $939
14 The Hartford $940
15 General Casualty $954
16 Auto-Owners $1,114
17 American Family $1,137
18 Farmers $1,141
19 Progressive $1,164
20 GEICO $1,190
Get Personalized Rates Go

USAA has some of the cheapest car insurance rates in Wisconsin at around $586 annually. Partners Mutual, Erie, Rural Mutual Insurance, and Nationwide also are some of the lowest-priced Wisconsin auto insurance companies.

As shown in the rates above, if you are insured with Erie and switched to USAA, you might realize a yearly savings of approxmiately $138. Policyholders with Rural Mutual Insurance may save as much as $163 a year, and Nationwide insureds might lower prices by $166 a year.

Understand that those estimates are averaged across all types of drivers and the different vehicles they drive and do not take into consideration a price discount for felons. So the company that can offer you the best price may not even be included in the list of companies above. That underscores the importance of why you need to compare rates from multiple companies using your own driver information and specific vehicle type.

Car insurance company ratings

Picking the top car insurance company can be difficult considering how many different insurance companies sell coverage in Wisconsin. The information shown below can help you decide which auto insurers to look at when looking for cheaper rates.

These ratings are only made up of the companies with a significant amount of written premium nationwide, so companies with more of a regional focus are not factored into the list. To compare rates from these top-rated insurers and more, click this link.

Top 15 Car Insurance Companies in Wisconsin
Company Value Customer Service Claims Customer Satisfaction A.M Best Rating Overall Score
USAA 99 100 90 92% A++ 97.4
21st Century 89 86 100 88% A 92.7
GEICO 97 91 88 85% A++ 92.5
Nationwide 88 94 91 88% A+ 91.3
AAA Insurance 93 87 88 87% A 90.8
Liberty Mutual 91 91 92 87% A 90.7
Safeco Insurance 90 93 88 86% A 90.2
State Farm 91 94 80 88% A++ 90.2
Travelers 89 91 94 79% A++ 90.1
American Family 88 92 83 88% A 89.4
Allstate 90 90 84 85% A+ 89.1
Progressive 83 85 99 87% A+ 88.7
Erie Insurance 92 90 82 88% A+ 88.5
The Hartford 87 89 84 87% A+ 88
Esurance 84 88 85 83% A+ 86
Compare Rates Now Go

Data Source: Insure.com Best Car Insurance Companies

Drive safe and save

In a perfect world, the ideal way to receive cheap car insurance prices in Wisconsin for felons is to drive carefully and not receive tickets or have accidents. The illustration below shows how speeding tickets and accident claims raise insurance costs for each age group. The data is based on a married female driver, comprehensive and collision coverage, $1,000 deductibles, and no additional discounts are factored in.

The data in the chart shows the average cost of a car insurance policy in Wisconsin per year with no accidents and a clean driving record is $751. Receive one speeding ticket and the average cost jumps to $873, an increase of $123 each year. Next add two accidents along with the one speeding ticket and the annual cost of car insurance for felons goes up to an average of $2,040. That’s an increase of $1,290, or $107 per month, just for not maintaining a clean driving record!

How to find economical car insurance for felons

The list below summarizes some of the recommended money-saving suggestions that can help drivers buy cheap coverage.

  • Do not insure for full coverage
  • Ensure your driving record is clean
  • Having at-fault accidents will increase rates
  • Good credit scores may lower your rates
  • Buy a car with high safety ratings
  • Increase your deductibles
  • Ensure you have the best deal by shopping around regularly

The last tip in the list is remarkably necessary, as we stressed in this article. Auto insurance rates in Wisconsin vary greatly, so drivers shouldn’t hesitate to change to a new company if a cheaper rate is available.

Staying with the same car insurance company is fine, but it isn’t a good idea if it’s costing you thousands of dollars over the life of your policy. If you have a few minutes, now is a great time to compare prices and find cheaper car insurance for felons.