Cheapest Insurance Quotes for a Ford Edge in South Carolina

Finding cheaper coverage for a Ford Edge in South Carolina is contingent on a large number of rating criteria like annual miles driven, where you live, and blemishes on your driving record. Drivers in South Carolina on average pay around $1,020 per year to insure their Edge, but that cost is based on a 40-year-old married female driver who purchased both comprehensive and collision coverage and $250 deductibles.

It’s more than likely you are not exactly 40 years old and possibly not even female, maybe you are single instead of married, or maybe your Edge doesn’t need full coverage. Even a minor difference in the rating input factors can generate big changes in rates.

This illustrates why the way we recommend to find cheap auto insurance rates for your Ford is to just compare rates yourself.

Insure Your Ford for Less

Your Ford’s trim level will have an impact the coverage cost, so the price you will be charged to insure a Edge SE 2WD trim level will cost $184 less than the cost to insure the more well-appointed Edge Sport AWD model, as shown in the table below.

Table data represents married female driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, homeowner, and multi-vehicle. Rate information does not factor in specific garaging location which can impact price quotes considerably.

Finding reasonably-priced auto insurance is easier said than done, and figuring out which companies offer the cheapest auto insurance rates for a Ford Edge will involve a bit more work. Every insurance provider has a unique approach for establishing rates, so we need to take a look at the auto insurance companies with the most affordable rates in South Carolina.

It’s important that you understand South Carolina auto insurance rates are impacted by many factors that may substantially change the cost of your policy. This price variation is why South Carolina drivers need to perform an extensive rate comparison when trying to get the most affordable car insurance quotes for a Ford Edge. Rates can be altered by many different factors and change frequently, so the most affordable company six months ago may now be wasting a lot of money.

Best Auto Insurance Prices for Your Edge

Click Here to Start Your Quote

The Hartford normally has some of the lowest car insurance rates in South Carolina at around $752 per year. USAA, Auto-Owners, State Auto, and SC Farm Bureau Mutual also rank well as some of the best South Carolina car insurance companies.

As shown in the table above, if you are a policyholder with USAA and switched to The Hartford, you could see a yearly savings of approxmiately $233. South Carolina drivers with Auto-Owners could save as much as $355 a year, and State Auto customers might see rate reductions of $375 a year.

To find the cheapest insurance for a Ford Edge in South Carolina, click here to start your custom quote or visit any of the companies below.

These rates are averaged for all insureds and vehicles and and are not calculated with a specific rate value for a Ford Edge. So the car insurance company that is best for you may not even be shown in the above list. That’s why you need to compare prices as often as possible using your own driver information and specific vehicle type.

The diagram below demonstrates how deductible levels can impact insurance prices when trying to find cheap insurance for a Ford Edge. The information is based on a single female driver, comprehensive and collision coverage, and no other discounts are factored in.

As shown above, a 40-year-old driver could save $364 a year by switching the physical damage coverage from a $100 deductible to a $500 deductible, or save $550 by switching to a $1,000 deductible. Even younger insureds, like the age 20 example, could save as much as $940 or more just by choosing higher deductibles when buying full coverage.

When using a larger deductible, it will be necessary to have additional savings on hand to offset the extra out-of-pocket expense, which is the one shortcoming of high deductibles.

Allstate, State Farm, Progressive, and Geico compared

If you’re looking for the cheapest insurance for an Edge in South Carolina, the most popular companies are Allstate, State Farm, Progressive, and Geico. If you add them together, they insure almost 50% of all car insurance policies in America. The next table ranks price and claims rank as well as some different options that are available for policyholders.

How to get the cheapest insurance for a Ford Edge in South Carolina

Here are some penny-pinching ideas that can help you locate the cheapest auto insurance.

• Drive safely
• Pay cheaper rates with good credit scores
• At-fault accidents can raise rates significantly
• Raise your physical damage coverage deductibles
• Earn discounts for being claim-free
• Bundle home and auto and save
• Comparison shop at least once a year

That last tip is certainly necessary, as was pointed out in this write-up. Car insurance prices vary considerably, so don’t hesitate to switch carriers if a more affordable rate is found.

Sticking with a specific company is fine, but it isn’t a good idea if your bullheadedness ends up costing you hundreds every year. Take a couple minutes and shop around to find cheaper car insurance for a Ford Edge.